capital india finance did not recommend a final dividend for the financial year ended March 31, 2026. The Board of Directors made this decision after considering various relevant factors, including the company's financial position and applicable regulatory considerations. Consequently, shareholders will not receive a final dividend payout for FY26.

The Board meeting was held on Wednesday, May 20, 2026. In a clarification to the stock exchanges dated Tuesday, June 16, 2026, the company confirmed that no specific disclosure regarding dividend declaration was included in the initial outcome submission. The disclosure was addressed to the listing managers of BSE Limited and National Stock Exchange of India Limited.

Capital India Finance Limited is a non-banking financial company registered with the Registrar of Companies. The clarification was signed by Sulabh Kaushal, Chief Compliance Officer & Company Secretary.

Capital India Finance Limited reported a standalone Profit After Tax (PAT) of ₹40.36 crore for the financial year ended March 31, 2026, a growth of 243% from the previous year. The board approved the audited financial results on May 20, 2026. On a consolidated basis, the company reported a Profit After Tax of ₹30.89 crore for FY26, compared to a Loss After Tax of ₹10.22 crore in FY25.

The company's total income for the year stood at ₹229.67 crore. Assets Under Management (AUM) reached ₹1,227.37 crore as of March 31, 2026, registering a growth of 22% year-on-year. Disbursements during FY26 stood at ₹753.54 crore, reflecting a growth of 62% YoY, driven by deeper market penetration and expansion across MSME lending segments.

Financial Performance

The standalone financial results for the year ended March 31, 2026, reflect growth across key income streams. Total Revenue for FY26 was reported at ₹229.67 crore, while Interest Income rose to ₹186.09 crore. The Capital Adequacy Ratio (CAR) remained strong at 40.99% as on March 31, 2026, significantly above regulatory requirements. Net NPA stood at 1.32%.

Consolidated Performance

On a consolidated basis, Capital India Finance reported a turnaround in profitability for FY26. Total Revenue for FY26 was reported at ₹532.84 crore. The material subsidiary, Rapipay Fintech Pvt. Ltd, achieved EBITDA positivity in FY26, reporting an EBITDA of ₹6.89 crore, while its Loss After Tax reduced to ₹14.60 crore.

Operational Highlights

During the year, the company expanded its branch and distribution network to 46 branches in FY26 from 29 branches in FY25. The company accomplished the strategic divestment of its entire stake in Capital India Home Loans Limited (CIHL) for a consideration of ₹267 crore in August 2025. Total Debt raised in FY26 stood at ₹600 crore, including NCD issuance.