Capri Global Capital launches Vyapar Mahotsav gold loan scheme at 11% p.a.

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Reviewed by
Shriram SScanX News Team
Key Highlights
  • Capri Global Capital launches 'Vyapar Mahotsav' gold loan promotion from September 16-19, 2026
  • Interest rates start at 11% p.a. with zero processing fees and maximum eligible loan value
  • Aimed at helping traders and small businesses access liquidity for festive season needs
  • Company operates 1,400+ branches with AUM exceeding ₹40,000 crore as of June 30, 2026
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*this image is generated using AI for illustrative purposes only.

Capri Global Capital Ltd has launched 'Vyapar Mahotsav', a four-day pan-India promotional initiative for gold loans. The campaign runs from September 16 to September 19, 2026.

The company, operating under the brand name Capri Loans, introduced the scheme to offer competitive financing terms to customers across India. The promotion aims to drive customer acquisition through attractive pricing and fee waivers during the specified window.

Key Offer Details

Under the 'Vyapar Mahotsav' initiative, customers can avail gold loans with the following terms:

  • Interest rates starting from 11% p.a.
  • Zero processing fees
  • Maximum eligible loan value against gold

These benefits are subject to applicable terms and conditions. The company stated that the press release detailing the offer is available on its official website.

Management Commentary

Mr. Ravish Gupta, Chief Business Officer – Gold Loans, Capri Global Capital Limited, said: "At Capri Loans, our focus is on making credit more accessible, transparent and customer centric. Gold loans have emerged as one of the most efficient financing solutions for customers, especially those seeking quick liquidity for business purposes. Through Vyapar Mahotsav, we are bringing together attractive interest rates, zero processing fees and higher value realization to help these customers access funds with greater ease and affordability. We believe this initiative will support traders, entrepreneurs and small businesses across India as they prepare for the upcoming festive and business season."

Company Profile

Capri Gold Loan offers its Gold Loan services to customers through 1100+ branches across 16 States and UTs. It has served over 14.5 Lakh customers till date.

Capri Global Capital Limited ("Capri Loans") is a well-diversified retail focused Non-Banking Financial Company listed on the BSE and the NSE. Capri Loans has an AUM of over ₹40,000 crore and serves its customers through 1,400+ branches with an employee base of 13,700+ as of June 30, 2026 across India.

Capri Loans offers a wide range of secured and collateralized loans across four primary lending segments – Gold Loans, MSME Loans, Construction Finance and Housing Loans offered through its 100% subsidiary, Capri Global Housing Finance Limited ("CGHFL"). Capri Loans also has fee-based businesses such as insurance distribution through corporate agency license and distribution of car loans through its subsidiary Capri Loans Car Platform Private Limited ("CLCPPL").

Historical Stock Returns for Capri Global Capital

1 Day5 Days1 Month6 Months1 Year5 Years
+2.14%-3.77%+15.02%+53.18%+37.77%+119.26%

How might Capri Global Capital's aggressive pricing strategy during 'Vyapar Mahotsav' impact the competitive landscape and interest rate trends in the broader gold loan sector?

What is the expected conversion rate of these promotional customers into long-term clients, and how will this affect Capri's customer retention metrics post-campaign?

Given the festive season timing, will this surge in gold loan disbursements lead to a temporary strain on liquidity or require additional capital raising for Capri Global Capital?

Capri Global Capital submits final papers for $300m notes due 2029

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Reviewed by
Ritika DScanX News Team
Key Highlights
  • Capri Global Capital submits final papers for $300 million senior secured notes
  • The notes carry a fixed coupon rate of 7.55% per annum
  • Maturity is set for December 2029 with a weighted average life of 3 years
  • Credit ratings include Ba3 from Moody’s and BB- from Fitch
  • Proceeds will be used for onward lending under RBI ECB guidelines
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Capri Global Capital Limited has submitted the final papers for its U.S.$ 300 million debt issuance. The company is raising funds through 7.55% senior secured notes due December 2029 under its Global Medium Term Note Programme.

Transaction Status

The submission of final papers follows the pricing intimation issued on September 1, 2026. The notes were issued pursuant to Regulation S and Rule 144A of the U.S. Securities Act of 1933. The instrument carries credit ratings of “Ba3” by Moody’s, “BB-” by Fitch, and “BB-/ Positive” by CareEdge Global.

Metric Detail
Issuer Capri Global Capital Limited
Instrument Senior Secured Notes
Amount Allotted U.S.$ 300 million
Coupon 7.55% per annum (Fixed Rate)
Maturity December 9, 2029
Tenor 3 years WAL
Programme U.S.$ 1 billion GMTN
Ratings Ba3 (Moody’s), BB- (Fitch), BB-/ Positive (CareEdge)

Use of Proceeds and Security

The proceeds from the issuance will be used for activities permitted under RBI regulations, such as onward lending, in accordance with ECB Guidelines and applicable laws.

The notes are secured by a first ranking pari passu charge over all standard receivables, book debts, principal amounts, interest, and un-encumbered cash balances owing to or receivable by the issuer.

Listing and Settlement

The notes are listed on India International Exchange (IFSC) Limited and NSE IFSC Limited. Interest payments are scheduled for June 9 and December 9 each year, commencing June 9, 2027. The principal amount is subject to amortisation in three equal tranches of 33.33% on June 9, September 9, and December 9, 2029.

Historical Stock Returns for Capri Global Capital

1 Day5 Days1 Month6 Months1 Year5 Years
+2.14%-3.77%+15.02%+53.18%+37.77%+119.26%

How might the 7.55% coupon rate influence Capri Global Capital's future borrowing costs and competitiveness in the Indian NBFC sector?

What impact could the staggered amortization schedule in late 2029 have on the company's liquidity management and refinancing strategies?

Will the 'Positive' outlook from CareEdge Global signal an imminent upgrade in credit ratings, potentially lowering future debt servicing costs?

More News on Capri Global Capital

1 Year Returns:+37.77%