| Annual Financials | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
Revenue  | 3,775 | 4,987 | 5,051 | 10,610 | 12,102 | 14,027 | 16,113 | 16,530 |
| Expenses | 3,593 | 4,573 | 6,496 | 12,007 | 11,276 | 12,840 | 15,180 | 15,743 |
| EBITDA | 182 | 413 | -1,446 | -1,397 | 826 | 1,188 | 933 | 787 |
| Operating Profit % | 3 % | 6 % | -33 % | -17 % | 4 % | 5 % | 3 % | -3 % |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 59 | 72 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit Before Tax | 182 | 413 | -1,446 | -1,397 | 826 | 1,129 | 861 | 787 |
| Tax | 54 | 145 | -360 | -356 | 208 | 284 | 215 | 197 |
| Net Profit | 128 | 268 | -1,086 | -1,041 | 619 | 845 | 646 | 589 |
| EPS in ₹ | 0.28 | 0.56 | -21.75 | -18.65 | 10.70 | 14.48 | 11.01 | 10.00 |
Star Health Insurance
Star Health Insurance
438.80
-1.20
(-0.27%)
Market Cap
25,792.90 Cr
EPS
11.01
PE Ratio
43.73
Dividend Yield
0.00 %
Industry
Insurance52 Week High
627.30
52 Week Low
327.30
PB Ratio
3.65
Debt to Equity
0.07
Sector
General Insurance
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from21 analysts
Company News
View All News
Star Health is exploring the possibility of offering general insurance products as a strategy to mitigate Input Tax Credit (ITC) losses. This consideration comes ahead of the company's plans to obtain a composite license.
Star Health experienced a 6% decrease in premiums during August compared to the previous month. The insurance company saw reduced premium collections on a month-over-month basis.
Star Health Reports Quarterly Results for March 2025 with Cybersecurity Incident Disclosure4 days ago
Star Health and Allied Insurance Company Limited submitted its integrated financial filing for the quarter and year ended March 31, 2025. The company allotted 1,07,122 equity shares during the quarter and 25,03,078 shares for the year under its ESOP scheme. Star Health disclosed a cybersecurity incident from August 2024 involving unauthorized data access, for which IRDAI issued a show cause notice in February 2025 regarding non-compliance with cyber security guidelines. The company faces multiple GST-related disputes totaling over Rs. 6,500 lakhs across various orders and notices. Star Health revised its premium recognition policy effective October 2024, recognizing Gross Written Premium on a 1/n basis for long-term products, resulting in reduced premium figures but no material impact on profit and loss. The company's solvency ratio was affected by methodology changes in calculating admissible assets but was later adjusted following IRDAI clarifications.
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,855.20 | #1 92,108.60 | 34.49 | 24,000.80 | 16.45 | 2,508 | 28.72 | 39.57 | |
367.65 | 64,500.50 | #1 7.53 | #1 49,924.60 | -2.50 | #1 6,974 | #1 80.67 | 38.32 | |
356.50 | 32,909.90 | 71.09 | 9,695.50 | 12.54 | 425 | 36.53 | 42.31 | |
192.52 | 31,727.30 | 26.50 | 43,634.00 | 0.32 | 972 | 65.38 | 48.98 | |
438.80 | #5 25,792.90 | #4 43.73 | #4 16,113.00 | #3 15.90 | #4 646 | #5 -17.69 | 49.23 | |
81.83 | 15,098.10 | 107.76 | 5,529.70 | #1 27.52 | 214 | -386.17 | 46.28 |
Forecast
Actual
Growth Rate
Revenue Growth
15.90 %
Net Income Growth
36.60 %
Cash Flow Change
5.24 %
ROE
34.64 %
ROCE
45.67 %
EBITDA Margin (Avg.)
17.86 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 4,873 | 6,127 | 3,018 | 3,586 | 4,796 | 7,202 | 7,582 |
| Fixed Assets | 92 | 98 | 183 | 243 | 218 | 369 | 357 |
| Current Assets | 1,602 | 1,588 | 3,144 | 1,247 | 1,154 | 1,744 | 2,350 |
| Capital Work in Progress | 14 | 12 | 19 | 4 | 10 | 17 | 24 |
| Investments | 3,030 | 4,290 | 6,837 | 11,373 | 13,392 | 15,491 | 17,898 |
| Other Assets | 1,737 | 1,727 | -4,022 | -8,035 | -8,824 | -8,675 | -10,697 |
| Total Liabilities | 4,873 | 6,127 | 3,742 | 5,351 | 5,927 | 7,202 | 7,582 |
| Current Liabilities | 3,394 | 4,230 | 6,759 | 8,163 | 9,299 | 10,853 | 13,203 |
| Non Current Liabilities | 86 | 252 | 247 | 731 | 484 | 531 | 523 |
| Total Equity | 1,393 | 1,645 | 4,220 | 6,385 | 6,575 | 6,671 | 7,059 |
| Reserve & Surplus | 587 | 1,154 | 3,676 | 5,794 | 5,984 | 6,043 | 6,436 |
| Share Capital | 456 | 491 | 548 | 576 | 582 | 585 | 588 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 24 | 14 | 134 | 143 | 379 | -237 | 1,086 | -1,221 | -89 | 156 | 224 |
| Investing Activities | -216 | -192 | -497 | -663 | -731 | -1,006 | -2,418 | -3,786 | -1,097 | -1,177 | -1,151 |
| Operating Activities | 147 | 126 | 321 | 557 | 776 | 647 | 890 | 56 | 1,276 | 1,310 | 1,379 |
| Financing Activities | 92 | 81 | 310 | 249 | 333 | 122 | 2,614 | 2,509 | -268 | 23 | -4 |
Share Holding
| % Holding | Jul 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
| Promoter | 62.80 % | 58.90 % | 58.90 % | 58.84 % | 58.63 % | 58.28 % | 58.28 % | 58.25 % | 58.02 % | 57.94 % | 57.92 % | 57.90 % | 57.69 % | 57.68 % | 57.67 % | 58.04 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 25.15 % | 24.66 % | 22.71 % | 16.89 % | 16.39 % | 26.57 % | 21.58 % | 17.65 % | 17.51 % | 18.68 % | 13.90 % |
| DIIs | 0.00 % | 0.62 % | 0.53 % | 0.51 % | 0.48 % | 1.26 % | 1.44 % | 3.08 % | 5.28 % | 5.61 % | 11.15 % | 15.11 % | 17.05 % | 16.49 % | 15.43 % | 21.09 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 0.00 % | 1.47 % | 1.55 % | 1.75 % | 1.48 % | 1.64 % | 1.72 % | 3.71 % | 3.27 % | 3.16 % | 2.79 % | 3.55 % | 5.21 % | 5.89 % | 5.57 % | 4.42 % |
| Others | 37.20 % | 39.01 % | 39.02 % | 38.90 % | 39.41 % | 13.67 % | 13.90 % | 12.25 % | 16.55 % | 16.91 % | 1.57 % | 1.85 % | 2.40 % | 2.43 % | 2.64 % | 2.56 % |
| No of Share Holders | 0 | 240 | 21,17,030 | 1,79,069 | 1,73,841 | 1,74,817 | 1,64,912 | 1,69,358 | 1,71,423 | 1,83,343 | 1,75,298 | 1,89,347 | 1,96,778 | 2,17,516 | 2,21,612 | 2,03,563 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 23 Sept 2025 |  Annual General Meeting | NA | 23 Sept 2025 | 443.80 | 438.60 |
| 23 Sept 2024 | Annual General Meeting | NA | 23 Sept 2024 | 631.05 | 619.70 |
| 29 Oct 2024 |  Quarterly Result Announcement | NA | 29 Oct 2024 | 570.50 | 543.05 |
| 28 Jan 2025 | Quarterly Result Announcement | NA | 28 Jan 2025 | 481.05 | 442.10 |
| 29 Apr 2025 | Quarterly Result Announcement | NA | 29 Apr 2025 | 346.10 | 397.30 |
| 29 Jul 2025 | Quarterly Result Announcement | NA | 29 Jul 2025 | 423.20 | 423.30 |
Announcements
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
9 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation9 days ago
9 days ago Shareholder Meeting / Postal Ballot-Scrutinizer"s Report9 days ago
9 days agoShareholder Meeting / Postal Ballot-Outcome of Postal_Ballot9 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Newspaper PublicationAug 30, 2025
Aug 30, 2025Reg. 34 (1) Annual Report.Aug 29, 2025
Aug 29, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 29, 2025
Aug 29, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 29, 2025
Aug 29, 2025Annual Report FY 2024-25Aug 28, 2025
Aug 28, 2025Business Responsibility and Sustainability Reporting (BRSR)Aug 28, 2025
Aug 28, 2025 Notice Of Annual General MeetingAug 28, 2025
Aug 28, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 21, 2025
Aug 21, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 18, 2025
Aug 18, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 13, 2025
Aug 13, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 13, 2025
Aug 13, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 08, 2025
Aug 08, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 08, 2025
Aug 08, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 07, 2025
Aug 07, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptAug 05, 2025
Aug 05, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 01, 2025
Aug 01, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 01, 2025
Aug 01, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 01, 2025
Aug 01, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 01, 2025
Aug 01, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 01, 2025
Aug 01, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 31, 2025
Jul 31, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 31, 2025
Jul 31, 2025Shareholder Meeting / Postal Ballot-Notice of Postal BallotJul 31, 2025
Jul 31, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 30, 2025
Jul 30, 2025Announcement under Regulation 30 (LODR)-Investor PresentationJul 29, 2025
Jul 29, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 29, 2025
Jul 29, 2025Board Meeting Outcome for Star Health And Allied Insurance Co Ltd Has Declared The Financial Results For The Quarter Ended June 302025Jul 29, 2025
Jul 29, 2025General UpdateJul 26, 2025
Jul 26, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 11, 2025
Jul 11, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 07, 2025
Jul 07, 2025Board Meeting Intimation for Declaration Of Unaudited Standalone Financial Results For The Quarter Ended June 302025.Jul 07, 2025
Jul 07, 2025Closure of Trading WindowJun 26, 2025
Jun 26, 2025Press Release Dated 25Th June 2025Jun 25, 2025
Jun 25, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 04, 2025
Jun 04, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 04, 2025
Jun 04, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 04, 2025
Jun 04, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 04, 2025
Jun 04, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 29, 2025
May 29, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 28, 2025
May 28, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 24, 2025
May 24, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 24, 2025
May 24, 2025General UpdateMay 17, 2025
May 17, 2025General UpdateMay 17, 2025
May 17, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 13, 2025
May 13, 2025Board Meeting Outcome for Outcome Of Board Meeting May 122025May 12, 2025
May 12, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 07, 2025
May 07, 2025Technical Indicators
RSI(14)
Neutral 48.51
ATR(14)
Less Volatile 15.42
STOCH(9,6)
Neutral 30.80
STOCH RSI(14)
Neutral 33.49
MACD(12,26)
Bearish -0.59
ADX(14)
Strong Trend 26.07
UO(9)
Bearish 31.03
ROC(12)
Downtrend And Accelerating -1.29
WillR(14)
Oversold -83.64
Mutual Fund Holdings
ICICI Prudential Focused Equity Fund Direct-Growth 
Tata Banking and Financial Services Fund Direct-Growth 
Nippon India Multi Asset Allocation Fund Direct - Growth 
HDFC Mid Cap Fund Direct-Growth 
Bandhan Flexi Cap Fund Direct-Growth 
Quantum Small Cap Fund Direct - Growth 
Zerodha Nifty Large Midcap 250 Index Fund Direct - Growth 
Motilal Oswal Nifty 500 Index Fund Direct - Growth 
Navi Nifty Midcap 150 Index Fund Direct - Growth 
Groww Nifty Total Market Index Fund Direct - Growth 
SBI Nifty Midcap 150 Index Fund Direct - Growth 
Mirae Asset Nifty LargeMidcap 250 Index Fund Direct-Growth About Star Health Insurance
Star Health and Allied Insurance Company Limited is an Indian health insurance provider incorporated in 2005. It offers retail health, group health, personal accident, and travel insurance products through agents, brokers, online channels, and bancassurance partnerships. The company has a 15.35% market share in FY2021-22 and operates a network of over 12,820 hospitals. Star Health went public in December 2021 with a Rs 6400-crore IPO. As of 2022-23, the company has expanded its distribution network to 835 branches across 25 states and 5 Union Territories in India, serving individuals, families, and corporates in the middle market segment.
Listing Date
10 Dec, 2021(3 Years,
32 days)
Website
Chairperson NameRajeev Kher
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