| Quarterly Financials | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
Revenue  | 15,068 | 11,413 | 6,866 | 5,279 | 16,897 | 11,976 | 8,040 | 8,039 | 13,835 | 9,305 | 9,115 | 7,516 | 11,319 | 10,781 | 9,045 | 8,967 | 11,226 | 9,372 | 8,972 | 7,516 | 8,884 | 10,345 | 7,975 | 7,405 | 10,115 | 8,793 | 8,733 | 9,396 |
| Expenses | 15,150 | 13,310 | 7,370 | 5,390 | 18,150 | 14,509 | 11,042 | 8,764 | 15,797 | 11,675 | 10,249 | 7,804 | 14,639 | 11,894 | 11,376 | 8,076 | 12,111 | 9,896 | 10,289 | 7,423 | 10,200 | 11,611 | 9,523 | 7,290 | 11,413 | 9,998 | 9,215 | 10,210 |
| EBITDA | -82 | -1,896 | -504 | -111 | -1,253 | -2,533 | -3,002 | -725 | -1,962 | -2,369 | -1,134 | -288 | -3,320 | -1,113 | -2,331 | 891 | -886 | -524 | -1,317 | 93 | -1,316 | -1,266 | -1,548 | 116 | -1,299 | -1,205 | -482 | -815 |
| Operating Profit % | -3 % | -21 % | -3 % | -1 % | -8 % | -22 % | -38 % | -14 % | -16 % | -22 % | -12 % | -3 % | -32 % | -11 % | -27 % | 7 % | -13 % | -12 % | -19 % | 4 % | -17 % | -17 % | -22 % | -0 % | -13 % | -13 % | -9 % | -10 % |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit Before Tax | 1,039 | 274 | 1,021 | 1,520 | 159 | -698 | -951 | 1,123 | -783 | 379 | 1,474 | 2,001 | -1,511 | 1,570 | -30 | 3,726 | 1,026 | 2,676 | 1,305 | 3,025 | 1,154 | 1,855 | 1,820 | 3,096 | 1,490 | 2,287 | 2,184 | 3,144 |
| Tax | 275 | -453 | 644 | 631 | -33 | -45 | 85 | -186 | -286 | 150 | 542 | 672 | -471 | 222 | -172 | 1,790 | 296 | 459 | 72 | 296 | 176 | 166 | 381 | 515 | 90 | 431 | 507 | 645 |
| Net Profit | 764 | 728 | 377 | 889 | 192 | -653 | -1,036 | 1,310 | -497 | 228 | 931 | 1,329 | -1,040 | 1,348 | 142 | 1,936 | 729 | 2,217 | 1,232 | 2,729 | 978 | 1,689 | 1,439 | 2,580 | 1,401 | 1,856 | 1,677 | 2,499 |
| EPS in ₹ | 4.35 | 4.15 | 2.15 | 5.07 | 1.09 | -3.72 | -5.90 | 7.00 | -2.83 | 1.30 | 5.31 | 7.57 | -5.93 | 7.68 | 0.81 | 11.04 | 4.16 | 12.63 | 7.02 | 15.56 | 5.57 | 15.20 | 8.20 | 14.71 | 7.98 | 10.58 | 9.56 | 14.24 |
GIC of India
411.60
+2.85
(0.70%)
Market Cap
72,211.10 Cr
EPS
38.11
PE Ratio
9.71
Dividend Yield
2.43 %
Industry
Insurance52 Week High
525.50
52 Week Low
317.25
PB Ratio
1.17
Debt to Equity
0.00
Sector
General Insurance
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from4 analysts
Company News
View All News
GIC Re: Q4 Profit Drops 17% on Negative Underwriting Performance4 days ago
GIC Re reported a 17% decline in Q4 FY25 net profit to Rs 2,183 crore due to weaker underwriting performance. Combined ratio rose to 103.56%, resulting in an underwriting loss of Rs 392 crore. Gross premium income increased to Rs 10,367 crore. The board recommended a dividend of Rs 10 per share. Solvency ratio improved to 3.70.
General Insurance Corporation of India: Q4 Profit Drops 17%, Dividend Proposed4 days ago
GIC Re reported a 17% decline in Q4 net profit to ₹2,183 crore. Gross premium increased to ₹10,367 crore. The company proposed a dividend of ₹10 per share. Full-year profit rose 3% to ₹6,701 crore. Solvency ratio improved to 3.70.
General Insurance Corp Reports Q4 Results and Dividend Recommendation4 days ago
General Insurance Corp has announced its Q4 results and dividend recommendation. The company's board has recommended a dividend of 10 rupees per equity share. For Q4, the Gross Non-Performing Assets (GNPA) stood at 1.13%, down from 1.81% in the previous quarter. Revenue increased to 113.64 billion rupees from 92.22 billion rupees year-over-year. However, the standalone net profit decreased to 21.83 billion rupees from 26.4 billion rupees year-over-year, but increased from 16.21 billion rupees quarter-over-quarter.
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,875.40 | #1 92,960.30 | 37.08 | 20,602.10 | 9.18 | 1,919 | -1.91 | 55.30 | |
411.60 | #2 72,211.10 | #1 9.71 | #1 46,556.90 | #6 -2.50 | #1 6,508 | #5 -3.16 | 45.97 | |
345.00 | 31,843.00 | 74.87 | 8,615.40 | #1 46.38 | 182 | #1 119.35 | 76.53 | |
186.46 | 30,728.60 | 29.60 | 43,691.00 | 6.38 | 1,091 | 13.84 | 64.26 | |
477.65 | 28,073.60 | 43.44 | 14,026.50 | 15.90 | 845 | -99.65 | 76.93 | |
92.29 | 16,861.60 | 78.87 | 4,336.30 | 34.36 | 82 | 31.19 | 62.66 |
Automatic Screeners on ScanX
Forecast
Actual
Growth Rate
Revenue Growth
-2.50 %
Net Income Growth
-1.05 %
Cash Flow Change
-4.93 %
ROE
-19.09 %
ROCE
109.83 %
EBITDA Margin (Avg.)
2.18 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2022 | 2023 | 2024 |
| Total Assets | 60,045 | 67,470 | 85,692 |
| Fixed Assets | 200 | 324 | 318 |
| Current Assets | 46,734 | 46,894 | 47,532 |
| Capital Work in Progress | 0 | 0 | 0 |
| Investments | 1,06,910 | 1,17,335 | 1,38,537 |
| Other Assets | -47,065 | -50,189 | -53,163 |
| Total Liabilities | 60,045 | 67,470 | 85,692 |
| Current Liabilities | 91,796 | 95,261 | 98,761 |
| Non Current Liabilities | 24,037 | 22,285 | 30,435 |
| Total Equity | 36,008 | 45,185 | 55,257 |
| Reserve & Surplus | 26,415 | 35,119 | 41,058 |
| Share Capital | 877 | 877 | 877 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Net Cash Flow | -515 | 2,031 | 2,452 | 2,026 | -1,324 | 3,174 | 2,482 | 2,863 | 2,251 | 1,153 |
| Investing Activities | -2,763 | -3,332 | -4,414 | -5,605 | -7,501 | -4,016 | -10,802 | -6,188 | -9,076 | -8,729 |
| Operating Activities | 2,635 | 6,013 | 7,901 | 8,837 | 7,604 | 8,617 | 13,284 | 9,051 | 11,722 | 11,145 |
| Financing Activities | -387 | -650 | -1,035 | -1,206 | -1,428 | -1,428 | 0 | 0 | -395 | -1,263 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
| Promoter | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 85.78 % | 82.40 % | 82.40 % | 82.40 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.86 % | 0.95 % | 0.86 % | 1.05 % | 1.34 % | 1.80 % | 1.93 % |
| DIIs | 11.57 % | 11.38 % | 11.03 % | 10.89 % | 10.89 % | 10.91 % | 11.08 % | 11.02 % | 11.02 % | 11.03 % | 11.02 % | 11.12 % | 11.06 % | 10.91 % | 13.71 % | 13.70 % | 13.67 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 1.61 % | 1.62 % | 2.09 % | 2.27 % | 2.32 % | 2.30 % | 2.15 % | 2.05 % | 1.96 % | 1.82 % | 1.73 % | 1.60 % | 1.78 % | 1.76 % | 1.91 % | 1.57 % | 1.52 % |
| Others | 1.03 % | 1.22 % | 1.10 % | 1.05 % | 1.00 % | 1.01 % | 0.99 % | 1.15 % | 1.24 % | 1.37 % | 0.60 % | 0.55 % | 0.51 % | 0.49 % | 0.64 % | 0.53 % | 0.48 % |
| No of Share Holders | 0 | 2,52,248 | 2,51,850 | 2,66,272 | 2,68,883 | 2,73,529 | 2,79,723 | 2,67,550 | 2,48,100 | 2,35,668 | 2,26,870 | 2,22,606 | 2,42,314 | 2,43,127 | 2,52,302 | 2,32,057 | 2,26,162 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 2.33 | 13.5 | 6.75 | 0.00 | 0.00 | 2.25 | 7.2 | 10 | 0.00 |
| Dividend Yield (%) | 0.00 | 0.63 | 5.59 | 6.42 | 0.00 | 0.00 | 1.65 | 2.18 | 2.37 | 0.00 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 26 May 2025 |  Quarterly Result Announcement | NA | 26 May 2025 | 420.40 | 427.10 |
| 03 Feb 2025 | Quarterly Result Announcement | NA | 03 Feb 2025 | 419.30 | 405.05 |
| 12 Nov 2024 | Quarterly Result Announcement | NA | 12 Nov 2024 | 363.35 | 367.90 |
| 26 Sept 2024 |  Annual General Meeting | NA | 26 Sept 2024 | 398.00 | 398.05 |
| 11 Sept 2024 |  Dividend | ₹ 10.00 /share | 11 Sept 2024 | 364.55 | 395.05 |
| 26 Sept 2023 | Annual General Meeting | NA | 26 Sept 2023 | 219.75 | 226.10 |
| 08 Sept 2023 | Dividend | ₹ 7.20 /share | 08 Sept 2023 | 174.60 | 229.75 |
| 08 Jun 2022 | Dividend | ₹ 2.25 /share | 07 Jun 2022 | 113.70 | 121.90 |
| 14 Jul 2018 |  Bonus | 1:1 | 12 Jul 2018 | 358.20 | 370.90 |
Announcements
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
2 days ago
2 days agoIntimation Of Demand Notice3 days ago
3 days agoAnnouncement under Regulation 30 (LODR)-Investor Presentation3 days ago
3 days agoCompliances-Reg.24(A)-Annual Secretarial Compliance3 days ago
3 days agoAnnouncement under Regulation 30 (LODR)-Press Release / Media Release4 days ago
4 days agoAudited Financial Results (Standalone And Consolidated) For The Quarter And Year Ended 31.03.20254 days ago
4 days agoCorporate Action - Board Approves Record Date For Payment Of Equity Dividend4 days ago
4 days agoCorporate Action-Board approves Dividend4 days ago
4 days agoBoard Meeting Outcome for Outcome Of Board Meeting Held On 26Th May 20254 days ago
4 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation9 days ago
9 days agoBoard Meeting Intimation for Intimation Of Board Meeting To Be Held On 26Th May 2025May 16, 2025
May 16, 2025Appointment of Company Secretary and Compliance OfficerApr 30, 2025
Apr 30, 2025Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotApr 21, 2025
Apr 21, 2025 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportApr 21, 2025
Apr 21, 2025Announcement under Regulation 30 (LODR)-CessationApr 18, 2025
Apr 18, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateApr 18, 2025
Apr 18, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 15, 2025
Apr 15, 2025Closure of Trading WindowMar 27, 2025
Mar 27, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateMar 21, 2025
Mar 21, 2025Announcement under Regulation 30 (LODR)-Resignation of Company Secretary / Compliance OfficerMar 19, 2025
Mar 19, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationMar 19, 2025
Mar 19, 2025Shareholder Meeting / Postal Ballot-Notice of Postal BallotMar 18, 2025
Mar 18, 2025Closure of Trading WindowMar 18, 2025
Mar 18, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptFeb 11, 2025
Feb 11, 2025Board Meeting Outcome for Revised OutcomeFeb 07, 2025
Feb 07, 2025Revised Results - Unaudited Financial Results (Standalone And Consolidated) For The Quarter Ended 31.12.2024Feb 07, 2025
Feb 07, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeFeb 05, 2025
Feb 05, 2025Announcement under Regulation 30 (LODR)-Investor PresentationFeb 05, 2025
Feb 05, 2025Announcement under Regulation 30 (LODR)-Investor PresentationFeb 05, 2025
Feb 05, 2025Integrated Filing (Financial)Feb 04, 2025
Feb 04, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseFeb 03, 2025
Feb 03, 2025Incorporation Of GIC Re India Service Company A Wholly Owned Subsidiary Company Of The Corporation.Feb 03, 2025
Feb 03, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On 03Rd February 2025Feb 03, 2025
Feb 03, 2025Results - Unaudited Financial Results (Standalone And Consolidated) For The Quarter And Nine Months Ended 31.12.2024Feb 03, 2025
Feb 03, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 03, 2025
Feb 03, 2025Demand NoticeJan 31, 2025
Jan 31, 2025Demand NoticeJan 31, 2025
Jan 31, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 29, 2025
Jan 29, 2025Board Meeting Intimation for Prior Intimation Of Board Meeting To Be Held On 03.02.2025Jan 27, 2025
Jan 27, 2025Announcement under Regulation 30 (LODR)-Credit RatingJan 10, 2025
Jan 10, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 08, 2025
Jan 08, 2025Closure of Trading WindowDec 27, 2024
Dec 27, 2024Announcement under Regulation 30 (LODR)-Earnings Call TranscriptNov 19, 2024
Nov 19, 2024Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeNov 13, 2024
Nov 13, 2024Announcement under Regulation 30 (LODR)-Investor PresentationNov 13, 2024
Nov 13, 2024Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseNov 12, 2024
Nov 12, 2024Board Meeting Outcome for Outcome Of Board Meeting Held On 12Th November 2024Nov 12, 2024
Nov 12, 2024Results - Unaudited Financial Results (Standalone And Consolidated) For The Period Ended 30.09.2024Nov 12, 2024
Nov 12, 2024Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 08, 2024
Nov 08, 2024Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 08, 2024
Nov 08, 2024Technical Indicators
Mutual Fund Holdings
| Funding House | No of Shares | Current Holding % | 1M Change % | 3M Change % | Month | |
|---|---|---|---|---|---|---|
 Mirae Asset Banking and Financial Services Fund Direct - Growth | 588088 | 1.26% | -1.21% | -1.10% | Apr 2025 | |
 Kotak Quant Fund Direct - Growth | 80112 | 0.48% | 0.48% | 0.48% | Apr 2025 | |
 Navi Nifty Midcap 150 Index Fund Direct - Growth | 0 | 0.00% | -0.41% | -0.40% | Apr 2025 | |
 SBI Quant Fund Direct-Growth | 203468 | 0.23% | 0.23% | -0.03% | Apr 2025 | |
| SBI PSU Direct Plan-Growth | 4150000 | 3.44% | -0.21% | -0.25% | Apr 2025 | |
| Mirae Asset Midcap Fund Direct - Growth | 2689912 | 0.73% | -0.16% | -0.19% | Apr 2025 | |
| Navi Nifty 500 Multicap 50:25:25 Index Fund Direct-Growth | 0 | 0.00% | -0.10% | -0.10% | Apr 2025 | |
| Mirae Asset Large & Midcap Fund Direct-Growth | 3553512 | 0.39% | -0.10% | -0.22% | Apr 2025 | |
 Bank of India Large & Mid Cap Equity Fund Direct-Growth | 189535 | 2.10% | -0.10% | -0.03% | Apr 2025 | |
| Mirae Asset ELSS Tax Saver Fund Direct-Growth | 1903003 | 0.32% | -0.09% | -0.08% | Apr 2025 | |
| Bank of India Multi Cap Fund Direct-Growth | 338036 | 1.77% | -0.06% | -0.02% | Apr 2025 | |
| Mirae Asset Flexi Cap Fund Direct - Growth | 582278 | 0.91% | -0.05% | -0.01% | Apr 2025 | |
| Bank of India Small Cap Fund Direct-Growth | 400000 | 1.02% | -0.05% | -0.04% | Apr 2025 | |
| Bank of India Flexi Cap Fund Direct-Growth | 800000 | 1.68% | -0.04% | 0.03% | Apr 2025 | |
 Motilal Oswal BSE Enhanced Value Index Fund Direct - Growth | 128540 | 0.66% | -0.03% | 0.19% | Apr 2025 | |
| Motilal Oswal BSE Financials ex Bank 30 Index Fund Direct - Growth | 4887 | 0.99% | -0.02% | 0.03% | Apr 2025 | |
 HDFC NIFTY Midcap 150 Index Fund Direct - Growth | 29760 | 0.39% | -0.02% | -0.01% | Apr 2025 | |
| Motilal Oswal Nifty Midcap 150 Index Fund Direct - Growth | 200438 | 0.39% | -0.02% | 0.00% | Apr 2025 | |
 Bandhan Nifty Midcap 150 Index Fund Direct-Growth | 2186 | 0.39% | -0.02% | -0.01% | Apr 2025 | |
 Nippon India Nifty Midcap 150 Index Fund Direct - Growth | 152662 | 0.39% | -0.02% | -0.01% | Apr 2025 | |
 ICICI Prudential Nifty Midcap 150 Index Fund Direct - Growth | 62879 | 0.39% | -0.02% | 0.00% | Apr 2025 | |
| SBI Nifty Midcap 150 Index Fund Direct - Growth | 72331 | 0.39% | -0.02% | -0.01% | Apr 2025 | |
| Kotak BSE PSU Index Fund Direct-Growth | 12545 | 0.70% | -0.02% | -0.02% | Apr 2025 | |
| Kotak Nifty Midcap 150 Index Fund Direct - Growth | 408 | 0.39% | -0.02% | 0.39% | Apr 2025 | |
 UTI Nifty Midcap 150 Index Fund Direct-Growth | 4561 | 0.39% | -0.02% | 0.00% | Apr 2025 |
About GIC of India
General Insurance Corporation of India (GIC Re) is the leader in the Indian reinsurance market, providing reinsurance services across various business lines including property, motor, agriculture, marine, engineering, aviation, health, and liability. It operates internationally with offices in London, Dubai, Kuala Lumpur, and Moscow. GIC Re was incorporated in 1972 and converted to a public limited company in 2016. It is registered with IRDAI for reinsurance business. The company was listed on the stock exchange in 2017 through an IPO, reducing government ownership to 85.78%. GIC Re manages the Terrorism Insurance Pool, the FAIR NATCAT Reinsurance Pool, and co-launched the India Nuclear Insurance Pool. It has subsidiaries in Bhutan, South Africa, and Russia. The company provides reinsurance support to both general and life insurance companies in India and internationally.
Listing Date
25 Oct, 2017(7 Years,
36 days)
Website
Chairperson NameN. Ramaswamy
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