Cholamandalam Investment and Finance Company Limited has scheduled its 48th Annual General Meeting (AGM) for July 28, 2026, at 3:30 p.m. IST via video conferencing, in compliance with the Companies Act, 2013 and SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The Board of Directors, at their meeting held on April 30, 2026, recommended a final dividend of 35% (₹0.70 per equity share of ₹2 each) for FY 2025-26, subject to shareholder approval. This is in addition to the interim dividend of 65% (₹1.30 per equity share) approved by the Board on January 30, 2026, bringing the total dividend for the year to 100% (₹2 per equity share), subject to shareholder confirmation.

Key AGM Dates and E-Voting Details

The company has engaged National Securities Depository Limited (NSDL) for e-voting services and video conferencing facility. The following table summarises the key dates and events associated with the 48th AGM:

The Notice of the AGM and Annual Report for FY 2025-26 are being sent electronically to all shareholders whose email addresses are registered with the Company, Registrar and Transfer Agent (RTA), or Depository Participants (DPs). Members who have not registered their email addresses will receive a letter providing the weblink to access the Annual Report and AGM Notice on the Company's website at www.cholamandalam.com and on the NSDL website at www.evoting.nsdl.com .

Proposed Increase in Borrowing Powers

A key special business item on the AGM agenda is the proposal to enhance the Company's borrowing limits. At the Annual General Meeting held on July 31, 2025, shareholders had approved a borrowing limit of ₹3,00,000 crores. The Board, at its meeting on April 30, 2026, has now approved, subject to shareholder consent, an increase in the overall borrowing powers to ₹4,00,000 crores (Rupees four lakh crores only) at any time. This enhancement is necessitated by the Company's business growth plans and expansion of operations.

The Company's Capital Adequacy Ratio as at March 31, 2026 stood at 19.21%, well above the statutory minimum threshold of 15% prescribed by the Reserve Bank of India (RBI). The outstanding borrowings of the Company as at March 31, 2026 were ₹2,10,867 crores. The borrowings may be raised in one or more tranches by way of loans (secured or unsecured), issuance of debentures and/or other permissible instruments from banks, financial institutions, or any other person or body corporate.

Director Re-Appointment and Shareholder Compliance

The AGM agenda also includes the re-appointment of Mr. Ravindra Kumar Kundu (DIN: 07337155), Managing Director, who retires by rotation and has offered himself for re-appointment. Shareholders are also required to confirm the interim dividend of 65% (₹1.30 per equity share) approved by the Board on January 30, 2026, which was paid to members whose names appeared in the Register of Members as on February 5, 2026.

Dividends will be paid only through electronic mode. Shareholders holding physical shares must register their KYC and bank details with the Registrar and Transfer Agent, KFin Technologies Limited, to receive payouts. For demat holdings, members must update bank details with their respective Depository Participants. The Company will deduct tax at source (TDS) on dividend income as per the Income Tax Act, 2025. To ensure appropriate TDS deduction, shareholders are required to upload necessary documents on the shareholder portal by July 21, 2026.

Saksham Niveshak Campaign and KYC Compliance

Pursuant to an MCA notification dated March 27, 2026, the Company has initiated the "Saksham Niveshak" campaign from April 1, 2026, to July 9, 2026, encouraging shareholders to update KYC, bank mandates, nominee, and contact information with the RTA. SEBI's Master Circular dated February 6, 2026, mandates holders of physical securities to furnish PAN, email, mobile number, bank details, and to register or opt out of the nomination facility. Members holding physical shares who have not provided these details must submit a request letter along with Form ISR-1, self-attested PAN copy, client master copy, and a cancelled cheque to KFin Technologies Limited in Hyderabad, or alternatively submit documents via email with e-sign.

Source: https://lodr-files.dhan.co/lodr-inputs/Company/INE121A01024/e6369302aa3044d6.pdf

Cholamandalam Investment and Finance Company Limited has filed its Business Responsibility and Sustainability Report for FY26 with the National Stock Exchange of India Limited and BSE Ltd. The filing, submitted by Company Secretary P. Sujatha on July 6, 2026, discloses the company's adherence to the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

The report highlights the company's environmental and social performance for the financial year ending March 31, 2026. A key achievement disclosed was the over-achievement of the electric vehicle (EV) loan disbursement target. The company disbursed ₹628.75 crore in FY26, compared to ₹525.46 crore in the previous year, surpassing the goal of a 5% year-on-year increase. Additionally, the company reported 0% data breaches during the year.

Financial and Operational Metrics

The report provides a detailed overview of the company's operations and financial standing. The paid-up capital stands at ₹170.48 crores. The company's primary business activity, Financial Services – Lending, accounts for 94.21% of its total turnover. This segment includes vehicle finance, home loans, and loans against property, among others.

Employee Well-being and Diversity

Cholamandalam Investment reported a total workforce of 51,327 employees, comprising 49,494 males and 1,833 females. The company spent 0.46% of its total revenue on well-being measures for employees and workers. The Board of Directors includes 8 members, with female representation at 13%. Key Management Personnel includes 2 individuals, with 50% female representation.

Environmental Impact and Sustainability

The company disclosed its environmental footprint, including energy consumption and greenhouse gas emissions. Total energy consumed from renewable sources was 155.88 units, while consumption from non-renewable sources was significantly higher at 1,22,771 units. The company generated 10.06 metric tonnes of e-waste during the year, of which 0.57 metric tonnes were recycled and 9.49 metric tonnes were recovered through other operations.

Governance and Assurance

The report was reviewed by the Board of Directors and the CSR Committee. B. Thiagarajan & Co., Chartered Accountants, provided reasonable assurance for the BRSR core indicators for the period. The company identified material issues such as financial inclusion, data privacy, and climate change, outlining strategies to mitigate risks and leverage opportunities.

Source: https://lodr-files.dhan.co/lodr-inputs/Company/INE121A01024/8701da57e0914411.pdf