Cholamandalam Investment and Finance Company Limited announced its audited standalone and consolidated financial results for FY26, delivering robust performance across key metrics. The Board of Directors approved the results at their meeting held on April 30, 2026, and recommended a final dividend of Re. 0.70 per equity share (35%) for the financial year ended March 31, 2026.

Financial Performance Highlights

The company demonstrated exceptional growth with total Assets Under Management (AUM) reaching ₹2,42,630 crore as of March 31, 2026, registering a 21% year-on-year growth from ₹1,99,876 crore in the previous year. Net profit for FY26 stood at ₹5,219.59 crore, representing a 23% increase from ₹4,258.53 crore in FY25.

Segment-wise Business Performance

The company maintained strong growth across all business segments. Vehicle Finance AUM reached ₹1,19,558 crore, up 18% year-on-year, while Loan Against Property grew 26% to ₹52,295 crore. Home Loans segment achieved ₹22,688 crore AUM with 23% growth, and SME Loans demonstrated robust 41% growth to ₹9,338 crore.

Asset Quality and Capital Position

The company maintained healthy asset quality with Stage 3 assets at 3.05% as of March 2026, compared to 3.36% in December 2025. Gross NPA as per RBI norms stood at 4.36%, while Net NPA was 2.87%. The Capital Adequacy Ratio (CAR) remained robust at 19.21%, well above the regulatory requirement of 15%, with Tier-I Capital at 14.73%.

Dividend and AGM Details

The Board recommended a final dividend of Re. 0.70 per equity share (35%) for FY26, subject to shareholder approval at the 48th Annual General Meeting scheduled for July 28, 2026. The dividend will be paid on or before August 26, 2026, to shareholders whose names appear in the Register of Members as on July 21, 2026. This is in addition to the interim dividend of ₹1.30 per share (65%) declared in January 2026.

Liquidity and Financial Strength

The company reported strong liquidity with a cash balance of ₹20,692 crore as of March 31, 2026, including High-Quality Liquid Assets (HQLA) of ₹6,080.94 crore. Total liquidity position stood at ₹21,186 crore, including undrawn sanctioned lines. Outstanding Qualified Borrowings were ₹1,45,434.82 crore, with the company maintaining its highest credit rating of AA+.

Source: None/Company/INE121A01024/96d53a66e7fa4e07.pdf

Cholamandalam investment and Finance Company Limited has executed a significant block trade on the National Stock Exchange (NSE), marking a notable institutional transaction in the financial services sector.

Block Trade Details

The company completed a substantial block trade with the following specifications:

Transaction Significance

Block trades are large-volume transactions typically executed by institutional investors outside the regular market order book. These transactions allow for efficient execution of substantial share volumes without causing significant price volatility in the regular trading sessions.

The execution price of ₹1546.50 per share reflects the institutional trading level for Cholamandalam Investment and Finance Company shares during this transaction. Such block deals often indicate institutional interest and can provide insights into large investor sentiment regarding the company's prospects.

Market Impact

Block trades of this magnitude demonstrate active institutional participation in the company's stock. The transaction value of ₹52.86 crores represents a significant institutional movement, which market participants often monitor as an indicator of institutional confidence and trading activity in the financial services sector.