Can Fin Homes files ALM statement for Q4FY26
Can Fin Homes filed its Asset Liability Management statement for Q4FY26 as on March 31, 2026, disclosing a cumulative mismatch of -₹2,454.87 crore in short-term dynamic liquidity for the July-September 2026 period. The structural liquidity statement showed a cumulative mismatch of ₹27,131.55 crore over the long term. The filing complies with SEBI regulations for listed commercial papers.

*this image is generated using AI for illustrative purposes only.
Can Fin Homes filed its Asset Liability Management (ALM) statement for Q4FY26 as on March 31, 2026, with the National Housing Bank. The disclosure, submitted to the National Stock Exchange of India Limited and BSE Limited on June 10, 2026, complies with Chapter XVII of the SEBI Master Circular for the issue and listing of non-convertible securities and commercial papers dated October 15, 2025. The filing details the company's short-term dynamic liquidity and structural liquidity positions, highlighting mismatches across various time buckets.
Short-term dynamic liquidity
The statement of short-term dynamic liquidity reveals a cumulative mismatch of -₹2,454.87 crore over the 3 to 6 months period ending September 2026. In the near term, the company reported a positive cumulative mismatch of ₹122.07 crore for the period up to one month. The mismatch as a percentage of total outflows turned negative at -12.74% for the period over one month to three months, further widening to -22.00% for the three to six months timeframe.
| Period | Total Outflows (₹ Cr) | Total Inflows (₹ Cr) | Mismatch (₹ Cr) | Cumulative Mismatch (₹ Cr) |
|---|---|---|---|---|
| 1-7 days (Apr'26) | 390.19 | 395.71 | 5.52 | 5.52 |
| 8-14 days (Apr'26) | 285.47 | 297.73 | 12.26 | 17.78 |
| 15-31 days (Apr'26) | 973.07 | 1077.36 | 104.29 | 122.07 |
| May'26 and June'26 | 8251.31 | 7199.72 | -1051.59 | -929.53 |
| July-Sep'26 | 6934.51 | 5409.17 | -1525.34 | -2454.87 |
Structural liquidity
The structural liquidity statement indicates a cumulative mismatch of ₹27,131.55 crore over the long term. The cumulative mismatch as a percentage of cumulative outflow stood at 52.66% for the period exceeding five years. The company reported total outflows of ₹51,520.66 crore and total inflows of ₹78,652.21 crore across all time buckets.
| Period | Total Outflows (₹ Cr) | Total Inflows (₹ Cr) | Mismatch (₹ Cr) | Cumulative Mismatch (₹ Cr) |
|---|---|---|---|---|
| 1 to 7 days | 624.70 | 1935.82 | 1311.12 | 1311.12 |
| 8 to 14 days | 79.49 | 194.33 | 114.84 | 1425.96 |
| 15 to 31 days | 626.69 | 657.55 | 30.87 | 1456.82 |
| Over 1 month to 2 months | 3842.81 | 4612.39 | 769.58 | 2226.41 |
| Over 2 - 3 months | 3306.55 | 3873.43 | 566.89 | 2793.29 |
| Over 3-6 months | 3679.73 | 4578.37 | 898.64 | 3691.93 |
| Over 6 months - 1 year | 3789.83 | 5424.09 | 1634.26 | 5326.19 |
| Over 1-3 years | 16452.56 | 20256.74 | 3804.18 | 9130.37 |
| Over 3-5 years | 8811.03 | 17733.47 | 8922.44 | 18052.81 |
| Over 5 years | 10307.27 | 19386.01 | 9078.74 | 27131.55 |
The filing was signed by Nilesh Jain, Company Secretary of Can Fin Homes Limited.
Historical Stock Returns for Can Fin Homes
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +2.11% | +5.61% | +0.82% | -4.73% | +6.01% | +63.53% |
What specific funding strategies will Can Fin Homes employ to bridge the projected -₹2,454.87 crore liquidity gap in the 3 to 6 months period?
How might the widening negative mismatch in the medium term impact the company's cost of funds and net interest margins over the coming quarters?
Will the significant long-term cumulative surplus of ₹27,131.55 crore influence the company's decision to accelerate loan disbursements or adjust asset duration?


































