ICICI Lombard General Insurance

ICICI Lombard General Insurance

1,921.30
+14.40
(0.76%)
Market Cap
94,675.40 Cr
EPS
50.74
PE Ratio
35.40
Dividend Yield
0.65 %
Industry
Insurance
52 Week High
2,301.90
52 Week Low
1,613.70
PB Ratio
6.24
Debt to Equity
0.00
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from25 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+64.00 %
+64.00 %
Hold
Hold+28.00 %
+28.00 %
Sell
Sell+8.00 %
+8.00 %

Company News

View All News
Caret
positive
SBI General Insurance reported gaining 78 basis points in private insurers' market share during the June quarter, reaching 6.19%. The company achieved significant gains in its key growth segments, with health insurance market share increasing by 72 basis points and motor insurance by 47 basis points. The insurer posted a profit after tax of ₹188 crore for the quarter.
positive
SBI General Insurance delivered strong quarterly results with 21.5% year-on-year topline growth, substantially exceeding the industry growth rate of 6.2%. The company reported Gross Written Premium of Rs 3,250 crore, with adjusted GWP growing 25.6% year-on-year. Profit Before Tax reached Rs 249 crore while Profit After Tax was Rs 188 crore. Key performance improvements included loss ratio enhancement from 86.2% to 81.7% and private market share increase of 78 basis points to 6.19%. The company maintained its leadership position as the top private insurer in Personal Accident segment and gained market share across Health Insurance (72 basis points), Motor Insurance (47 basis points), and Personal Accident Insurance (49 basis points). Solvency ratio stood at 2.08, well above regulatory requirements. Management attributed the performance to increased demand for comprehensive coverage, enhanced digital adoption, rising awareness, and favorable government policy support.
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
1,921.30
#1 94,675.40
#3 35.40
#3 24,000.80
#3 16.45
#2 2,508
#3 28.72
42.01
373.65
66,877.70
#1 8.99
#1 36,711.80
-2.50
#1 6,974
-3.16
39.44
348.65
33,085.20
78.07
9,695.50
#1 46.38
425
#1 119.35
51.65
179.94
30,237.50
29.17
35,537.40
6.38
972
13.84
40.53
425.10
25,299.20
39.18
14,822.20
15.90
646
-99.65
44.34
83.93
15,970.80
74.70
4,894.46
34.36
214
31.19
43.96
Forecast
Actual
Growth Rate
Revenue Growth
16.45 %
Net Income Growth
30.74 %
Cash Flow Change
-52.33 %
ROE
10.18 %
ROCE
24.27 %
EBITDA Margin (Avg.)
10.04 %

Yearly Financial Results

Annual Financials
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
Revenue
6,034
7,521
8,480
10,251
11,533
12,678
16,836
18,871
20,610
24,001
24,805
Expenses
5,326
6,611
7,284
8,652
9,836
10,724
15,153
16,758
17,921
20,555
21,264
EBITDA
708
910
1,196
1,598
1,697
1,954
1,684
2,113
2,689
3,446
3,541
Operating Profit %
8 %
8 %
10 %
12 %
11 %
12 %
6 %
7 %
9 %
10 %
-4 %
Depreciation
0
0
0
0
0
0
0
0
134
124
0
Interest
0
0
0
0
0
0
0
0
0
0
0
Profit Before Tax
708
910
1,196
1,598
1,697
1,954
1,684
2,113
2,555
3,321
3,541
Tax
200
208
335
549
503
481
413
384
637
813
866
Net Profit
507
702
862
1,049
1,194
1,473
1,271
1,729
1,919
2,508
2,675
EPS in ₹
11.35
15.66
19.01
23.11
26.27
32.41
25.91
35.21
39.03
50.74
54.00

Balance Sheet

Balance Sheet
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
3,485
4,889
5,760
6,144
6,191
8,601
9,724
10,641
12,985
14,984
Fixed Assets
510
516
509
557
771
717
941
883
930
728
Current Assets
3,596
7,931
10,940
10,405
9,733
7,429
11,139
11,077
13,408
14,541
Capital Work in Progress
10
11
38
17
12
14
11
25
94
74
Investments
11,563
15,079
18,193
22,231
26,327
30,892
38,786
43,180
48,907
53,508
Other Assets
-8,598
-10,718
-12,980
-16,661
-20,919
-23,022
-30,014
-33,447
-36,946
-39,326
Total Liabilities
3,485
4,889
5,760
6,144
6,191
8,601
9,724
10,641
12,985
14,984
Current Liabilities
12,191
18,462
23,990
27,259
30,852
30,697
41,124
44,445
50,323
54,036
Non Current Liabilities
249
988
1,033
744
151
1,003
531
197
780
499
Total Equity
3,236
3,901
4,727
5,400
6,039
7,599
9,193
10,444
12,205
14,485
Reserve & Surplus
2,728
3,274
4,087
4,866
5,680
6,981
8,619
9,901
11,467
13,807
Share Capital
448
451
454
454
455
455
491
491
493
496

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
-20
53
-1
398
-190
-369
195
65
-90
131
-247
Investing Activities
171
-310
-1,990
-1,896
-2,856
-3,382
-1,367
135
-1,685
-1,921
-1,137
Operating Activities
-98
512
1,628
2,390
2,976
3,433
1,774
809
2,290
2,407
1,147
Financing Activities
-94
-149
361
-96
-310
-420
-212
-879
-695
-355
-257

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Promoter
51.88 %
51.87 %
48.08 %
48.05 %
48.04 %
48.03 %
48.02 %
48.02 %
48.02 %
48.01 %
48.00 %
47.91 %
51.27 %
51.81 %
51.66 %
51.60 %
51.55 %
51.46 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
22.37 %
0.00 %
23.06 %
23.93 %
24.75 %
24.36 %
23.68 %
23.93 %
DIIs
9.91 %
9.71 %
8.64 %
11.48 %
11.55 %
13.56 %
14.80 %
16.84 %
17.38 %
18.26 %
18.56 %
16.84 %
16.11 %
17.29 %
16.73 %
17.29 %
17.84 %
17.61 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
5.23 %
5.16 %
4.85 %
5.14 %
5.89 %
6.09 %
6.29 %
6.23 %
6.32 %
6.32 %
5.62 %
5.64 %
5.45 %
5.54 %
5.22 %
5.36 %
5.66 %
5.49 %
Others
32.98 %
33.25 %
38.43 %
35.33 %
34.51 %
32.32 %
30.88 %
28.91 %
28.27 %
27.41 %
5.45 %
29.61 %
4.11 %
1.43 %
1.64 %
1.38 %
1.27 %
1.50 %
No of Share Holders
2,58,816
2,54,123
2,63,588
2,75,002
2,87,701
2,91,428
2,98,048
2,92,282
2,87,023
2,75,356
2,64,710
2,52,680
2,39,489
2,37,248
2,36,699
2,38,406
2,40,853
2,40,980

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 3.5 4 6 3.5 8 9 11 11 12.5
Dividend Yield (%) 0.00 0.44 0.39 0.55 0.24 0.6 0.84 0.65 0.61 0.66

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
15 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
15 Jul 2025 1,986.80 2,019.70
30 Jun 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
30 Jun 2025 1,875.20 2,018.15
06 Jun 2025 DIVIDEND Dividend
₹ 7.00 /share
06 Jun 2025 1,718.35 1,875.70
15 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
15 Apr 2025 1,723.20 1,718.35
17 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
17 Jan 2025 1,862.05 1,908.15
28 Oct 2024 DIVIDEND Dividend
₹ 5.50 /share
28 Oct 2024 2,039.35 1,928.40
18 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
18 Oct 2024 2,275.20 2,039.35
25 Jun 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
25 Jun 2024 1,661.40 1,771.75
07 Jun 2024 DIVIDEND Dividend
₹ 6.00 /share
07 Jun 2024 1,649.05 1,644.80
27 Oct 2023 DIVIDEND Dividend
₹ 5.00 /share
27 Oct 2023 1,360.35 1,355.65
12 Jun 2023 DIVIDEND Dividend
₹ 5.50 /share
12 Jun 2023 1,104.10 1,215.50
28 Oct 2022 DIVIDEND Dividend
₹ 4.50 /share
27 Oct 2022 1,132.25 1,162.05
29 Jul 2022 DIVIDEND Dividend
₹ 5.00 /share
28 Jul 2022 1,363.10 1,189.20
01 Nov 2021 DIVIDEND Dividend
₹ 4.00 /share
29 Oct 2021 1,504.25 1,481.55
03 Aug 2021 DIVIDEND Dividend
₹ 4.00 /share
02 Aug 2021 1,417.15 1,455.95
19 Mar 2021 DIVIDEND Dividend
₹ 4.00 /share
18 Mar 2021 1,469.95 1,438.25

Announcements

Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS17 hours ago
Announcement under Regulation 30 (LODR)-Earnings Call Transcript6 days ago
Clarification On Audited Financial Results For The Quarter Ended June 30 20257 days ago
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS9 days ago
Announcement under Regulation 30 (LODR)-Newspaper Publication9 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome10 days ago
Announcement under Regulation 30 (LODR)-Investor Presentation10 days ago
Financial Results For The Quarter Ended June 30 202510 days ago
Board Meeting Outcome for Outcome Of The Board Meeting Held On Tuesday July 15 202510 days ago
Announcement under Regulation 30 (LODR)-Change in DirectorateJul 08, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 03, 2025
Update On Disclosure Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Jul 03, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJul 02, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportJul 01, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMJul 01, 2025
Announcement under Regulation 30 (LODR)-Credit RatingJun 30, 2025
Update On Disclosure Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Jun 29, 2025
Letter Sent To Holders Of Physical Shares To Furnish KYC Details Pursuant To SEBI Circular Dated March 16 2023Jun 28, 2025
Closure of Trading WindowJun 25, 2025
Board Meeting Intimation for Intimation Of Board Meeting To Consider And Approve Audited Financial Results & Audited Financial Statements For The Quarter Ending On June 30 2025Jun 25, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJun 23, 2025
Disclosure Under Regulation 30 Read With Schedule III And Regulation 46(2) Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015Jun 13, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJun 13, 2025
Disclosure Under Regulation 30 Read With Schedule III And Regulation 46(2) Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015Jun 10, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJun 09, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 07, 2025
Notice Of The Twenty-Fifth (25Th) Annual General Meeting And Integrated Annual Report Of ICICI Lombard General Insurance Company Limited For FY2025Jun 07, 2025
Reg. 34 (1) Annual Report.Jun 07, 2025
Business Responsibility and Sustainability Reporting (BRSR)Jun 06, 2025
Environmental Social And Governance Report Of The Company For FY2025Jun 06, 2025
Disclosure Under Regulation 30 Read With Schedule III And Regulation 46(2) Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015Jun 04, 2025
Communication Sent To Shareholders Regarding Tax Deduction At Source (TDS)Jun 03, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 31, 2025
Record Date For The Purpose Of Final DividendMay 30, 2025
Intimation Regarding Twenty-Fifth (25Th) Annual General Meeting And Record Date For Final DividendMay 30, 2025
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 30, 2025
Disclosure Under Regulation 30 Read With Schedule III And Regulation 46(2) Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015May 30, 2025
Schedule Of Analyst/ Institutional Investor Meet - IntimationMay 29, 2025
Disclosure Under Regulation 30 Read With Schedule III And Regulation 46(2) Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015May 29, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMay 23, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMay 15, 2025
Disclosure Under Regulation 30 Read With Schedule III And Regulation 46(2) Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015May 14, 2025
Communication Sent To Shareholders Regarding Transfer Of Equity Shares To Investor Education And Protection Fund (IEPF)May 13, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 13, 2025
Disclosure Under Regulation 30 Read With Schedule III And Regulation 46(2) Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015May 09, 2025
Press Release: ICICI Lombard Is Proud To Announce Its Association With Siddhivinayak Metro StationMay 09, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMay 06, 2025
Schedule Of Analyst/ Institutional Investor Meet - IntimationMay 02, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSApr 22, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptApr 21, 2025

Technical Indicators

RSI(14)
Neutral
39.02
ATR(14)
Less Volatile
41.83
STOCH(9,6)
Oversold
17.30
STOCH RSI(14)
Neutral
22.92
MACD(12,26)
Bearish
-14.66
ADX(14)
Weak Trend
18.99
UO(9)
Bullish
29.34
ROC(12)
Downtrend And Accelerating
-6.38
WillR(14)
Oversold
-95.46

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
SBI Equity Hybrid Fund Direct Plan-Growth
0.00%
-1000000
-0.25%
-0.84%
ICICI Prudential Value Direct-Growth
0.36%
-750000
-0.25%
-0.27%
Kotak Arbitrage Fund Direct-Growth
0.07%
-701475
-0.19%
-0.17%
SBI Dividend Yield Fund Direct - Growth
0.00%
-615000
-1.26%
-1.55%
Franklin India Multi Cap Fund Direct-Growth
0.00%
-510460
-1.97%
-2.05%
Invesco India Arbitrage Fund Direct-Growth
0.01%
-496200
-0.42%
-0.05%
SBI Large Cap Direct Plan-Growth
0.97%
487882
0.22%
0.21%
Edelweiss Balanced Advantage Fund Direct-Growth
0.00%
-248501
-0.37%
-0.37%
Aditya Birla Sun Life Value Direct Fund-Growth
0.80%
248267
0.80%
0.80%
Bandhan Flexi Cap Fund Direct-Growth
0.00%
-180000
-0.46%
-0.47%
SBI Retirement Benefit Fund - Aggressive Plan Direct - Growth
0.00%
-175000
-1.13%
-1.19%
Canara Robeco Flexi Cap Fund Direct-Growth
0.50%
-146637
-0.19%
-0.36%
Canara Robeco Large Cap Fund Direct-Growth
0.59%
-118343
-0.11%
-0.12%
Bandhan Large & Mid Cap Fund Direct-Growth
1.38%
117119
0.26%
0.99%
Nippon India Arbitrage Fund Direct-Growth
0.05%
-110175
-0.14%
0.03%
Tata Retirement Savings Fund Progressive Plan Direct-Growth
0.00%
-108000
-0.97%
-1.02%
ICICI Prudential ELSS Tax Saver Direct Plan - Growth
0.74%
-107157
-0.09%
-0.11%
Bajaj Finserv Large and Mid Cap Fund Direct-Growth
0.20%
-102538
-0.97%
-1.04%
Tata Arbitrage Fund Direct - Growth
0.00%
-97425
-0.13%
-0.07%
Tata Retirement Savings Fund Moderate Plan Direct-Growth
0.00%
-90000
-0.78%
-0.82%
DSP Banking & Financial Services Fund Direct - Growth
0.95%
-81500
-1.15%
-1.30%
Franklin India Aggressive Hybrid Fund Direct-Growth
0.68%
75000
0.68%
0.68%
Franklin India Balanced Advantage Fund Direct - Growth
0.56%
75000
0.56%
0.56%
ICICI Prudential Equity Arbitrage Direct-Growth
0.03%
-70925
-0.05%
0.00%
ITI Mid Cap Fund Direct - Growth
1.04%
63956
1.04%
1.04%

About ICICI Lombard General Insurance

ICICI Lombard General Insurance Company Limited is the largest private-sector non-life insurer in India based on Gross Direct Premium Income. The company offers a diverse range of insurance products including motor, health, travel, personal accident, crop, fire, marine, engineering, and liability insurance. These products are distributed through multiple channels such as direct sales, individual agents, bank partners, corporate agents, brokers, and online platforms. The company serves individual, corporate, and government customers. Incorporated in 2000, ICICI Lombard became publicly listed in 2017, making it the first pure-play general insurance company to list on Indian stock exchanges. As of 2023, the company operates through a network of 305 branches and 917 virtual offices, having issued 32.7 million policies and settled over 3.6 million claims. Its Gross Direct Premium income for 2023 was Rs. 210.25 billion, representing a market share of 8.2% among all non-life insurers and 15.9% among private-sector non-life insurers in India.
Listing Date
27 Sept, 2017(7 Years, 29 days)
Chairperson NameRakesh Jha