J. A. Finance returns to profitability with net profit of ₹54.05 lakh in FY26

J. A. Finance returned to profitability in the financial year ended March 31, 2026, reporting a net profit of ₹54.05 lakh compared to a loss of ₹4.48 lakh in the previous year. The turnaround was driven by a 22.6% increase in total income, which rose to ₹278.70 lakh from ₹227.65 lakh in FY25. Interest income, the primary revenue driver, grew to ₹277.85 lakh from ₹213.62 lakh. For the quarter ended March 31, 2026, the company reported a net profit of ₹16.99 lakh, reversing the net loss of ₹79.47 lakh recorded in the same period last year.

Financial Performance

The company's finance costs for the year increased to ₹104.83 lakh from ₹32.71 lakh in the previous year. However, a reversal of impairment on financial instruments amounting to ₹19.54 lakh, compared to an expense of ₹0.36 lakh in FY25, aided profitability. Total expenses for the year stood at ₹199.65 lakh.

Metric	FY26 (₹ in Lakhs)	FY25 (₹ in Lakhs)
Total Income	278.70	227.65
Net Profit	54.05	(4.48)
Interest Income	277.85	213.62
Total Expenses	199.65	117.71
Basic EPS	0.51	(0.04)

Compliance and Appointments

The Board appointed M/s. A K G J and Associates LLP as the Internal Auditors for F.Y. 2026-27. Additionally, Ms. Shikha Naredi, Practicing Company Secretary, was appointed to issue the Annual Secretarial Compliance Report for FY27. The Board also approved related party transactions for FY26 and noted those for FY27.

The audited financial results were reviewed by the Audit Committee and are subject to an unmodified opinion from Statutory Auditors S K Naredi & Co LLP. The trading window will open 48 hours after the declaration of the results.

1 Day	5 Days	1 Month	6 Months	1 Year	5 Years
0.0%	-2.82%	-1.61%	+46.76%	-21.99%	+213.19%

J.A. Finance Limited has notified the stock exchanges of an upcoming Board of Directors meeting scheduled for Thursday, May 28, 2026, at 12:30 p.m. The meeting will be held at Jaykunj, Bungalow No-2, Circuit House Area (East), Bistupur, Jamshedpur, Purbi Singhbhum-831001, Jharkhand. The intimation, dated May 14, 2026, was filed pursuant to Regulation 29 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Key Business on the Agenda

The primary purpose of the meeting is to consider and approve the financial results for the quarter and financial year ended March 31, 2026, along with the statement of assets and liabilities, statement of profit and loss, cash flow statement, and the Auditors' Report issued by the Statutory Auditors of the Company. The board will also attend to a range of governance, compliance, and administrative matters.

The detailed agenda for the meeting is as follows:

Item No.	Agenda Item
1	Election of Chairman and declaration of Quorum
2	Leave of Absence, if any
3	Noting of signed Minutes of the previous Board meeting
4	Notice of interest by Directors under Section 184(1) of the Companies Act, 2013
5	Declaration of director's disqualification under Section 164(2) of the Companies Act, 2013
6	Declaration of independence by all Independent Directors
7	Approval of financial results for the quarter and financial year ended March 31, 2026, along with financial statements and Auditors' Report
8	Appointment of Practicing Company Secretary for Annual Secretarial Compliance Report (24A) for FY2026-27
9	Appointment of Internal Auditor for FY2026-27
10	Quarterly compliance note to Stock Exchange for the period January 1, 2026 to March 31, 2026
11	Approval of Related Party Transactions for FY2025-26 and prior approval for FY2026-27
12	Authorisation of Director to certify e-forms with the Registrar of Companies via MCA portal
13	Certificate of Correctness of Financial Results under Regulation 33(2)(a) of SEBI (LODR) Regulations, 2015
14	Declaration under Regulation 33(3)(d) of SEBI (LODR) Regulations, 2015
15	CEO and CFO Certification under Regulation 17(8) of SEBI (LODR) Regulations, 2015
16	Any other matter with the permission of the Chairman

Regulatory and Compliance Context

The board meeting notice was communicated to both BSE Limited and The Calcutta Stock Exchange Limited in compliance with applicable listing regulations. The agenda reflects a comprehensive set of statutory and regulatory obligations, including auditor appointments, related party transaction approvals, and certifications mandated under SEBI's Listing Obligations and Disclosure Requirements framework. The Company Secretary, Simi Sen, signed and submitted the intimation on behalf of J.A. Finance Limited.