| Quarterly Financials | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
Revenue  | 15,068 | 11,413 | 6,866 | 5,279 | 16,897 | 11,976 | 8,040 | 8,039 | 13,835 | 9,305 | 9,115 | 7,516 | 11,319 | 10,781 | 9,045 | 8,967 | 11,226 | 9,372 | 8,972 | 7,516 | 8,884 | 10,345 | 7,975 | 7,405 | 10,115 | 8,793 | 8,733 | 9,396 | 11,333 |
| Expenses | 15,150 | 13,310 | 7,370 | 5,390 | 18,150 | 14,509 | 11,042 | 8,764 | 15,797 | 11,675 | 10,249 | 7,804 | 14,639 | 11,894 | 11,376 | 8,076 | 12,111 | 9,896 | 10,289 | 7,423 | 10,200 | 11,611 | 9,523 | 7,290 | 11,413 | 9,998 | 9,215 | 10,210 | 12,018 |
| EBITDA | -82 | -1,896 | -504 | -111 | -1,253 | -2,533 | -3,002 | -725 | -1,962 | -2,369 | -1,134 | -288 | -3,320 | -1,113 | -2,331 | 891 | -886 | -524 | -1,317 | 93 | -1,316 | -1,266 | -1,548 | 116 | -1,299 | -1,205 | -482 | -815 | -686 |
| Operating Profit % | -3 % | -21 % | -3 % | -1 % | -8 % | -22 % | -38 % | -14 % | -16 % | -22 % | -12 % | -3 % | -32 % | -11 % | -27 % | 7 % | -13 % | -12 % | -19 % | 4 % | -17 % | -17 % | -22 % | -0 % | -13 % | -13 % | -9 % | -10 % | -7 % |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit Before Tax | 1,039 | 274 | 1,021 | 1,520 | 159 | -698 | -951 | 1,123 | -783 | 379 | 1,474 | 2,001 | -1,511 | 1,570 | -30 | 3,726 | 1,026 | 2,676 | 1,305 | 3,025 | 1,154 | 1,855 | 1,820 | 3,096 | 1,490 | 2,287 | 2,184 | 3,144 | 2,664 |
| Tax | 275 | -453 | 644 | 631 | -33 | -45 | 85 | -186 | -286 | 150 | 542 | 672 | -471 | 222 | -172 | 1,790 | 296 | 459 | 72 | 296 | 176 | 166 | 381 | 515 | 90 | 431 | 507 | 645 | 133 |
| Net Profit | 764 | 728 | 377 | 889 | 192 | -653 | -1,036 | 1,310 | -497 | 228 | 931 | 1,329 | -1,040 | 1,348 | 142 | 1,936 | 729 | 2,217 | 1,232 | 2,729 | 978 | 1,689 | 1,439 | 2,580 | 1,401 | 1,856 | 1,677 | 2,499 | 2,531 |
| EPS in ₹ | 4.35 | 4.15 | 2.15 | 5.07 | 1.09 | -3.72 | -5.90 | 7.00 | -2.83 | 1.30 | 5.31 | 7.57 | -5.93 | 7.68 | 0.81 | 11.04 | 4.16 | 12.63 | 7.02 | 15.56 | 5.57 | 15.20 | 8.20 | 14.71 | 7.98 | 10.58 | 9.56 | 14.24 | 14.42 |
GIC of India
GIC of India
366.30
-2.35
(-0.64%)
There are new updates from the company1 day ago
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Market Cap
64,676.00 Cr
EPS
42.36
PE Ratio
7.51
Dividend Yield
2.73 %
Industry
Insurance52 Week High
525.50
52 Week Low
347.00
PB Ratio
1.32
Debt to Equity
0.00
Sector
General Insurance
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from5 analysts
Company News
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General Insurance Corporation of India Announces Rs. 10 Per Share Dividend with Tax Deduction Guidelines
Aug 14, 2025
Aug 14, 2025General Insurance Corporation of India's Board of Directors recommended a dividend of Rs. 10 per equity share (nominal value Rs. 5 each) for the financial year ended March 31, 2025, subject to shareholder approval at the 53rd Annual General Meeting. The record date is set for September 5, 2025, with payment within 30 days of AGM approval. Due to Finance Act 2020 amendments, dividend income is now taxable in shareholders' hands, requiring the company to deduct tax at source. For resident shareholders, TDS rates are: nil for dividends up to Rs. 10,000, 10% for amounts exceeding Rs. 10,000 (with PAN), and 20% without PAN or unlinked Aadhaar. Non-resident shareholders face 20% TDS plus surcharge and cess, unless they provide required documentation for tax treaty benefits. The company has issued detailed guidelines for various shareholder categories including insurance companies, mutual funds, and other exempt entities to claim TDS exemptions by submitting appropriate forms and declarations before September 5, 2025.
General Insurance Corporation of India reported profit after tax of ₹1,752.22 crores, up 70% year-on-year for Q1 FY2026. Profit before tax increased 61.04% to ₹2,243.54 crores. Gross premium income remained flat at ₹12,388.01 crores compared to ₹12,405.68 crores in the previous year. The combined ratio improved to 106.94% from 109.6% in Q1 FY2025. Gross investment income rose 18.37% to ₹3,228.51 crores. The company's solvency ratio strengthened to 3.85% from 3.36%, while net worth grew 17.19% to ₹45,275.48 crores. Management projects overall growth of 9-10% for FY2026, with domestic business expected to grow 6.5-7% and international business 17-20%. The company is focusing on underwriting discipline and profitable growth rather than top-line expansion, while expanding into new lines like surety, cyber, and trade credit insurance.
General Insurance Corp reported net profit of 17.5 billion rupees for the first quarter, representing a significant increase from 10.4 billion rupees in the same period last year. The company's revenue also grew to 111 billion rupees compared to 100.6 billion rupees year-over-year.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,903.60 | #1 94,006.30 | 35.42 | 24,000.80 | 16.45 | 2,508 | 28.72 | 50.88 | |
366.30 | #2 64,676.00 | #1 7.51 | #1 49,924.60 | #5 7.53 | #1 6,974 | #1 80.67 | 49.86 | |
343.70 | 31,951.20 | 68.50 | 9,695.50 | 12.54 | 425 | 36.53 | 42.55 | |
190.49 | 31,163.70 | 26.24 | 43,634.00 | 0.32 | 972 | 65.38 | 44.02 | |
457.60 | 26,266.70 | 45.71 | 16,113.00 | 14.87 | 646 | -17.69 | 50.91 | |
81.84 | 15,105.30 | 107.88 | 5,529.70 | #1 27.52 | 214 | -386.17 | 48.17 |
Automatic Screeners on ScanX
Forecast
Actual
Growth Rate
Revenue Growth
7.53 %
Net Income Growth
7.16 %
Cash Flow Change
1,033.30 %
ROE
-3.74 %
ROCE
-12.53 %
EBITDA Margin (Avg.)
5.99 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 60,045 | 67,470 | 85,692 | 88,802 |
| Fixed Assets | 200 | 324 | 318 | 319 |
| Current Assets | 46,734 | 46,894 | 47,532 | 50,332 |
| Capital Work in Progress | 0 | 0 | 0 | 8 |
| Investments | 1,06,910 | 1,17,335 | 1,38,537 | 1,46,548 |
| Other Assets | -47,065 | -50,189 | -53,163 | -58,073 |
| Total Liabilities | 60,045 | 67,470 | 85,692 | 88,802 |
| Current Liabilities | 91,796 | 95,261 | 98,761 | 1,05,968 |
| Non Current Liabilities | 24,037 | 22,285 | 30,435 | 27,302 |
| Total Equity | 36,008 | 45,185 | 55,257 | 61,500 |
| Reserve & Surplus | 26,415 | 35,119 | 41,058 | 47,782 |
| Share Capital | 877 | 877 | 877 | 877 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | -515 | 2,031 | 2,452 | 2,026 | -1,324 | 3,174 | 2,482 | 2,863 | 2,251 | 274 | -54 |
| Investing Activities | -2,763 | -3,332 | -4,414 | -5,605 | -7,501 | -4,016 | -10,802 | -6,188 | -9,076 | 1,749 | -275 |
| Operating Activities | 2,635 | 6,013 | 7,901 | 8,837 | 7,604 | 8,617 | 13,284 | 9,051 | 11,722 | -212 | 1,976 |
| Financing Activities | -387 | -650 | -1,035 | -1,206 | -1,428 | -1,428 | 0 | 0 | -395 | -1,263 | -1,754 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
| Promoter | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 82.40 % | 82.40 % | 82.40 % | 82.40 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.86 % | 0.95 % | 0.86 % | 1.05 % | 1.34 % | 1.80 % | 1.93 % | 2.11 % |
| DIIs | 11.57 % | 11.38 % | 11.03 % | 10.89 % | 10.89 % | 10.91 % | 11.08 % | 11.02 % | 11.02 % | 11.03 % | 11.02 % | 11.12 % | 11.06 % | 10.91 % | 13.71 % | 13.70 % | 13.67 % | 13.30 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 1.61 % | 1.62 % | 2.09 % | 2.27 % | 2.32 % | 2.30 % | 2.15 % | 2.05 % | 1.96 % | 1.82 % | 1.73 % | 1.60 % | 1.78 % | 1.76 % | 1.91 % | 1.57 % | 1.52 % | 1.70 % |
| Others | 1.03 % | 1.22 % | 1.10 % | 1.05 % | 1.00 % | 1.01 % | 0.99 % | 1.15 % | 1.24 % | 1.37 % | 0.60 % | 0.55 % | 0.51 % | 0.49 % | 0.64 % | 0.53 % | 0.48 % | 0.50 % |
| No of Share Holders | 0 | 2,52,248 | 2,51,850 | 2,66,272 | 2,68,883 | 2,73,529 | 2,79,723 | 2,67,550 | 2,48,100 | 2,35,668 | 2,26,870 | 2,22,606 | 2,42,314 | 2,43,127 | 2,52,302 | 2,32,057 | 2,26,162 | 2,26,765 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 2.33 | 13.5 | 6.75 | 0.00 | 0.00 | 2.25 | 7.2 | 10 | 10 |
| Dividend Yield (%) | 0.00 | 0.63 | 5.59 | 6.42 | 0.00 | 0.00 | 1.65 | 2.18 | 2.37 | 2.71 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 14 Jul 2018 |  Bonus | 1:1 | 12 Jul 2018 | 358.20 | 370.90 |
| 08 Jun 2022 |  Dividend | ₹ 2.25 /share | 07 Jun 2022 | 113.70 | 121.90 |
| 08 Sept 2023 | Dividend | ₹ 7.20 /share | 08 Sept 2023 | 174.60 | 229.75 |
| 26 Sept 2023 |  Annual General Meeting | NA | 26 Sept 2023 | 219.75 | 226.10 |
| 11 Sept 2024 | Dividend | ₹ 10.00 /share | 11 Sept 2024 | 364.55 | 395.05 |
| 26 Sept 2024 | Annual General Meeting | NA | 26 Sept 2024 | 398.00 | 398.05 |
| 12 Nov 2024 |  Quarterly Result Announcement | NA | 12 Nov 2024 | 363.35 | 367.90 |
| 03 Feb 2025 | Quarterly Result Announcement | NA | 03 Feb 2025 | 419.30 | 405.05 |
| 26 May 2025 | Quarterly Result Announcement | NA | 26 May 2025 | 420.40 | 427.10 |
| 07 Aug 2025 | Quarterly Result Announcement | NA | 07 Aug 2025 | 371.75 | 380.80 |
| 05 Sept 2025 | Dividend | ₹ 10.00 /share | 04 Sept 2025 | 427.10 | 366.40 |
| 23 Sept 2025 | Annual General Meeting | NA | 23 Sept 2025 | 370.80 | 363.10 |
Announcements
Announcement under Regulation 30 (LODR)-Change in Directorate1 day ago
1 day agoClosure of Trading Window5 days ago
5 days agoShareholder Meeting / Postal Ballot-Scrutinizers Report6 days ago
6 days agoAnnouncement under Regulation 30 (LODR)-Appointment of Statutory Auditor/s6 days ago
6 days agoShareholder Meeting / Postal Ballot-Outcome of AGM8 days ago
8 days agoCommunication To Shareholders Regarding 100 Days Campaign - Saksham NiveshakSep 12, 2025
Sep 12, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 12, 2025
Sep 12, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 02, 2025
Sep 02, 2025Business Responsibility and Sustainability Reporting (BRSR)Sep 01, 2025
Sep 01, 2025Reg. 34 (1) Annual Report.Sep 01, 2025
Sep 01, 2025 Notice Of 53Rd Annual General Meeting Of General Insurance Corporation Of India To Be Held On 23Rd September 2025Sep 01, 2025
Sep 01, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 01, 2025
Sep 01, 2025Communication To Shareholders- Intimation Of Tax Deduction At Source On Dividend For FY 24-25Aug 14, 2025
Aug 14, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptAug 12, 2025
Aug 12, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 08, 2025
Aug 08, 2025Announcement under Regulation 30 (LODR)-Investor PresentationAug 07, 2025
Aug 07, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 07, 2025
Aug 07, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On 7Th August 2025Aug 07, 2025
Aug 07, 2025Unaudited Financial Results For Quarter Ended 30.06.2025Aug 07, 2025
Aug 07, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateAug 04, 2025
Aug 04, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 04, 2025
Aug 04, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJul 31, 2025
Jul 31, 2025Board Meeting Intimation for Board Meeting To Be Held On 7Th August 2025Jul 30, 2025
Jul 30, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateJul 29, 2025
Jul 29, 2025Intimation Of Tax DemandJul 29, 2025
Jul 29, 2025Intimation Of Tax DemandJul 29, 2025
Jul 29, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateJul 23, 2025
Jul 23, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateJul 22, 2025
Jul 22, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 14, 2025
Jul 14, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 10, 2025
Jul 10, 2025Intimation Of Communication To Shareholders Regarding Transfer Of Shares To IEPFJul 09, 2025
Jul 09, 2025Announcement under Regulation 30 (LODR)-CessationJun 30, 2025
Jun 30, 2025Intimation Of VAT DemandJun 28, 2025
Jun 28, 2025Closure of Trading WindowJun 27, 2025
Jun 27, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJun 03, 2025
Jun 03, 2025Announcement under Regulation 30 (LODR)-CessationJun 03, 2025
Jun 03, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 28, 2025
May 28, 2025Intimation Of Demand NoticeMay 27, 2025
May 27, 2025Announcement under Regulation 30 (LODR)-Investor PresentationMay 27, 2025
May 27, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 27, 2025
May 27, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 26, 2025
May 26, 2025Audited Financial Results (Standalone And Consolidated) For The Quarter And Year Ended 31.03.2025May 26, 2025
May 26, 2025Corporate Action - Board Approves Record Date For Payment Of Equity DividendMay 26, 2025
May 26, 2025Corporate Action-Board approves DividendMay 26, 2025
May 26, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On 26Th May 2025May 26, 2025
May 26, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 21, 2025
May 21, 2025Board Meeting Intimation for Intimation Of Board Meeting To Be Held On 26Th May 2025May 16, 2025
May 16, 2025Appointment of Company Secretary and Compliance OfficerApr 30, 2025
Apr 30, 2025Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotApr 21, 2025
Apr 21, 2025 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportApr 21, 2025
Apr 21, 2025Technical Indicators
RSI(14)
Neutral 49.86
ATR(14)
Volatile 7.21
STOCH(9,6)
Neutral 30.05
STOCH RSI(14)
Neutral 50.16
MACD(12,26)
Bullish 0.48
ADX(14)
Weak Trend 8.75
UO(9)
Bearish 40.11
ROC(12)
Downtrend And Accelerating -0.20
WillR(14)
Neutral -33.25
Mutual Fund Holdings
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Bank of India Small Cap Fund Direct-Growth 
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Motilal Oswal Nifty Midcap 150 Index Fund Direct - Growth 
JioBlackRock Nifty Midcap 150 Index Fund Direct-Growth 
Nippon India Nifty Midcap 150 Index Fund Direct - Growth 
ICICI Prudential Nifty Midcap 150 Index Fund Direct - Growth 
Navi Nifty Midcap 150 Index Fund Direct - Growth 
HDFC NIFTY Midcap 150 Index Fund Direct - Growth 
Zerodha Nifty Large Midcap 250 Index Fund Direct - Growth 
SBI Nifty Midcap 150 Index Fund Direct - Growth 
Aditya Birla Sun Life Nifty Midcap 150 Index Fund Direct-Growth 
Edelweiss NIFTY Large Mid Cap 250 Index Fund Direct - Growth 
Axis Nifty 500 Index Fund Direct-Growth 
Groww Nifty Total Market Index Fund Direct - Growth About GIC of India
General Insurance Corporation of India (GIC Re) is the leader in the Indian reinsurance market, providing reinsurance services across various business lines including property, motor, agriculture, marine, engineering, aviation, health, and liability. It operates internationally with offices in London, Dubai, Kuala Lumpur, and Moscow. GIC Re was incorporated in 1972 and converted to a public limited company in 2016. It is registered with IRDAI for reinsurance business. The company was listed on the stock exchange in 2017 through an IPO, reducing government ownership to 85.78%. GIC Re manages the Terrorism Insurance Pool, the FAIR NATCAT Reinsurance Pool, and co-launched the India Nuclear Insurance Pool. It has subsidiaries in Bhutan, South Africa, and Russia. The company provides reinsurance support to both general and life insurance companies in India and internationally.
Listing Date
25 Oct, 2017(7 Years,
7 days)
Website
Chairperson NameN. Ramaswamy
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