Comfort Fincap has scheduled its 44th Annual General Meeting for Monday, September 21, 2026. The Board of Directors has recommended a final dividend of ₹0.10 per equity share for FY26, subject to shareholder approval.

The meeting will be conducted exclusively through Video Conference or Other Audio-Visual Means (OAVM). No physical attendance will be permitted. Shareholders can participate via the facility provided by National Securities Depository Limited (NSDL).

Dividend and Record Date

The final dividend represents 5% of the paid-up equity share capital. Each equity share has a face value of ₹2. If approved at the AGM, the dividend will be paid within 30 days.

Tax Deducted at Source (TDS) will apply as per the Income Tax Act, 2025. Shareholders must ensure their KYC and bank details are updated with their Depository Participants or the Registrar and Transfer Agent, Bigshare Services Private Limited.

Key Agenda Items

Beyond the dividend, the AGM agenda includes significant corporate governance and funding resolutions:

• Director Re-appointment: Mr. Ankur Agrawal (DIN: 06408167), who retires by rotation, offers himself for re-appointment. He is a Chartered Accountant and CFA charterholder with over 12 years of experience in commerce and finance.
• Debt Raise Authorization: The Board seeks shareholder approval via Special Resolution to raise funds up to ₹300 crore through private placement of Non-Convertible Debentures (NCDs), Commercial Papers, Bonds, or other debt securities. This limit is over and above the company’s paid-up capital, security premium, and free reserves.
• Material Related Party Transactions (RPTs): The company seeks omnibus approval for material related party transactions for FY27 onwards. These include inter-corporate loans, deposits, guarantees, and securities with various group entities.

Related Party Transaction Details

The proposed RPT framework involves transactions with several promoter-connected entities. The aggregate monetary value of these contracts is substantial, reflecting the company’s integrated financial services structure.

All transactions are proposed on an arm’s length basis. Loans are secured and carry an interest rate of 14.00% p.a. payable quarterly. The company states these transactions support business operations and enhance operational efficiencies.

E-Voting and Annual Report

E-voting will be available during a remote period before the AGM and during the meeting itself. The remote e-voting period commences on Friday, September 18, 2026, at 9:00 am and ends on Sunday, September 20, 2026, at 5:00 pm. The e-copy of the Notice and the Annual Report for FY26 are available on the company website and the BSE Limited portal.

Comfort Fincap Limited delivered strong financial results for the quarter ended June 30, 2026, with profit after tax (PAT) more than doubling quarter-on-quarter. The NBFC reported a PAT of ₹220.07 lakhs, up 106.28% from ₹106.66 lakhs in Q4FY26. Income from operations grew 10.76% to ₹443.25 lakhs from ₹400.21 lakhs, while EBITDA surged 79.08% to ₹310.89 lakhs from ₹173.61 lakhs.

The Board of Directors approved the unaudited standalone and consolidated financial results during a meeting held on August 12, 2026. A limited review report accompanies the financial statements. The results are available on the company’s website and the BSE Limited website.

Financial Performance

The sharp improvement in profitability reflects operating efficiency and the growing contribution of the company’s technology-led platform. Chairperson Ankur Agrawal stated that the first-quarter performance underscores the strength of the asset-backed lending model and the discipline of the underwriting approach.

What the Numbers Show

The divergence between revenue growth and profit growth indicates significant margin expansion. While income from operations increased by just over 10%, EBITDA nearly doubled, suggesting improved cost control or higher-margin mix in lending activities. PAT growth outpaced EBITDA growth, pointing to favorable tax or other income dynamics in the quarter.

Business Updates

Comfort Fincap has launched its digital consumer durable loan product, enabling instant, paperless EMI purchases for mobile and laptop financing. The company aims to scale this into three times growth in Consumer Durable AUM over the next 18 months, expanding into laptops, tablets, and wearables while deepening retail partnerships in Tier 2 and Tier 3 markets.

Additionally, Comfort Fincap is building a scalable, technology-led Loan Against Securities (LAS) platform. This upcoming offering will feature real-time LTV and margin monitoring and fully digital pledge-to-disbursement infrastructure integrated with CDSL and NSDL.

Share Transfer Window

The company simultaneously announced a special window for shareholders to re-lodge transfer requests for physical shares. This window remains open from February 5, 2026, to February 4, 2027. All transfers processed under this scheme will be effected only in demat mode.

Eligibility depends on the execution date of the transfer deed and the availability of the original security certificate.

Shareholders eligible for this process must initiate it within the stipulated period. Assistance is available through the Registrar and Transfer Agent, Bigshare Services Private Limited.

Regulatory Compliance

The announcement complies with Regulation 30 and Regulation 33 read with Regulation 47(1) of the SEBI (Listing Obligations & Disclosure Requirements) Regulations, 2015. It also aligns with SEBI Circular No. HO/38/13/11(2)2026-MIRSD-POD/I/3750/2026 dated January 30, 2026.