CarTrade Tech Limited has intimated the schedule for its upcoming meetings with analysts and institutional investors. The disclosure was made in accordance with Regulation 30 of the SEBI LODR Regulations. The company plans to engage with investors through physical conferences scheduled over the coming weeks.

Investor Meeting Schedule

The company has outlined a series of physical meetings with various financial institutions. The schedule includes three specific events where management will interact with investors on a one-on-one basis or in groups.

Disclosure Details

CarTrade Tech clarified that no unpublished price sensitive information (UPSI) will be shared during the aforesaid investor meetings. The information regarding the schedule has been made available on the company's official website. The intimation was signed by Lalbahadur Pal, Company Secretary and Compliance Officer.

CarTrade Tech Limited has announced its audited financial results for the fourth quarter and financial year ended March 31, 2026, reporting record annual revenues, profits, and margins. The Board of Directors approved both standalone and consolidated audited results at its meeting held on May 7, 2026, which commenced at 10.00 a.m. (IST) and concluded at 11.25 a.m. (IST), with statutory auditors M/s S.R. Batliboi & Associates LLP issuing audit reports with unmodified opinions on both standalone and consolidated financial results. The company delivered strong growth across its Consumer, Remarketing, and Classifieds (OLX India) business segments, driven by robust operational execution and operating leverage. Subsequently, CarTrade Tech held its Q4 and FY26 Earnings Conference Call on May 7, 2026, organized by MUFG Intime India Private Limited, where management shared detailed commentary on financial performance, AI-led product initiatives, and long-term growth objectives.

Q4 Financial Highlights

For the quarter ended March 31, 2026, CarTrade Tech reported a consolidated Profit After Tax (PAT) of ₹70.85 crores, a 54% increase from ₹46.11 crores in the same period of the previous year. Revenue from operations rose to ₹203.14 crores from ₹169.51 crores, while total income reached ₹220.75 crores compared to ₹189.46 crores, representing a year-on-year growth of 17%. EBITDA for the quarter stood at ₹71.65 crores, up 55% YoY, with an EBITDA margin of 35%. The key consolidated financial metrics for Q4FY26 compared to Q4FY25 are summarised below:

Annual Performance FY26

CarTrade Tech achieved its highest-ever annual performance in FY26. Consolidated total income for the year reached ₹869.77 crores, a 22% increase from ₹711.34 crores in FY25. EBITDA grew 70% YoY to ₹257.00 crores, with margins expanding to 33%. PAT for the full year surged 68% to ₹243.51 crores, compared to ₹145.27 crores in the previous year. On a standalone basis, total income for FY26 stood at Rs. 34,847.37 lakhs against Rs. 27,855.97 lakhs in FY25, with standalone PAT at Rs. 11,546.55 lakhs compared to Rs. 7,445.74 lakhs in the prior year. The three-year compounded annual growth rates stood at 29% for revenue, 98% for EBITDA, and 82% for PAT, with basic EPS rising to Rs. 46.80 and diluted EPS to Rs. 44.60 for FY26.

Segment and Operational Performance

The company reported robust growth across all three business segments during Q4FY26. The Consumer segment recorded revenue of Rs. 7,938.95 lakhs in Q4FY26 versus Rs. 6,364.19 lakhs in Q4FY25, with segment results of Rs. 3,313.84 lakhs. The Remarketing segment posted revenue of Rs. 7,166.39 lakhs against Rs. 5,869.10 lakhs in the prior year period, with segment results of Rs. 2,210.93 lakhs. The Classifieds segment (OLX India) generated revenue of Rs. 5,512.35 lakhs versus Rs. 4,771.01 lakhs, with segment results of Rs. 2,029.31 lakhs. For the full year FY26, Consumer segment revenue reached Rs. 30,833.33 lakhs, Remarketing Rs. 25,931.49 lakhs, and Classifieds Rs. 21,755.68 lakhs. During the earnings call, management noted that the OEM-to-dealer revenue mix in the Consumer business stands at approximately 70:30, with OEMs contributing 70% of revenue.

Operationally, the company engaged approximately 76 million average monthly unique visitors during Q4FY26, compared to 85 million in Q3FY26, reflecting a 10% sequential decline. Organic traffic continued to account for 95% of total traffic during the quarter. CarTrade Tech now operates across more than 540 physical locations, including Shriram Automall, CarWale abSure and Signature dealerships, and OLX India franchise outlets. Its flagship digital platforms — CarWale, BikeWale, and OLX India — each cater to more than 150 million annual unique visitors. The remarketing business delivered an annualized run-rate of 1.7 million auction listings, with auction volumes at approximately 3 lakhs for the quarter.

Balance Sheet and Cash Flow

As at March 31, 2026, the consolidated total assets of the Group stood at Rs. 3,00,919.59 lakhs compared to Rs. 2,70,523.88 lakhs as at March 31, 2025. Total equity increased to Rs. 2,61,843.33 lakhs from Rs. 2,32,650.09 lakhs, with equity attributable to owners of the company at Rs. 2,48,338.59 lakhs. Current investments rose significantly to Rs. 90,325.23 lakhs from Rs. 60,689.52 lakhs. Net cash generated from operating activities for FY26 was Rs. 25,698.91 lakhs, up from Rs. 17,102.30 lakhs in FY25, while cash and cash equivalents at the end of the year stood at Rs. 3,140.12 lakhs. Management noted during the earnings call that the company holds INR1,244 crores of cash reserves, with approximately INR300 crores of additional cash generated during the year. On a standalone basis, total assets stood at Rs. 2,37,375.44 lakhs as at March 31, 2026, compared to Rs. 2,20,385.21 lakhs in the prior year, with standalone cash and cash equivalents at Rs. 1,498.64 lakhs.

Exceptional Item and Auditor's Note

During the year, the Government notified and brought into force the Labour Codes on November 21, 2025, consolidating and replacing numerous existing labour legislations. CarTrade Tech assessed the impact and recognised an incremental provision for gratuity of Rs. 594.03 lakhs and provision for compensated absences of Rs. 56.68 lakhs as an exceptional item in the financial results. The company stated it will continue to monitor the finalisation of Central/State Rules and other government clarifications on the Labour Code and will provide appropriate accounting effect as needed. The statutory auditors confirmed that their audit reports carry unmodified opinions on both standalone and consolidated financial results. The accompanying consolidated statement includes the audited financial results of three subsidiaries with total assets of Rs. 492.73 lakhs as at March 31, 2026, total revenues of Rs. 65.13 lakhs and Rs. 199.22 lakhs, and total net profit after tax of Rs. 18.71 lakhs and Rs. 131.24 lakhs for the quarter and year ended on that date respectively.

AI Strategy and OLX Monetization

A significant portion of the earnings call focused on CarTrade Tech's artificial intelligence (AI) initiatives, particularly within the OLX India platform. Management highlighted the rollout of the Elite Buyer program and the Verification product as key new monetization tools targeting buyers on the platform. The Elite Buyer program encompasses a suite of AI-powered agents, including matchmaking agents that help buyers find and match products, pricing agents that provide instant price guidance, and condition-checking agents that use photographic image recognition to assess product condition. The Verification product is designed to enhance trust and safety on the platform by identifying trusted users based on historical behaviour. Management noted that both products have seen strong early consumer traction, with Elite Buyer and Verification contributing less than 5% of OLX revenue in FY26 given their late-stage launch, but expressed confidence that these would become significant contributors in the current year.

The company also launched Super Dost, a unified C2B (consumer-to-business) product that enables dealers to photograph a vehicle and instantly receive matched buyer leads within their locality using AI. Super Dost is currently rendered on WhatsApp and is live for all dealers in India, with plans to extend it across OLX, CarWale, and other platforms. Management indicated that a consumer-facing version of Super Dost is also planned for launch. On the broader AI risk question, management stated that with 95% organic traffic — and OLX operating almost entirely on direct app traffic — the company's proprietary data, brand trust, and platform integrations with OEMs, dealers, and banks make AI a significant opportunity rather than a threat.

Management Commentary and Long-Term Outlook

Commenting on the company's performance, Mr. Vinay Sanghi, Chairman and Managing Director, CarTrade Tech, said, "FY26 has been a landmark year for CarTrade Tech, with the Company delivering its highest-ever revenues, profits and margins, driven by strong execution and operating leverage across all our businesses. Revenue for the year grew 22% to ₹870 crores, while PAT increased 68% to ₹244 crores. EBITDA margins for FY26 reached an all-time high. Our businesses continue to benefit from strong consumer engagement, category leadership, deep dealer relationships and a predominantly organic traffic model. As we look ahead, we remain focused on building AI-led products and future-ready technology platforms that enhance customer experience, improve efficiencies and further strengthen our market leadership across the mobility and classifieds ecosystem."

During the earnings call, management articulated a long-term goal of achieving approximately INR1,000 crores in profit after tax within the next four to five years, representing more than 4X growth from the FY26 PAT of INR243 crores. Management also indicated that margin expansion is expected across all three business segments in the current year, with costs expected to remain broadly stable. On capital allocation, management noted that current tax shelters and carry-forward losses restrict near-term shareholder returns, with the possibility of returning capital to shareholders likely to be considered in approximately two to three years. The company stated it continues to evaluate strategic M&A opportunities but had no specific update to report at the time of the call.

Earnings Conference Call

In compliance with Regulation 30 of SEBI LODR Regulations, CarTrade Tech confirmed the conclusion of its earnings conference call held on May 7, 2026, with analysts, institutional investors, and funds to discuss the audited financial results for Q4FY26 and FY26. The transcript of the conference call was filed with BSE Limited and the National Stock Exchange of India Limited on May 14, 2026, by Company Secretary and Compliance Officer Mr. Lalbahadur Pal. The investor presentation referred to during the call and the audio recording of the earnings conference call are available on the company's website at www.cartradetech.com for stakeholder reference.