The New India Assurance Company

Market Cap (₹ Cr.)

₹32,204

52 Week High

324.70

Book Value

₹172

52 Week Low

168.80

PE Ratio

23.60

PB Ratio

1.05

PE for Sector

29.92

PB for Sector

6.65

ROE

4.09 %

ROCE

6.85 %

Dividend Yield

0.99 %

EPS

₹6.65

Industry

Insurance

Sector

Finance & Investments

Investment Returns

In Long Term

In Short Term

1 Year

0.00%

2 Years

0.00%

3 Years

0.00%

4 Years

0.00%

5 Years

0.00%

Growth Rate

Revenue Growth

6.38 %

Net Income Growth

2.81 %

Cash Flow Change

20.21 %

ROE

-5.87 %

ROCE

-11.27 %

EBITDA Margin (Avg.)

5.56 %

Financial Results

Quarterly Financials	Jun 2016	Sept 2016	Dec 2016	Mar 2017	Jun 2017	Sept 2017	Dec 2017	Mar 2018	Jun 2018	Sept 2018	Dec 2018	Mar 2019	Jun 2019	Sept 2019	Dec 2019	Mar 2020	Jun 2020	Sept 2020	Dec 2020	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024	Sept 2024
Revenue	5,279	5,371	5,051	6,845	5,996	6,226	6,310	6,463	6,635	6,814	6,824	7,194	6,893	7,582	8,376	7,581	6,877	7,955	8,558	9,244	8,071	9,666	9,434	8,519	8,546	11,546	10,522	10,173	9,815	10,522	11,318	11,693	10,371	10,745
Expenses	5,013	5,123	5,092	6,154	5,395	5,319	5,541	6,015	5,879	6,441	6,969	7,532	6,589	6,977	7,785	7,441	6,534	7,258	7,896	8,909	7,970	9,536	8,846	9,178	8,398	11,522	9,607	10,013	9,504	10,777	10,449	11,173	10,115	10,608
EBITDA	266	248	-41	691	601	907	769	448	755	373	-145	-338	304	604	591	140	343	697	662	335	102	129	587	-658	148	24	914	160	311	-254	869	520	256	137
Operating Profit %	-17 %	-26 %	-26 %	-13 %	-14 %	-13 %	-9 %	-15 %	-14 %	-24 %	-27 %	-34 %	-22 %	-19 %	-27 %	-22 %	-9 %	-10 %	-18 %	-28 %	-18 %	-28 %	-20 %	-26 %	-17 %	-58 %	-22 %	-27 %	-20 %	-31 %	-17 %	-25 %	-19 %	-24 %
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	266	248	-41	691	601	907	769	448	755	373	-145	-338	304	604	591	140	343	697	662	335	102	129	587	-658	148	24	914	160	311	-254	869	520	256	137
Tax	48	-12	-17	137	101	159	152	112	120	44	-31	-68	26	74	108	13	57	141	141	94	12	2	96	-115	30	-10	166	5	51	-54	154	166	39	66
Net Profit	218	260	-24	553	499	748	617	336	635	329	-114	-271	278	530	483	127	287	556	521	241	89	127	491	-543	119	33	749	155	260	-200	715	354	217	71
EPS in ₹	5.45	3.25	-0.30	6.92	3.03	9.35	7.58	4.08	3.85	1.99	-0.69	-1.64	1.69	3.22	2.93	0.77	1.74	3.37	3.16	1.46	0.54	0.77	2.98	-3.30	0.72	0.20	4.54	0.94	1.58	-1.21	4.34	2.15	1.32	0.43

Show % Change

Above figures are in Rs. Crores

Balance Sheet

Balance Sheet	2015	2016	2017	2018	2019	2020	2022	2023	2024
Total Assets	33,454	29,575	35,420	38,024	37,839	24,241	37,371	37,547	44,704
Fixed Assets	202	246	307	479	474	466	421	418	400
Current Assets	16,020	17,526	16,845	18,055	19,269	22,188	22,940	22,034	24,776
Capital Work in Progress	0	15	57	33	45	25	17	13	18
Investments	45,029	44,616	51,477	55,581	59,239	51,430	70,661	73,594	81,467
Other Assets	-11,776	-15,302	-16,421	-18,069	-21,919	-27,681	-33,729	-36,478	-37,180
Total Liabilities	33,454	30,011	35,642	38,301	38,022	25,972	38,191	37,957	44,704
Current Liabilities	28,266	32,869	33,468	36,329	41,452	48,638	56,338	58,646	62,480
Non Current Liabilities	0	12,313	15,712	14,427	14,743	6,865	14,049	12,723	16,721
Total Equity	33,454	18,135	20,152	24,150	23,463	20,837	24,963	25,645	27,983
Reserve & Surplus	10,450	11,174	11,970	15,277	15,121	16,632	18,228	19,505	20,311
Share Capital	200	200	200	412	824	824	824	824	824

Show % Change

Above figures are in Rs. Crores

Cash Flow

Cash Flow	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Net Cash Flow	-715	-1,168	936	1,002	584	1,567	511	805	-224	1,961
Investing Activities	-1,324	751	1,393	-581	2,331	2,830	-250	4,870	5,672	6,956
Operating Activities	867	-1,558	-155	455	-1,274	-966	751	-4,065	-5,846	-4,678
Financing Activities	-257	-360	-302	1,128	-474	-298	10	0	-49	-318

Show % Change

Above figures are in Rs. Crores

Share Holding

% Holding	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024	Sept 2024
Promoter	85.44 %	85.44 %	85.44 %	85.44 %	85.44 %	85.44 %	85.44 %	85.44 %	85.44 %	85.44 %	85.44 %	85.44 %	85.44 %	85.44 %	85.44 %
FIIs	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.82 %	0.80 %	0.87 %
DIIs	13.19 %	13.06 %	12.81 %	12.57 %	12.42 %	12.16 %	11.90 %	11.93 %	11.93 %	11.93 %	11.94 %	11.71 %	11.76 %	11.65 %	11.27 %
Government	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %
Public / Retail	1.03 %	1.15 %	1.05 %	1.12 %	1.25 %	1.44 %	1.65 %	1.55 %	1.55 %	1.54 %	1.45 %	1.33 %	1.52 %	1.72 %	1.97 %

Show % Change

Dividend History

Peer Comparison Compare Peers on Screener

Competitors	LTP	Market Cap (₹ Cr.)	P/E Ratio	Revenue (₹ Cr.)	YoY Revenue Growth %	Net Profit (₹ Cr.)	YoY Profit Growth %	RSI
LIC of India	969.75	6,22,253.30	14.98	8,64,897.70	8.57	40,916	-3.86	60.76
SBI Life Insurance	1,440.95	1,42,478.60	65.34	1,33,665.10	62.23	1,894	39.24	29.37
HDFC Life Insurance	634.00	1,37,785.20	81.35	1,02,006.60	42.38	1,574	15.07	25.68
ICICI Prudential Life Insurance	684.20	99,931.40	114.16	91,712.50	78.53	851	2.91	39.07
ICICI Lombard General Insurance	1,896.35	90,708.60	40.80	20,602.10	9.18	1,919	20.21	49.27
GIC of India	406.65	70,719.90	9.72	46,556.90	-2.50	6,508	9.88	64.89
The New India Assurance Company	197.49	32,203.60	23.60	43,691.00	6.38	1,091	151.65	56.17
Go Digit General Insurance	348.30	31,648.30	110.51	8,615.40	46.38	182	223.10	54.47
Star Health Insurance	484.90	27,369.80	31.86	14,026.50	15.90	845	-11.17	47.96
Niva Bupa Health Insurance Company	81.93	13,591.20	165.44	4,336.30	34.36	82	-72.97	-