Can Fin Homes penalised ₹2.70 lakh by RBI for code breach
Can Fin Homes Limited received a monetary penalty of ₹2.70 lakh from the RBI for non-compliance with the Fair Practices Code regarding the bifurcation of principal and interest in borrower instalments. The penalty, imposed under Section 52A of the National Housing Bank Act, 1987, followed a statutory inspection for the financial position as on March 31, 2025. The company has implemented corrective measures effective April 1, 2026, and confirmed no material impact on its operations.

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Can Fin Homes Limited received a monetary penalty of ₹2.70 lakh from the Reserve Bank of India (RBI) for non-compliance with specific provisions of the Fair Practices Code. The penalty was imposed under Section 52A of the National Housing Bank Act, 1987, following a statutory inspection by the National Housing Bank (NHB). The company confirmed there is no material impact on its financial or operational activities due to this penalty.
The regulatory action stemmed from a violation observed during the inspection with reference to the company's financial position as on March 31, 2025. The RBI identified non-compliance with Paragraph 80.4 of the Master Direction - Non-Banking Financial Company - Housing Finance Company (Reserve Bank) Directions, 2021. This regulation mandates that instalments collected from borrowers must clearly indicate the bifurcation between interest and principal.
In response to the RBI's speaking order received via email on June 19, 2026, the company has taken corrective action. Can Fin Homes implemented measures effective April 1, 2026, to incorporate the bifurcation of principal and interest in the Statement of Account. The company now separately details the principal, interest, and charges out of the instalment received from the borrower, ensuring compliance with the RBI directions.
The disclosure was submitted in compliance with Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Nilesh Jain, Company Secretary, affirmed that the information provided is true, correct, and complete to the best of his knowledge and belief.
| Particulars | Details |
|---|---|
| Authority | Reserve Bank of India (RBI) |
| Penalty Amount | ₹2.70 lakh |
| Regulation Violated | Paragraph 80.4 of NBFC-HFC Directions, 2021 |
| Inspection Reference | Financial position as on March 31, 2025 |
| Corrective Action Date | April 1, 2026 |
Historical Stock Returns for Can Fin Homes
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +0.80% | +3.49% | +6.43% | -4.72% | +14.84% | +74.81% |
Will this penalty prompt Can Fin Homes to conduct a comprehensive audit of other compliance protocols?
How might the RBI's scrutiny influence Can Fin Homes' operational costs and governance frameworks moving forward?
Could this regulatory action signal a broader trend of stricter enforcement for housing finance companies?

































