Can Fin Homes has been assigned an Environmental, Social, and Governance (ESG) rating of 75 for FY26. The score places the company in the "Leader" ESG band, according to the assessment by Niche Ninety-Nine Capability and Certifications (OPC) Private Limited.

The rating provider issued the assessment on September 17, 2026, based on information available in the public domain. Can Fin Homes disclosed the outcome on September 18, 2026, under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Rating Details

The evaluation was conducted on a voluntary basis. The company uploaded the intimation to its website and submitted the disclosure to the National Stock Exchange of India Limited and BSE Limited.

Nilesh Jain, Company Secretary at Can Fin Homes, signed the disclosure letter confirming the receipt of the rating email from the ESG Rating Provider.

Can Fin Homes Limited has launched Project Tejas, a ₹297 crore enterprise digital transformation programme spanning seven years. The housing finance company aims to modernise its technology infrastructure to build a connected and agile organisation.

The programme, which began in February 2025, completed its pilot phase across 11 branches in July 2026. Implementation has since scaled to approximately 177 branches. The acronym ‘TEJAS’ stands for Tech Enhanced Journey for Agility & Scalability.

Technology Ecosystem

Project Tejas establishes an integrated, cloud-enabled ecosystem covering lending, collections, deposits, finance, risk, document management, HR, and enterprise reporting. The system is designed to streamline workflows and enable real-time monitoring through Account Aggregator integrations.

Key technology partners include PwC, IBM India Pvt. Ltd., KPMG, Pennant Technologies, Kiya, Astral Infor, Newgen, Knight FinTech, Trustt, Workline, and Shephertz. Infrastructure support is provided by Amazon Web Services (AWS), Microsoft, Fortinet, CtrlS, Motadata, Bloo, and Arcon.

AI Integration

The company is progressively integrating AI-enabled capabilities across several operational areas. These include document processing, bank-statement analysis, fraud controls, underwriting, collections, and customer servicing. This integration aims to deliver intelligent and responsive solutions for customers.

What the Numbers Show

The scale of the investment highlights the strategic priority placed on digital infrastructure. With ₹297 crore allocated over seven years, the annualised spend averages approximately ₹42.4 crore per year. This substantial capital allocation signals a shift from incremental upgrades to a foundational overhaul of the company’s core banking and operational systems.

Can Fin Homes Limited, promoted by Canara Bank in 1987, operates 266 branches across 21 states and one Union Territory. The company offers housing loans, non-housing loans, and deposit schemes.