GIC of India

408.10
+6.70
(1.67%)
Market Cap
71,597.06
Eps
38.11
PE Ratio (TTM)
9.36
Dividend Yield
2.49
Industry
Insurance
52 Week High
525.50
52 Week low
308.05
PB Ratio
1.18
Debt to Equity
0.00
Sector
General Insurance
Add Ratio

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%

Company News

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positive
General Insurance Corp Reports Increased Q3 Profit and Premium Earnings1 day ago
General Insurance Corporation (GIC) has reported a rise in its third-quarter net profit to 16.2 billion rupees, up from 15.18 billion rupees in the same period last year. The company's premium earned also increased to 85.39 billion rupees from 77.58 billion rupees year-over-year. Additionally, GIC's Gross Non-Performing Assets (GNPA) slightly improved to 1.81% compared to 1.83% in the previous quarter.
positive
General Insurance Corporation Reports Q3 FY2024 Financial Results2 days ago
General Insurance Corporation (GIC) has announced its financial results for the third quarter. The company reported a net profit of 16.2 billion rupees, up from 15.18 billion rupees in the same quarter last year. Premium earned increased to 85.39 billion rupees from 77.58 billion rupees year-over-year. The Gross Non-Performing Assets (GNPA) ratio slightly improved to 1.81% from 1.83% in the previous quarter.
Growth Rate
Revenue Growth
-2.50 %
Net Income Growth
-1.05 %
Cash Flow Change
-4.93 %
ROE
-19.09 %
ROCE
109.83 %
EBITDA Margin (Avg.)
2.18 %

Yearly Financial Results

Annual Financials
2022
2023
2024
TTM
Revenue
49,739
47,751
46,557
35,046
Expenses
45,985
39,207
38,045
37,916
EBITDA
3,755
8,544
8,512
-2,870
Operating Profit %
3 %
11 %
9 %
-9 %
Depreciation
0
0
0
0
Interest
0
0
0
0
Profit Before Tax
3,755
8,031
7,925
9,057
Tax
1,556
1,454
1,417
1,543
Net Profit
2,199
6,577
6,508
7,513
EPS in ₹
13.60
39.37
38.11
42.80

Balance Sheet

Balance Sheet
2022
2023
2024
Total Assets
60,045
67,470
85,692
Fixed Assets
200
324
318
Current Assets
46,734
46,894
47,532
Capital Work in Progress
0
0
0
Investments
1,06,910
1,17,335
1,38,537
Other Assets
-47,065
-50,189
-53,163
Total Liabilities
60,045
67,470
85,692
Current Liabilities
91,796
95,261
98,761
Non Current Liabilities
24,037
22,285
30,435
Total Equity
36,008
45,185
55,257
Reserve & Surplus
26,415
35,119
41,058
Share Capital
877
877
877

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
-515
2,031
2,452
2,026
-1,324
3,174
2,482
2,863
2,251
1,153
Investing Activities
-2,763
-3,332
-4,414
-5,605
-7,501
-4,016
-10,802
-6,188
-9,076
-8,729
Operating Activities
2,635
6,013
7,901
8,837
7,604
8,617
13,284
9,051
11,722
11,145
Financing Activities
-387
-650
-1,035
-1,206
-1,428
-1,428
0
0
-395
-1,263

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Promoter
85.78 %
85.78 %
85.78 %
85.78 %
85.78 %
85.78 %
85.78 %
85.78 %
85.78 %
85.78 %
85.78 %
85.78 %
85.78 %
85.78 %
82.40 %
82.40 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.86 %
0.95 %
0.86 %
1.05 %
1.34 %
1.80 %
DIIs
11.57 %
11.38 %
11.03 %
10.89 %
10.89 %
10.91 %
11.08 %
11.02 %
11.02 %
11.03 %
11.02 %
11.12 %
11.06 %
10.91 %
13.71 %
13.70 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
1.61 %
1.62 %
2.09 %
2.27 %
2.32 %
2.30 %
2.15 %
2.05 %
1.96 %
1.82 %
1.73 %
1.60 %
1.78 %
1.76 %
1.91 %
1.57 %
No of Share Holders
0
2,52,248
2,51,850
2,66,272
2,68,883
2,73,529
2,79,723
2,67,550
2,48,100
2,35,668
2,26,870
2,22,606
2,42,314
2,43,127
2,52,302
2,32,057

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 2.25 7.2 10 0.00
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 1.65 2.18 2.49 0.00
Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
1,854.65 91,833.90 36.86 20,602.10 9.18 1,919 67.88 48.88
408.10 71,597.06 9.36 46,556.90 -2.50 6,508 16.53 46.82
178.04 29,340.99 29.43 43,691.00 6.38 1,091 -51.71 43.59
304.20 28,054.28 76.40 8,615.40 46.38 182 176.22 50.02
439.45 25,825.57 32.73 14,026.50 15.90 845 -25.73 35.58

Corporate Action

Technical Indicators

RSI(14)
Neutral
44.69
ATR(14)
Less Volatile
21.99
STOCH(9,6)
Neutral
36.05
STOCH RSI(14)
Neutral
24.35
MACD(12,26)
Bearish
-2.28
ADX(14)
Weak Trend
21.62
UO(9)
Bearish
40.90
ROC(12)
Downtrend But Slowing Down
-7.69
WillR(14)
Neutral
-67.65