| Quarterly Financials | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 |
Revenue  | 15,068 | 11,413 | 6,866 | 5,279 | 16,897 | 11,976 | 8,040 | 8,039 | 13,835 | 9,305 | 9,115 | 7,516 | 11,319 | 10,781 | 9,045 | 8,967 | 11,226 | 9,372 | 8,972 | 7,516 | 8,884 | 10,345 | 7,975 | 7,405 | 10,115 | 8,793 | 8,733 | 9,396 | 11,333 | 9,478 |
| Expenses | 15,150 | 13,310 | 7,370 | 5,390 | 18,150 | 14,509 | 11,042 | 8,764 | 15,797 | 11,675 | 10,249 | 7,804 | 14,639 | 11,894 | 11,376 | 8,076 | 12,111 | 9,896 | 10,289 | 7,423 | 10,200 | 11,611 | 9,523 | 7,290 | 11,413 | 9,998 | 9,215 | 10,210 | 12,018 | 9,993 |
| EBITDA | -82 | -1,896 | -504 | -111 | -1,253 | -2,533 | -3,002 | -725 | -1,962 | -2,369 | -1,134 | -288 | -3,320 | -1,113 | -2,331 | 891 | -886 | -524 | -1,317 | 93 | -1,316 | -1,266 | -1,548 | 116 | -1,299 | -1,205 | -482 | -815 | -686 | -515 |
| Operating Profit % | -3 % | -21 % | -3 % | -1 % | -8 % | -22 % | -38 % | -14 % | -16 % | -22 % | -12 % | -3 % | -32 % | -11 % | -27 % | 7 % | -13 % | -12 % | -19 % | 4 % | -17 % | -17 % | -22 % | -0 % | -13 % | -13 % | -9 % | -10 % | -7 % | -12 % |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit Before Tax | 1,039 | 274 | 1,021 | 1,520 | 159 | -698 | -951 | 1,123 | -783 | 379 | 1,474 | 2,001 | -1,511 | 1,570 | -30 | 3,726 | 1,026 | 2,676 | 1,305 | 3,025 | 1,154 | 1,855 | 1,820 | 3,096 | 1,490 | 2,287 | 2,184 | 3,144 | 2,664 | 3,315 |
| Tax | 275 | -453 | 644 | 631 | -33 | -45 | 85 | -186 | -286 | 150 | 542 | 672 | -471 | 222 | -172 | 1,790 | 296 | 459 | 72 | 296 | 176 | 166 | 381 | 515 | 90 | 431 | 507 | 645 | 133 | 442 |
| Net Profit | 764 | 728 | 377 | 889 | 192 | -653 | -1,036 | 1,310 | -497 | 228 | 931 | 1,329 | -1,040 | 1,348 | 142 | 1,936 | 729 | 2,217 | 1,232 | 2,729 | 978 | 1,689 | 1,439 | 2,580 | 1,401 | 1,856 | 1,677 | 2,499 | 2,531 | 2,874 |
| EPS in ₹ | 4.35 | 4.15 | 2.15 | 5.07 | 1.09 | -3.72 | -5.90 | 7.00 | -2.83 | 1.30 | 5.31 | 7.57 | -5.93 | 7.68 | 0.81 | 11.04 | 4.16 | 12.63 | 7.02 | 15.56 | 5.57 | 15.20 | 8.20 | 14.71 | 7.98 | 10.58 | 9.56 | 14.24 | 14.42 | 16.38 |
GIC of India
GIC of India
384.65
-3.10
(-0.80%)
Market Cap
₹67,483.00 Cr
PE Ratio
7.06
Volume
74,107.00
Day High - Low
₹388.20 - ₹383.35
52W High-Low
₹525.50 - ₹351.00
Key Fundamentals
Market Cap
67,483.00 Cr
EPS
42.36
PB Ratio
1.00
Book Value
385.36
EBITDA
9,717.20
Dividend Yield
2.59 %
Industry
Insurance Sector
General Insurance ROE Growth %
-
Debt to Equity
0.00
Analyst Rating and Forecast
- By Refinitiv from5 analysts
Actual
Company News
View All News
General Insurance Corporation of India revised its investor presentation to correct a typographical error showing combined ratio as 117.9% instead of the accurate 108.8% on standalone basis. The correction was made in compliance with SEBI regulations with no other changes to the presentation content.
General Insurance Corporation of India delivered improved quarterly performance with gross premium income rising to INR 9,601.70 crores and profit after tax increasing to INR 2,866.79 crores, while combined ratio improved to 109.15% from 114.05% year-on-year. The reinsurer maintained disciplined underwriting approach amid global uncertainties, with domestic premium growing 4.6% and international premium up 9.4%, though life segment faced challenges with 114% combined ratio due to reserve strengthening.
GIC Re Reports Strong Q2 FY2026 Performance with 107.7% Combined Ratio and 19.8% ROENov 15, 2025
General Insurance Corporation of India presented its quarterly results showing improved combined ratio of 107.7% and annualized ROE of 19.8%, with gross written premium of Rs 21,990 crores and profit after tax of Rs 4,619 crores. The reinsurer maintains its market leadership position with 51% domestic market share, healthy solvency ratio of 385%, and strong financial metrics across its diversified portfolio spanning 137 countries.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,961.60 | #1 97,577.94 | 36.22 | 24,000.80 | 16.45 | 2,508 | 18.08 | 48.13 | |
384.65 | #2 67,483.00 | #1 7.06 | #1 49,924.60 | #5 7.53 | #1 6,974 | #1 54.85 | 53.33 | |
345.60 | 31,909.63 | 64.39 | 9,695.50 | 12.54 | 425 | 51.51 | 39.50 | |
473.80 | 27,857.07 | 55.79 | 16,113.00 | 14.87 | 646 | -50.67 | 41.47 | |
165.81 | 27,325.49 | 25.18 | 43,634.00 | 0.32 | 972 | -38.96 | 21.92 | |
75.09 | 13,859.45 | 153.76 | 5,529.70 | #1 27.52 | 214 | -371.54 | 44.48 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
7.53 %
Net Income Growth
7.16 %
Cash Flow Change
1,033.30 %
ROE
-3.74 %
ROCE
-12.53 %
EBITDA Margin (Avg.)
5.99 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 60,045 | 67,470 | 85,692 | 88,802 |
| Fixed Assets | 200 | 324 | 318 | 319 |
| Current Assets | 46,734 | 46,894 | 47,532 | 50,332 |
| Capital Work in Progress | 0 | 0 | 0 | 8 |
| Investments | 1,06,910 | 1,17,335 | 1,38,537 | 1,46,548 |
| Other Assets | -47,065 | -50,189 | -53,163 | -58,073 |
| Total Liabilities | 60,045 | 67,470 | 85,692 | 88,802 |
| Current Liabilities | 91,796 | 95,261 | 98,761 | 1,05,968 |
| Non Current Liabilities | 24,037 | 22,285 | 30,435 | 27,302 |
| Total Equity | 36,008 | 45,185 | 55,257 | 61,500 |
| Reserve & Surplus | 26,415 | 35,119 | 41,058 | 47,782 |
| Share Capital | 877 | 877 | 877 | 877 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | -515 | 2,031 | 2,452 | 2,026 | -1,324 | 3,174 | 2,482 | 2,863 | 2,251 | 274 | -54 |
| Investing Activities | -2,763 | -3,332 | -4,414 | -5,605 | -7,501 | -4,016 | -10,802 | -6,188 | -9,076 | 1,749 | -275 |
| Operating Activities | 2,635 | 6,013 | 7,901 | 8,837 | 7,604 | 8,617 | 13,284 | 9,051 | 11,722 | -212 | 1,976 |
| Financing Activities | -387 | -650 | -1,035 | -1,206 | -1,428 | -1,428 | 0 | 0 | -395 | -1,263 | -1,754 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 |
| Promoter | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 82.40 % | 82.40 % | 82.40 % | 82.40 % | 82.40 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.86 % | 0.95 % | 0.86 % | 1.05 % | 1.34 % | 1.80 % | 1.93 % | 2.11 % | 2.12 % |
| DIIs | 11.57 % | 11.38 % | 11.03 % | 10.89 % | 10.89 % | 10.91 % | 11.08 % | 11.02 % | 11.02 % | 11.03 % | 11.02 % | 11.12 % | 11.06 % | 10.91 % | 13.71 % | 13.70 % | 13.67 % | 13.30 % | 13.10 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 1.61 % | 1.62 % | 2.09 % | 2.27 % | 2.32 % | 2.30 % | 2.15 % | 2.05 % | 1.96 % | 1.82 % | 1.73 % | 1.60 % | 1.78 % | 1.76 % | 1.91 % | 1.57 % | 1.52 % | 1.70 % | 1.86 % |
| Others | 1.03 % | 1.22 % | 1.10 % | 1.05 % | 1.00 % | 1.01 % | 0.99 % | 1.15 % | 1.24 % | 1.37 % | 0.60 % | 0.55 % | 0.51 % | 0.49 % | 0.64 % | 0.53 % | 0.48 % | 0.50 % | 0.53 % |
| No of Share Holders | 0 | 2,52,248 | 2,51,850 | 2,66,272 | 2,68,883 | 2,73,529 | 2,79,723 | 2,67,550 | 2,48,100 | 2,35,668 | 2,26,870 | 2,22,606 | 2,42,314 | 2,43,127 | 2,52,302 | 2,32,057 | 2,26,162 | 2,26,765 | 2,30,683 |
Dividend History
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 2.33 | 13.5 | 6.75 | 0.00 | 0.00 | 2.25 | 7.2 | 10 | 10 |
| Dividend Yield (%) | 0.00 | 0.63 | 5.59 | 6.42 | 0.00 | 0.00 | 1.65 | 2.18 | 2.37 | 2.58 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 14 Jul 2018 |  Bonus | 1:1 | 12 Jul 2018 | 358.20 | 370.90 |
| 08 Jun 2022 |  Dividend | ₹ 2.25 /share | 07 Jun 2022 | 113.70 | 121.90 |
| 08 Sept 2023 | Dividend | ₹ 7.20 /share | 08 Sept 2023 | 174.60 | 229.75 |
| 26 Sept 2023 |  Annual General Meeting | NA | 26 Sept 2023 | 219.75 | 226.10 |
| 11 Sept 2024 | Dividend | ₹ 10.00 /share | 11 Sept 2024 | 364.55 | 395.05 |
| 26 Sept 2024 | Annual General Meeting | NA | 26 Sept 2024 | 398.00 | 398.05 |
| 12 Nov 2024 |  Quarterly Result Announcement | NA | 12 Nov 2024 | 363.35 | 367.90 |
| 03 Feb 2025 | Quarterly Result Announcement | NA | 03 Feb 2025 | 419.30 | 405.05 |
| 26 May 2025 | Quarterly Result Announcement | NA | 26 May 2025 | 420.40 | 427.10 |
| 07 Aug 2025 | Quarterly Result Announcement | NA | 07 Aug 2025 | 371.75 | 380.80 |
| 05 Sept 2025 | Dividend | ₹ 10.00 /share | 04 Sept 2025 | 427.10 | 366.40 |
| 23 Sept 2025 | Annual General Meeting | NA | 23 Sept 2025 | 370.80 | 363.10 |
| 12 Nov 2025 | Quarterly Result Announcement | NA | 12 Nov 2025 | 374.50 | 384.80 |
Announcements
Announcement under Regulation 30 (LODR)-Investor Presentation
1 day ago
1 day agoAnnouncement under Regulation 30 (LODR)-Investor Presentation4 days ago
4 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation5 days ago
5 days agoAnnouncement under Regulation 30 (LODR)-Earnings Call TranscriptNov 21, 2025
Nov 21, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeNov 17, 2025
Nov 17, 2025Announcement under Regulation 30 (LODR)-Investor PresentationNov 14, 2025
Nov 14, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseNov 12, 2025
Nov 12, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On 12Th November 2025Nov 12, 2025
Nov 12, 2025Results - Unaudited Financial Results (Standalone And Consolidated) For The Period Ended 30.09.2025Nov 12, 2025
Nov 12, 2025Appointment of Company Secretary and Compliance OfficerNov 12, 2025
Nov 12, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 06, 2025
Nov 06, 2025Board Meeting Intimation for Board Meeting Scheduled To Be Held On 12Th November 2025Nov 03, 2025
Nov 03, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateOct 24, 2025
Oct 24, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 13, 2025
Oct 13, 2025Announcement under Regulation 30 (LODR)-Credit RatingOct 10, 2025
Oct 10, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateSep 30, 2025
Sep 30, 2025Closure of Trading WindowSep 26, 2025
Sep 26, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportSep 25, 2025
Sep 25, 2025Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/sSep 25, 2025
Sep 25, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMSep 23, 2025
Sep 23, 2025Communication To Shareholders Regarding 100 Days Campaign - Saksham NiveshakSep 12, 2025
Sep 12, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 12, 2025
Sep 12, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 02, 2025
Sep 02, 2025Business Responsibility and Sustainability Reporting (BRSR)Sep 01, 2025
Sep 01, 2025Reg. 34 (1) Annual Report.Sep 01, 2025
Sep 01, 2025 Notice Of 53Rd Annual General Meeting Of General Insurance Corporation Of India To Be Held On 23Rd September 2025Sep 01, 2025
Sep 01, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 01, 2025
Sep 01, 2025Communication To Shareholders- Intimation Of Tax Deduction At Source On Dividend For FY 24-25Aug 14, 2025
Aug 14, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptAug 12, 2025
Aug 12, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 08, 2025
Aug 08, 2025Announcement under Regulation 30 (LODR)-Investor PresentationAug 07, 2025
Aug 07, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 07, 2025
Aug 07, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On 7Th August 2025Aug 07, 2025
Aug 07, 2025Unaudited Financial Results For Quarter Ended 30.06.2025Aug 07, 2025
Aug 07, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateAug 04, 2025
Aug 04, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 04, 2025
Aug 04, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJul 31, 2025
Jul 31, 2025Board Meeting Intimation for Board Meeting To Be Held On 7Th August 2025Jul 30, 2025
Jul 30, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateJul 29, 2025
Jul 29, 2025Intimation Of Tax DemandJul 29, 2025
Jul 29, 2025Intimation Of Tax DemandJul 29, 2025
Jul 29, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateJul 23, 2025
Jul 23, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateJul 22, 2025
Jul 22, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 14, 2025
Jul 14, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 10, 2025
Jul 10, 2025Intimation Of Communication To Shareholders Regarding Transfer Of Shares To IEPFJul 09, 2025
Jul 09, 2025Announcement under Regulation 30 (LODR)-CessationJun 30, 2025
Jun 30, 2025Intimation Of VAT DemandJun 28, 2025
Jun 28, 2025Closure of Trading WindowJun 27, 2025
Jun 27, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJun 03, 2025
Jun 03, 2025Mutual Fund Holdings
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Bank of India ELSS Tax Saver Direct-Growth 
Taurus Flexi Cap Fund Direct - Growth 
Motilal Oswal BSE Enhanced Value Index Fund Direct - Growth 
LIC MF Balanced Advantage Fund Direct - Growth 
ICICI Prudential Nifty Midcap 150 Index Fund Direct - Growth 
JioBlackRock Nifty Midcap 150 Index Fund Direct-Growth 
SBI Nifty Midcap 150 Index Fund Direct - Growth 
Zerodha Nifty Large Midcap 250 Index Fund Direct - Growth 
HDFC NIFTY Midcap 150 Index Fund Direct - Growth 
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Nippon India Nifty 500 Equal Weight Index Fund Direct-Growth Technical Indicators
RSI(14)
Neutral 53.33
ATR(14)
Volatile 7.99
STOCH(9,6)
Neutral 52.49
STOCH RSI(14)
Neutral 45.99
MACD(12,26)
Bearish -0.15
ADX(14)
Weak Trend 14.68
UO(9)
Bearish 47.62
ROC(12)
Downtrend And Accelerating -1.35
WillR(14)
Neutral -53.57
About GIC of India
General Insurance Corporation of India (GIC Re) is the leader in the Indian reinsurance market, providing reinsurance services across various business lines including property, motor, agriculture, marine, engineering, aviation, health, and liability. It operates internationally with offices in London, Dubai, Kuala Lumpur, and Moscow. GIC Re was incorporated in 1972 and converted to a public limited company in 2016. It is registered with IRDAI for reinsurance business. The company was listed on the stock exchange in 2017 through an IPO, reducing government ownership to 85.78%. GIC Re manages the Terrorism Insurance Pool, the FAIR NATCAT Reinsurance Pool, and co-launched the India Nuclear Insurance Pool. It has subsidiaries in Bhutan, South Africa, and Russia. The company provides reinsurance support to both general and life insurance companies in India and internationally.
Listing Date
25 Oct, 2017(8 Years,
-22 days)
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