Aadhar Housing Finance has successfully raised ₹350 crore through the private placement of 35,000 Senior, Secured, Rated, Listed, Redeemable, Non-Convertible Debentures (NCDs). The Management Committee of the Board of Directors approved the allotment on July 20, 2026, with each debenture carrying a face value of ₹1,00,000. The issuance aims to bolster the company's capital base, secured by a pari passu first charge on standard book debts and current assets, excluding those pledged to the National Housing Bank for refinance.

The NCDs have a tenor of 4 years 11 months and 25 days, with a redemption date set for July 15, 2031. The coupon rate is structured as a floating rate, determined by the average of the 3M MIBOR-OIS over three working days in July 2026 plus a spread. The benchmark will be the 3-month MIBOR-OIS closing yield rounded to the nearest two decimals. The securities are proposed to be listed on the Wholesale Debt Market Segment of BSE Limited.

Issue Details

The key terms of the issue are outlined below:

Payment Schedule

Interest payments are scheduled quarterly, commencing on October 20, 2026, and concluding on July 15, 2031. Principal repayment will occur in five equal annual installments starting from July 20, 2027, with the final installment due on the maturity date. The instrument carries a high credit rating from ICRA Limited, reflecting strong creditworthiness and a positive outlook.

Aadhar Housing Finance Limited has scheduled its 36th Annual General Meeting (AGM) for Thursday, August 6, 2026, at 3:00 p.m. (IST) through Video Conferencing (VC) or Other Audio-Visual Means (OAVM). The meeting will be conducted virtually, with the proceedings deemed to be held at the company's Registered Office in Bengaluru. The AGM will cover the adoption of financial statements for FY 2025-26 and consider the re-appointment of a director and auditors.

AGM Agenda and Key Resolutions

The 36th AGM will transact ordinary and special business. Key agenda items include the adoption of audited standalone and consolidated financial statements for FY 2025-26 and the re-appointment of Mr. Mukesh Mehta (DIN: 08319159), Non-Executive Nominee Director, who retires by rotation. The meeting will also consider the appointment of M/s. N. M. Raiji & Co. as Joint Statutory Auditor for three financial years from FY 2026-27 to FY 2028-29, with a proposed audit fee of up to ₹45 lakh for FY 2026-27.

E-Voting and Participation Details

National Securities Depository Limited (NSDL) has been engaged as the authorized agency for electronic voting. Shareholders can participate in remote e-voting from Monday, August 3, 2026, at 09:00 A.M. until Wednesday, August 5, 2026, at 05:00 P.M. The record date for e-voting is Thursday, July 30, 2026. Members may send questions in advance from July 30, 2026, till August 1, 2026, by emailing complianceofficer@aadharhousing.com .