Can Fin Homes Limited has scheduled its 39th Annual General Meeting (AGM) for Wednesday, July 29, 2026, at 11:00 a.m. IST via Video Conferencing (VC) / Other Audio-Visual Means (OAVM). The company reported a record Profit After Tax (PAT) of ₹1,085.75 crore for the financial year 2025-26, crossing the ₹1,000 crore milestone for the first time. The Board has recommended a final dividend of ₹8 per equity share, subject to shareholder approval at the AGM.

AGM Schedule and e-Voting Details

The notice for the 39th AGM was submitted to the stock exchanges on July 06, 2026, in compliance with Regulation 34(1) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Electronic copies of the Notice, Annual Report for 2025-26, and e-voting instructions were dispatched to members on July 06, 2026. The following key dates have been set for the meeting:

Shri K N Nagesha Rao (FCS 3000), Practicing Company Secretary, Bengaluru, has been appointed as the Scrutinizer for the e-voting process. The deemed venue for the meeting is the Company's Registered Office at No. 29/1, 1st Floor, Sir M N Krishna Rao Road, Basavanagudi, Bengaluru - 560004.

FY 2025-26 Financial Performance Highlights

Can Fin Homes delivered strong financial results for FY 2025-26. The following table summarises the key financial metrics:

Loan sanctions for FY 2025-26 stood at ₹11,148 crore compared to ₹9,294 crore in the previous year. The company's branch network expanded from 234 to 249 branches during the year, spread across 21 states.

Business Performance and Operational Highlights

The company reported robust operational metrics across key parameters for FY 2025-26:

• Loan Approvals: ₹11,148 crore (vs. ₹9,294 crore in FY 2024-25)
• Disbursements: ₹10,531 crore (vs. ₹8,568 crore in FY 2024-25), with an all-time high quarterly disbursement of ₹3,246 crore in Q4 FY26
• Total Loan Outstanding: ₹42,209 crore (vs. ₹38,217 crore in FY 2024-25)
• Housing Loans: ₹30,285 crore; Non-Housing Loans: ₹11,924 crore
• Gross NPA: ₹357 crore (0.85%); Net NPA: ₹156 crore (0.37%)
• Total Employees: 1,356 (as at March 31, 2026)
• Borrowings: ₹38,258 crore

The salaried and professional segment formed 68% of the outstanding loan book as on March 2026, while housing loans (including Commercial Real Estate - Housing) accounted for approximately 84% of the portfolio. The average ticket size of incremental housing loans stood at ₹27 lakh and non-housing loans at ₹14 lakh.

Dividend and Shareholder Returns

The Board has recommended a final dividend of ₹8 per equity share of face value ₹2/- each (400%) for FY 2025-26, subject to shareholder approval at the 39th AGM. An interim dividend of ₹7 per share (350%) was already paid on December 29, 2025. The total dividend for FY 2025-26 amounts to ₹15 per equity share (750%), aggregating to ₹199.73 crore. The record date for the final dividend has been fixed as Friday, July 03, 2026. The final dividend amounts will be paid within 30 days from the date of conclusion of AGM, subject to approval.

Key Agenda Items at the 39th AGM

The following businesses are proposed to be transacted at the 39th AGM:

• Ordinary Business: Adoption of audited financial statements for FY 2025-26; confirmation of interim dividend and declaration of final dividend; re-appointment of Shri Hardeep Singh Ahluwalia (DIN: 09690464) as Director retiring by rotation.
• Special Business (Ordinary Resolutions): Approval of material related party transactions with Canara Bank up to ₹4,857 crore for FY 2026-27; appointment of Shri Shailesh Kumar Singh (DIN: 11662605) as Whole-time Director (Deputy Managing Director).
• Special Business (Special Resolutions): Re-appointment of Shri Murali Ramaswami (DIN: 08659944) as Independent Director for a second term of three years from July 29, 2026 to July 28, 2029; appointment of Smt. Varsha Vasant Purandare (DIN: 05288076) as Independent Director for three years from July 30, 2026 to July 29, 2029; offer or invitation for subscription of Non-Convertible Debentures (NCDs) up to ₹5,000 crore on private placement basis.

Strategic Initiatives and ESG Highlights

During FY 2025-26, the company advanced its digital transformation under Project Tejas, with IBM-led implementation of a new Core Banking Solution (CBS). The AI-powered chatbot Vani was launched on the corporate website, providing 24/7 customer support. The company also launched brand mascot Paarth and introduced the Can Fin Vishwas Housing Loan Scheme for informal sector borrowers. On the ESG front, total Scope 1 and Scope 2 emissions were reported at 157.62 MTCO2e and 2,025.37 MTCO2e respectively for FY 2025-26. The company supported 226 CSR projects benefiting 4,55,593 individuals with an expenditure of ₹1,947.14 lakhs during the year.

Can Fin Homes Limited has filed its Business Responsibility and Sustainability Report (BRSR) for the financial year 2025-26. The report, submitted to the exchanges on July 06, 2026, outlines the company's performance against the National Guidelines on Responsible Business Conduct (NGRBC) and details its Environmental, Social, and Governance (ESG) initiatives.

ESG Performance and Materiality Assessment

The company undertook a comprehensive ESG Gap Analysis and a Double Materiality Assessment during the year to identify and prioritize key ESG risks and opportunities. These assessments were conducted by the Centre for Environmental Research & Education (CERE). The company identified six core material topics, including ESG governance, brand reputation, business ethics, corporate governance, regulatory compliance, and customer satisfaction. Energy efficiency was also identified as a key pillar of the company's corporate philosophy.

Environmental Initiatives

Can Fin Homes reported its carbon footprint for FY 2025-26, with total Scope 1 emissions at 157.62 MTCO2e and total Scope 2 emissions at 2,025.37 MTCO2e. The company implemented several measures to reduce its environmental impact, including transitioning to energy-efficient LED lighting across all offices and installing a 25 KW rooftop solar power system at its Registered Office, which generated 8,140 kWh during the reporting period. Additionally, the company deployed motion sensor-based lighting systems and adopted 4 to 5-star rated electrical fixtures to enhance energy efficiency.

Social and Governance Highlights

The company's workforce stood at 1,356 employees as of March 31, 2026, with 23.23% female representation. The Board of Directors comprises 8 members, with female representation at 12.50%. The company reported zero complaints related to sexual harassment, discrimination, child labour, or forced labour during the year. On the governance front, the Risk Management Committee oversees sustainability matters. The company has been categorised as an Upper Layer NBFC, necessitating enhanced governance and risk management frameworks.

Stakeholder Engagement and Grievance Redressal

The company engaged with various stakeholder groups, including regulators, employees, customers, and shareholders. It received 1,455 customer complaints during FY 2025-26, of which 36 were pending resolution at the end of the year. All pending complaints were subsequently redressed. The company introduced a QR code-based customer feedback mechanism across branches to enhance service delivery.