Can Fin Homes files ALM statement for Q4FY26

2 min read     Updated on 10 Jun 2026, 05:20 PM
scanx
Reviewed by
Ashish TScanX News Team
AI Summary

Can Fin Homes filed its Asset Liability Management statement for Q4FY26 as on March 31, 2026, disclosing a cumulative mismatch of -₹2,454.87 crore in short-term dynamic liquidity for the July-September 2026 period. The structural liquidity statement showed a cumulative mismatch of ₹27,131.55 crore over the long term. The filing complies with SEBI regulations for listed commercial papers.

powered bylight_fuzz_icon
42637822

*this image is generated using AI for illustrative purposes only.

Can Fin Homes filed its Asset Liability Management (ALM) statement for Q4FY26 as on March 31, 2026, with the National Housing Bank. The disclosure, submitted to the National Stock Exchange of India Limited and BSE Limited on June 10, 2026, complies with Chapter XVII of the SEBI Master Circular for the issue and listing of non-convertible securities and commercial papers dated October 15, 2025. The filing details the company's short-term dynamic liquidity and structural liquidity positions, highlighting mismatches across various time buckets.

Short-term dynamic liquidity

The statement of short-term dynamic liquidity reveals a cumulative mismatch of -₹2,454.87 crore over the 3 to 6 months period ending September 2026. In the near term, the company reported a positive cumulative mismatch of ₹122.07 crore for the period up to one month. The mismatch as a percentage of total outflows turned negative at -12.74% for the period over one month to three months, further widening to -22.00% for the three to six months timeframe.

Period Total Outflows (₹ Cr) Total Inflows (₹ Cr) Mismatch (₹ Cr) Cumulative Mismatch (₹ Cr)
1-7 days (Apr'26) 390.19 395.71 5.52 5.52
8-14 days (Apr'26) 285.47 297.73 12.26 17.78
15-31 days (Apr'26) 973.07 1077.36 104.29 122.07
May'26 and June'26 8251.31 7199.72 -1051.59 -929.53
July-Sep'26 6934.51 5409.17 -1525.34 -2454.87

Structural liquidity

The structural liquidity statement indicates a cumulative mismatch of ₹27,131.55 crore over the long term. The cumulative mismatch as a percentage of cumulative outflow stood at 52.66% for the period exceeding five years. The company reported total outflows of ₹51,520.66 crore and total inflows of ₹78,652.21 crore across all time buckets.

Period Total Outflows (₹ Cr) Total Inflows (₹ Cr) Mismatch (₹ Cr) Cumulative Mismatch (₹ Cr)
1 to 7 days 624.70 1935.82 1311.12 1311.12
8 to 14 days 79.49 194.33 114.84 1425.96
15 to 31 days 626.69 657.55 30.87 1456.82
Over 1 month to 2 months 3842.81 4612.39 769.58 2226.41
Over 2 - 3 months 3306.55 3873.43 566.89 2793.29
Over 3-6 months 3679.73 4578.37 898.64 3691.93
Over 6 months - 1 year 3789.83 5424.09 1634.26 5326.19
Over 1-3 years 16452.56 20256.74 3804.18 9130.37
Over 3-5 years 8811.03 17733.47 8922.44 18052.81
Over 5 years 10307.27 19386.01 9078.74 27131.55

The filing was signed by Nilesh Jain, Company Secretary of Can Fin Homes Limited.

Historical Stock Returns for Can Fin Homes

1 Day5 Days1 Month6 Months1 Year5 Years
+2.11%+5.61%+0.82%-4.73%+6.01%+63.53%

What specific funding strategies will Can Fin Homes employ to bridge the projected -₹2,454.87 crore liquidity gap in the 3 to 6 months period?

How might the widening negative mismatch in the medium term impact the company's cost of funds and net interest margins over the coming quarters?

Will the significant long-term cumulative surplus of ₹27,131.55 crore influence the company's decision to accelerate loan disbursements or adjust asset duration?

Can Fin Homes approves ₹5,000 crore fundraise, fixes dividend record date

3 min read     Updated on 09 Jun 2026, 05:13 AM
scanx
Reviewed by
Jubin VScanX News Team
AI Summary

Can Fin Homes approved raising up to ₹5,000 crore via debt instruments and fixed July 3, 2026, as the record date for an ₹8.00 final dividend. The Board also appointed a new independent director and re-appointed senior management personnel.

powered bylight_fuzz_icon
41928718

*this image is generated using AI for illustrative purposes only.

Can Fin Homes approved a proposal to raise funds up to ₹5,000 crore through various debt instruments at its Board meeting held on June 8, 2026, subject to shareholder approval. The Board also fixed July 3, 2026, as the record date for a final dividend of ₹8.00 per equity share for the financial year ended March 31, 2026. Additionally, the Board approved the appointment of Smt. Varsha Vasant Purandare as a Non-Executive Independent Director and several senior management re-appointments. The 39th Annual General Meeting is scheduled for July 29, 2026, via video conference.

Fund Raising and Debt Instruments

The Board approved raising funds by way of issuance of on-shore and/or off-shore debt instruments. These instruments include bonds, non-convertible debentures, non-convertible subordinated debt in the nature of Tier II NCDs/bonds, and Residential Mortgage Backed Securities (RMBS) including Pass Through Certificates (PTC). The issuance will be denominated in Indian currency and/or any foreign currency. This fundraising initiative is contingent upon approval by shareholders at the ensuing Annual General Meeting.

Dividend and Record Date

Pursuant to Regulation 42 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, the Board fixed July 3, 2026, as the record date to determine member entitlement to the final dividend. If approved at the AGM, the dividend of ₹8.00 per equity share of face value ₹2.00 each will be paid within 30 days from the conclusion of the AGM, subject to tax deduction at source.

Equity Allotment and Capital Changes

The Board approved the allotment of 466 equity shares to 11 employees under the CFHL Employee Stock Option Scheme 2024 at an exercise price of ₹842.80 per share. The 466 options were exercised, realising ₹3,92,745. Consequently, the paid-up equity share capital increased to ₹26,63,09,182 divided into 13,31,54,591 equity shares of face value ₹2.00 each. The allotted shares rank pari-passu with existing equity shares in all respects. The diluted earnings per share pursuant to the issue of equity shares on exercise of options stood at ₹81.54.

Key Approvals Summary

The following table summarises the key approvals made at the Board meeting:

Approval Item Details
Fund Raising Limit Up to ₹5,000 crore
Dividend Per Share ₹8.00
Record Date July 3, 2026
AGM Date July 29, 2026
Equity Shares Allotted 466
Exercise Price Per Share ₹842.80
Money Realised from Options ₹3,92,745
Paid-up Share Capital (Post-allotment) ₹26,63,09,182

Senior Management and Director Appointments

The Board approved the appointment of Smt. Varsha Vasant Purandare (DIN: 05288076) as a Non-Executive Independent Director effective July 30, 2026, for a tenure of 3 years, subject to shareholder approval. Smt. Purandare holds a Bachelor's degree in Science (Chemistry) and a Diploma in Business Management, with 36 years of experience across credit, forex, treasury, capital markets, investment banking, and private equity. She has served as Managing Director & CEO of SBI Capital Markets and as Deputy Managing Director & Chief Credit & Risk Officer of SBI, among other senior roles.

Among senior management personnel, the Board approved the following appointments and re-appointments on the recommendations of the Nomination Remuneration and HR Committee:

Personnel Role Tenure
Shri D R Prabhu Chief Compliance Officer (CCO) July 24, 2026 to March 31, 2027
Shri P. Ratheesh Kumar Head of Risk Based Internal Audit (RBIA) One year from July 24, 2026
Shri U. Jagadish Bhat Head of Credit Department Effective July 1, 2026

Shri D R Prabhu is a B.E. and M.E.M. professional with over 40 years of experience, having overseen organization-wide regulatory compliance during his tenure. Shri P. Ratheesh Kumar holds an M.Com and PGDBA with more than 26 years of experience at the company, having managed the complete audit function including the Annual Audit Plan and regulatory inspection compliance. Shri U. Jagadish Bhat is a Chartered Accountant with over 20 years of experience in retail banking and financial services, specialising in housing loans, mortgage loans, SME finance, and unsecured lending, having held senior roles at institutions including Piramal Capital & Housing Finance, Dhanlaxmi Bank, and ICICI Bank.

Historical Stock Returns for Can Fin Homes

1 Day5 Days1 Month6 Months1 Year5 Years
+2.11%+5.61%+0.82%-4.73%+6.01%+63.53%

How will the proposed ₹5,000 crore fund raising impact Can Fin Homes' capital adequacy ratio and future lending growth?

What is the expected cost of capital for the proposed debt instruments, and how might it affect the company's net interest margin?

Will the new independent director's extensive experience in capital markets influence the company's strategy regarding offshore debt issuance?

More News on Can Fin Homes

1 Year Returns:+6.01%