DCB Bank Limited has released its comprehensive investor presentation for Q4FY26, showcasing robust financial performance with significant growth across key metrics for the quarter and year ended March 31, 2026.

Strong Financial Performance

The bank delivered impressive results with profit after tax reaching ₹206 crores in Q4FY26, marking a substantial 16.14% year-on-year growth. The presentation reveals strong momentum across business segments with advances growing 17.58% and deposits expanding 20.91% compared to the previous year.

Asset Quality and Capital Position

The bank maintained healthy asset quality metrics with gross NPA at 2.45% and net NPA at 0.89%. The provision coverage ratio stood strong at 78.42%, while the capital adequacy ratio remained robust at 16.55%, well above regulatory requirements.

Business Growth and Network Expansion

DCB Bank's total business crossed ₹1,32,000 crores, supported by a network of 480 branches with steady investments in front-line infrastructure. The bank achieved strong core fee income of ₹198 crores in Q4FY26, while maintaining a healthy CASA ratio of 22.38% with savings account growth of 10.02% year-on-year.

Regulatory Compliance and Transparency

Company Secretary and Compliance Officer Rubi Chaturvedi confirmed that the investor presentation has been uploaded to the bank's website at www.dcb.bank.in . The presentation was prepared for the earnings call with analysts and investors, demonstrating the bank's commitment to transparency and regulatory compliance under applicable SEBI regulations.

The comprehensive presentation provides detailed insights into the bank's Q4FY26 performance and strategic initiatives, offering valuable information for stakeholders and the investment community.

DCB Bank Limited has submitted its disclosure of related party transactions for the half year ended March 31, 2026, in compliance with Regulation 23(9) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. The disclosure was filed with BSE Limited and National Stock Exchange of India Limited on April 24, 2026. The total value of transactions during the reporting period amounted to Rs. 151.37 crore.

The related party transactions encompassed various categories including deposits taken, interest paid, forex remittances, loans, and issuance of bank guarantees. These transactions were conducted with multiple related parties classified as promoters and promoter group entities, key managerial personnel (KMP), directors, relatives of KMP and directors, and private companies in which directors serve as directors. The disclosure was signed by Rubi Chaturvedi, Company Secretary & Compliance Officer of DCB Bank Limited.

Key Related Party Transactions

The transactions were spread across several categories of related parties. Platinum Jubilee Investments Limited, classified as promoter and promoter group, had deposits taken amounting to Rs. 6.81 crore with interest payments of Rs. 0.35 crore. Platinum Jubilee Publishers Ltd, also from the promoter group, recorded deposits of Rs. 0.17 crore and interest payments of Rs. 0.01 crore.

Among key managerial personnel, Praveen Achuthan Kutty had deposits of Rs. 3.36 crore with interest payments of Rs. 0.19 crore. Krishnan Sridhar Seshadri maintained deposits of Rs. 8.66 crore with interest payments of Rs. 0.55 crore. Ravi Kumar Vadlamani held deposits of Rs. 2.98 crore with interest payments of Rs. 0.13 crore.

Transactions with Directors and Their Relatives

Several directors and their relatives engaged in transactions with the bank. Suhail Amin Nathani, classified as a related party effective February 18, 2026, maintained deposits of Rs. 6.23 crore with interest payments of Rs. 0.20 crore. Amyn Asgarali Jassani held deposits of Rs. 0.79 crore with interest payments of Rs. 0.03 crore. Farokh Nariman Subedar, who ceased to be a related party on October 14, 2025, had deposits of Rs. 0.56 crore and interest payments of Rs. 0.11 crore.

Private companies in which directors serve as directors also participated in related party transactions. Aga Khan Foundation, India maintained deposits of Rs. 40.16 crore with interest payments of Rs. 1.78 crore and bank guarantees of Rs. 4.47 crore. Cancare Trust held deposits of Rs. 32.88 crore with interest payments of Rs. 1.41 crore. Agakhan Rural Support Programme (India) recorded deposits of Rs. 19.49 crore with interest payments of Rs. 0.79 crore.

Summary of Transaction Values

The following table provides a summary of significant related party transactions during the reporting period:

The disclosure notes that acceptance of fixed deposits by the bank are at terms uniformly acceptable to the public. Additionally, all deposits by KMP are paid interest as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, which allows additional interest of 1% per annum over and above the rate of interest mentioned in the schedule of interest rates on savings or term deposits of bank staff and their exclusive associations.