Dhanlaxmi Bank has reported strong provisional financial performance for the year ended March 31, 2026, showcasing robust growth across all key business parameters. The bank's comprehensive business expansion reflects its strategic focus on diversified lending and deposit mobilization.

Strong Overall Business Performance

The bank's total business reached ₹33,773 crore as of March 31, 2026, representing a substantial year-on-year growth of 19.68% from ₹28,219 crore in the previous year. This growth trajectory demonstrates the bank's effective market penetration and customer acquisition strategies.

Deposit Growth and CASA Performance

Total deposits grew by 16.42% to ₹18,643 crore compared to ₹16,013 crore in the previous year. The bank's CASA (Current Account Savings Account) deposits increased by 15.77% to ₹5,380 crore from ₹4,647 crore, indicating improved customer relationships and enhanced deposit mobilization capabilities.

Exceptional Advances Portfolio Expansion

Gross advances demonstrated remarkable growth of 23.96%, reaching ₹15,130 crore from ₹12,206 crore in the previous year. This significant expansion reflects the bank's aggressive lending strategy and improved market positioning.

Specialized Lending Segments

The bank's specialized lending portfolios showed outstanding performance:

Gold loans registered exceptional growth of 71.41%, increasing to ₹6,512 crore from ₹3,799 crore. MSME lending also showed strong momentum with 30.90% growth, reaching ₹2,135 crore from ₹1,631 crore.

Regulatory Compliance and Data Disclosure

The financial data has been disclosed in compliance with Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, and the bank's Code of Practices and Procedures for Fair Disclosure of Unpublished Price Sensitive Information under Regulation 8 of SEBI (Prohibition of Insider Trading) Regulations, 2015. The bank has clarified that the reported figures are provisional and subject to review by statutory auditors.

Dhanlaxmi bank has notified stock exchanges regarding the reaffirmation of credit rating for its Basel III Tier-II Bonds by ICRA. The bank communicated this development to both BSE Limited and National Stock Exchange of India Limited as part of its regulatory compliance obligations.

Credit Rating Details

ICRA has reaffirmed the rating of the Basel III Tier-II Bonds issued by the bank with the following specifications:

The BBB- rating with stable outlook indicates the rating agency's assessment of the bank's creditworthiness for these specific debt instruments. Basel III Tier-II bonds form part of the bank's regulatory capital structure under Basel III norms.

Regulatory Compliance

The intimation was made pursuant to Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. This regulation mandates listed companies to disclose material events and information that could impact investor decisions, including credit rating actions.

The notification was signed by Venkatesh H, Company Secretary & Secretary to the Board, ensuring proper authorization and compliance with corporate governance requirements. The bank has requested both stock exchanges to take this information on record for investor awareness and regulatory compliance.