Finbud Financial Services will attend the GIA Flagship Conference 2026 in Mumbai on June 24, 2026. The management will engage with investors and analysts during a physical group meeting scheduled from 9am to 6pm. The interaction is part of the company's investor outreach initiatives.

The company stated that discussions during the meeting will be based on publicly available documents. No unpublished price sensitive information (UPSI) is intended to be shared during the interaction. The schedule is indicative and subject to changes due to unforeseen developments or exigencies on the part of the company or the organizer.

Meeting Details

The disclosure was made in compliance with Regulation 30 read with Schedule III of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Parag Agarwal, Whole Time Director, signed the intimation on June 16, 2026.

Finbud Financial Services reported a 42% year-on-year increase in revenue to ₹317.9 crore for the financial year ended March 31, 2026 (FY26), while profit after tax (PAT) rose 39% to ₹11.6 crore. The company’s EBITDA stood at ₹19.9 crore, a 35% increase from the previous year. Management attributed the performance to robust growth across its agent and digital verticals, which facilitated over ₹10,250 crore of loans on the platform during the year.

Financial Performance for FY26

The company’s loan disbursement mix was 86% through the agent marketplace and 14% via the digital business. The agent vertical generated ₹273 crore in revenue, maintaining an EBITDA margin of approximately 4.5%. In contrast, the digital business reported revenue of ₹41 crore with a significantly higher EBITDA margin of 14%. Finbud currently serves over 5 crore customers and hosts more than 100 lenders on its platform.

Strategic Outlook and Expansion Plans

Management articulated a vision to scale the integrated business to over ₹1,000 crore in revenue by FY30. A key component of this strategy is the rebranding and separation of the digital business into a wholly-owned subsidiary named ZAP Private Limited. The company projects ZAP’s revenue will grow seven-fold to ₹300 crore by FY30, with EBITDA margins expanding to 25% from the current 14-15%. This growth is expected to be driven by increasing market share from 1% to 2.5%, improving wallet share, and introducing new categories such as gold loans and health and wellness products.

NBFC Operations and EQUALL

The company’s NBFC, branded as EQUALL, received Reserve Bank of India (RBI) approval for the appointment of its CEO, Ajay Vikram Singh, and has commenced lending operations. In the initial months of operation, the NBFC evaluated over 18,000 applications and disbursed approximately ₹9 crore, with an average ticket size of ₹1.5 lakh. The on-book assets under management (AUM) as of March 31, 2026, stood at ₹5.3 crore. Finbud targets an AUM of ₹2,500 crore for EQUALL by FY30, leveraging its proprietary data lake of 5 crore customers to pre-select risk and optimize returns.

Guidance for FY27

For the upcoming financial year FY27, Finbud provided guidance targeting revenue of ₹425 crore, representing growth of approximately 35%. The digital business is expected to lead this expansion, with revenue projected to reach ₹75 crore, while the agent business is anticipated to contribute ₹350 crore. The company forecasts EBITDA in the range of ₹28-30 crore and PAT between ₹18-20 crore for FY27.