Cholamandalam Investment and Finance Company Limited has filed its Business Responsibility and Sustainability Report for FY26 with the National Stock Exchange of India Limited and BSE Ltd. The filing, submitted by Company Secretary P. Sujatha on July 6, 2026, discloses the company's adherence to the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

The report highlights the company's environmental and social performance for the financial year ending March 31, 2026. A key achievement disclosed was the over-achievement of the electric vehicle (EV) loan disbursement target. The company disbursed ₹628.75 crore in FY26, compared to ₹525.46 crore in the previous year, surpassing the goal of a 5% year-on-year increase. Additionally, the company reported 0% data breaches during the year.

Financial and Operational Metrics

The report provides a detailed overview of the company's operations and financial standing. The paid-up capital stands at ₹170.48 crores. The company's primary business activity, Financial Services – Lending, accounts for 94.21% of its total turnover. This segment includes vehicle finance, home loans, and loans against property, among others.

Employee Well-being and Diversity

Cholamandalam Investment reported a total workforce of 51,327 employees, comprising 49,494 males and 1,833 females. The company spent 0.46% of its total revenue on well-being measures for employees and workers. The Board of Directors includes 8 members, with female representation at 13%. Key Management Personnel includes 2 individuals, with 50% female representation.

Environmental Impact and Sustainability

The company disclosed its environmental footprint, including energy consumption and greenhouse gas emissions. Total energy consumed from renewable sources was 155.88 units, while consumption from non-renewable sources was significantly higher at 1,22,771 units. The company generated 10.06 metric tonnes of e-waste during the year, of which 0.57 metric tonnes were recycled and 9.49 metric tonnes were recovered through other operations.

Governance and Assurance

The report was reviewed by the Board of Directors and the CSR Committee. B. Thiagarajan & Co., Chartered Accountants, provided reasonable assurance for the BRSR core indicators for the period. The company identified material issues such as financial inclusion, data privacy, and climate change, outlining strategies to mitigate risks and leverage opportunities.

Source: https://lodr-files.dhan.co/lodr-inputs/Company/INE121A01024/8701da57e0914411.pdf

Cholamandalam Investment and Finance Company Limited has allotted unsecured Non-Convertible Debentures (NCDs) worth ₹2000 crore through a private placement on the NSE EBP platform. The issuance consists of 200,000 securities with a coupon rate of 8.88%. The debt instruments are unsecured and subordinated, and are listed in the WDM segment of the National Stock Exchange (NSE).

The tenure of the NCDs is set at 7 years, with the maturity date on June 25, 2033. Interest payments will be made annually on June 25, starting in 2027, with the final payment due on the maturity date. The allotment was confirmed via a compliance certificate submitted under Regulation 30 and 30(A) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Key Details of the Allotment

The following table outlines the specific parameters of the unsecured NCD issuance:

The compliance certificate confirmed that there are no special rights, interests, or privileges attached to these securities. Additionally, the company reported no delays in the payment of interest or principal amounts exceeding three months, nor were there any letters or comments regarding payment defaults. The document was signed by Hardik D. Pandya, an Authorised Signatory, on June 25, 2026.