The New India Assurance Company

Market Cap (₹ Cr.)

₹39,585

52 Week High

324.70

Book Value

₹172

52 Week Low

130.10

PE Ratio

36.12

PB Ratio

1.40

PE for Sector

33.71

PB for Sector

2.87

ROE

4.09 %

ROCE

6.85 %

Dividend Yield

1.08 %

EPS

₹6.65

Industry

Insurance

Sector

Finance & Investments

Investment Returns

In Long Term

In Short Term

1 Year

0.00%

2 Years

0.00%

3 Years

0.00%

4 Years

0.00%

5 Years

0.00%

Growth Rate

Revenue Growth

6.38 %

Net Income Growth

2.81 %

Cash Flow Change

20.21 %

ROE

-5.98 %

ROCE

-11.16 %

EBITDA Margin (Avg.)

5.65 %

Financial Results

Quarterly Financials	Jun 2016	Sept 2016	Dec 2016	Mar 2017	Jun 2017	Sept 2017	Dec 2017	Mar 2018	Jun 2018	Sept 2018	Dec 2018	Mar 2019	Jun 2019	Sept 2019	Dec 2019	Mar 2020	Jun 2020	Sept 2020	Dec 2020	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024
Revenue	5,279	5,371	5,051	6,845	5,995	6,226	6,310	6,463	6,634	6,814	6,824	7,194	6,893	7,581	8,376	7,581	6,877	7,955	8,558	9,244	8,071	9,666	9,434	8,519	8,546	11,546	10,522	10,173	9,815	10,522	11,318	11,693	10,371
Expenses	5,013	5,123	5,092	6,154	5,395	5,319	5,540	6,015	5,879	6,441	6,969	7,532	6,589	6,977	7,785	7,441	6,534	7,258	7,896	8,909	7,969	9,536	8,846	9,178	8,398	11,522	9,607	10,013	9,504	10,777	10,449	11,173	10,115
EBITDA	266	248	-40	691	601	907	769	448	755	372	-145	-338	304	604	591	140	343	697	662	335	102	129	587	-658	148	24	914	159	311	-254	869	520	255
Operating Profit %	-17 %	-26 %	-26 %	-13 %	-14 %	-13 %	-9 %	-15 %	-14 %	-24 %	-27 %	-34 %	-22 %	-19 %	-27 %	-22 %	-9 %	-10 %	-18 %	-28 %	-18 %	-28 %	-20 %	-26 %	-17 %	-58 %	-22 %	-27 %	-20 %	-31 %	-17 %	-25 %	-19 %
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	266	248	-40	691	601	907	769	448	755	372	-145	-338	304	604	591	140	343	697	662	335	102	129	587	-658	148	24	914	159	311	-254	869	520	255
Tax	48	-12	-17	137	101	159	152	112	120	44	-31	-68	26	74	108	13	57	141	141	94	12	2	96	-115	29	-10	166	5	51	-54	154	166	39
Net Profit	218	260	-24	553	499	748	617	336	635	329	-114	-271	278	530	483	127	286	556	521	241	89	127	491	-543	118	33	749	155	260	-200	715	354	217
EPS in ₹	5.45	3.25	-0.30	6.92	3.03	9.35	7.58	4.08	3.85	1.99	-0.69	-1.64	1.69	3.22	2.93	0.77	1.74	3.37	3.16	1.46	0.54	0.77	2.98	-3.30	0.72	0.20	4.54	0.94	1.58	-1.21	4.34	2.15	1.32

Show % Change

Above figures are in Rs. Crores

Balance Sheet

Balance Sheet	2015	2016	2017	2018	2019	2020	2022	2023	2024
Total Assets	33,454	29,575	35,420	38,024	37,839	24,241	37,371	37,547	44,704
Fixed Assets	202	246	307	479	474	466	421	418	400
Current Assets	16,020	17,526	16,845	18,055	19,269	22,188	22,940	22,034	24,776
Capital Work in Progress	0	15	57	33	45	25	17	13	18
Investments	45,029	44,616	51,477	55,581	59,239	51,430	70,661	73,594	81,467
Other Assets	-11,776	-15,302	-16,421	-18,069	-21,919	-27,681	-33,729	-36,478	-37,180
Total Liabilities	0	11,877	15,490	14,151	14,560	5,135	13,229	12,313	16,721
Current Liabilities	28,266	32,869	33,468	36,329	41,452	48,638	56,338	58,646	62,480
Non Current Liabilities	0	12,313	15,712	14,427	14,743	6,865	14,049	12,723	16,721
Total Equity	33,454	18,135	20,152	24,150	23,463	20,837	24,963	25,645	27,983
Reserve & Surplus	33,254	17,935	19,952	23,738	22,639	20,013	24,139	24,821	27,159
Share Capital	200	200	200	412	824	824	824	824	824

Show % Change

Above figures are in Rs. Crores

Cash Flow

Cash Flow	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Net Cash Flow	-715	-1,167	936	1,002	584	1,567	511	805	-223	1,961
Investing Activities	-1,324	751	1,393	-580	2,331	2,830	-250	4,870	5,672	6,956
Operating Activities	867	-1,558	-155	455	-1,274	-966	751	-4,065	-5,846	-4,678
Financing Activities	-257	-360	-302	1,128	-474	-298	10	0	-49	-318

Show % Change

Above figures are in Rs. Crores

Share Holding

% Holding	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024
Promoter	85.44 %	85.44 %	85.44 %	85.44 %	85.44 %	85.44 %	85.44 %	85.44 %	85.44 %	85.44 %	85.44 %	85.44 %	85.44 %	85.44 %
FIIs	0.03 %	0.02 %	0.43 %	0.58 %	0.58 %	0.60 %	0.60 %	0.62 %	0.65 %	0.67 %	0.69 %	0.77 %	0.82 %	0.80 %
DIIs	13.19 %	13.06 %	12.81 %	12.57 %	12.42 %	12.16 %	11.90 %	11.93 %	11.93 %	11.93 %	11.94 %	11.71 %	11.76 %	11.65 %
Government	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %
Public / Retail	1.34 %	1.48 %	1.32 %	1.41 %	1.56 %	1.80 %	2.06 %	2.02 %	1.98 %	1.97 %	1.94 %	2.08 %	1.99 %	2.12 %

Show % Change

Peer Comparison Compare Peers on Screener

Competitors	LTP	Market Cap (₹ Cr.)	P/E Ratio	Revenue (₹ Cr.)	YoY Revenue Growth %	Net Profit (₹ Cr.)	YoY Profit Growth %	RSI
LIC of India	1,000.55	6,46,003.63	15.44	8,64,897.68	8.57	40,916	9.27	34.93
SBI Life Insurance	1,840.95	1,82,555.94	89.81	1,33,665.06	62.23	1,894	36.34	54.72
HDFC Life Insurance	701.50	1,50,526.34	92.03	1,02,006.61	42.38	1,574	14.94	44.88
ICICI Prudential Life Insurance	755.10	1,08,507.89	124.81	91,712.46	78.53	851	8.80	58.68
ICICI Lombard General Insurance	2,200.00	1,03,985.22	49.31	20,602.12	9.18	1,919	48.68	62.97
GIC of India	384.00	69,105.82	9.72	46,556.85	-2.50	6,508	43.27	42.95
The New India Assurance Company	233.15	39,584.96	36.12	43,690.98	6.38	1,091	-7.01	36.64
Star Health Insurance	605.60	35,628.39	40.68	14,026.48	15.90	845	10.80	47.00
Go Digit General Insurance	345.80	34,200.00	152.21	8,615.38	46.38	182	73.35	36.12