Federal Bank announced its audited financial results for FY26 following a Board meeting held on April 29, 2026. The bank delivered solid performance with net profit reaching ₹4,117.32 crore, representing growth of 1.61% compared to ₹4,051.89 crore in the previous year. The Board recommended a final dividend of 60%, equivalent to ₹1.20 per equity share of face value ₹2 each, subject to shareholder approval at the ensuing Annual General Meeting.

Q4FY26 Quarterly Performance Highlights

The fourth quarter demonstrated remarkable operational strength with net profit surging to ₹1,259.10 crore, marking sequential growth of 20.93% from ₹1,041.21 crore in Q3FY26. Total income for Q4FY26 stood at ₹8,544.04 crore, while operating profit reached ₹2,276.41 crore. The bank achieved significant milestones with both CASA and NR deposits crossing the ₹1 lakh crore mark simultaneously.

*Not annualised

Balance Sheet Strength and Asset Quality

The bank's balance sheet demonstrated robust growth with total business reaching ₹5,78,503.76 crore, growing 4.54% quarter-on-quarter. Total deposits increased to ₹3,13,909.39 crore with 5.41% QoQ growth, while gross advances stood at ₹2,64,594.37 crore. CASA balances reached ₹1,03,390.30 crore with the CASA ratio improving to 32.94%, showing a 271 basis points year-on-year improvement.

Asset quality metrics remained exemplary with Gross NPA at 1.62% and Net NPA at 0.20% as of March 31, 2026, demonstrating superior risk management capabilities. The Capital Adequacy Ratio under Basel III stood strong at 17.25%.

Regulatory Filings and Board Meeting Details

The audited financial results were approved by the Board at its meeting held on April 29, 2026, which commenced at 1:20 p.m. and concluded approval of financial results at 1:50 p.m. The regulatory filing was submitted to both NSE and BSE under scrip symbol FEDERALBNK and code 500469, signed by Company Secretary Samir P Rajdev with filing reference SEC/LODR/28/2026-27.

Pursuant to Regulation 33(3)(d) of SEBI Listing Regulations, the Joint Statutory Auditors—M/s. M S K A & Associates LLP and M/s. Suri & Co—have issued an unmodified opinion on the audited standalone and consolidated financial results for FY26. Executive Director & CFO Venkatraman Venkateshwaran confirmed the auditor's declaration.

Newspaper Publication and Regulatory Compliance

Pursuant to Regulation 30 and 47 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, the bank published its audited financial results for Q4FY26 in newspapers on April 30, 2026. The results were published in "Financial Express" (English) and "Deepika" (Malayalam), ensuring compliance with regulatory disclosure requirements. The complete financial results are also available on the bank's website at https://www.federal.bank.in/financial-result .

Strategic Developments and Fee Income Growth

The bank's diversified credit portfolio shows retail banking comprising 54% of customer assets, commercial banking at 35%, and corporate banking at 11%. Digital initiatives continue to drive growth with the Federal 24/7 current account opening platform, FedWealth investment platform, and enhanced UPI acquiring capabilities contributing to operational efficiency. Fee income for Q4FY26 reached ₹990.92 crore, growing 10.54% quarter-on-quarter, reflecting strong non-interest income performance.

Federal Bank Limited conducted a virtual investor meeting with the International Finance Corporation (IFC) on April 30, 2026, in compliance with regulatory disclosure requirements.

Meeting Details

The bank held a one-on-one virtual meeting with IFC as part of its ongoing investor engagement activities. The meeting details are outlined below:

Regulatory Compliance

Federal Bank Limited disclosed this meeting in accordance with Regulation 30(6) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The disclosure was made through a formal communication to both the National Stock Exchange of India Limited and BSE Limited.

The bank's Company Secretary, Samir P Rajdev, signed the disclosure document digitally on April 30, 2026, at 12:53:46 +05'30'. The communication specifically noted that no presentations were made during the virtual meeting session.

Investor Engagement

This meeting represents part of Federal Bank's regular investor outreach activities, maintaining transparency with stakeholders and institutional investors. The virtual format continues to be utilized for efficient engagement with international financial institutions like IFC.