| Annual Financials | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
Revenue  | 3,775 | 4,987 | 5,051 | 10,610 | 12,102 | 14,027 | 14,822 | 16,530 |
| Expenses | 3,593 | 4,573 | 6,496 | 12,007 | 11,276 | 12,898 | 15,252 | 15,743 |
| EBITDA | 182 | 413 | -1,446 | -1,397 | 826 | 1,129 | -430 | 787 |
| Operating Profit % | 3 % | 6 % | -33 % | -17 % | 4 % | 5 % | -3 % | -3 % |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit Before Tax | 182 | 413 | -1,446 | -1,397 | 826 | 1,129 | 861 | 787 |
| Tax | 54 | 145 | -360 | -356 | 208 | 284 | 215 | 197 |
| Net Profit | 128 | 268 | -1,086 | -1,041 | 619 | 845 | 646 | 589 |
| EPS in ₹ | 0.28 | 0.56 | -21.75 | -18.65 | 10.70 | 14.48 | 11.01 | 10.00 |
Star Health Insurance
Star Health Insurance
435.55
-9.10
(-2.05%)
There are 3 new updates from the company1 day ago
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Market Cap
26,136.80 Cr
EPS
11.01
PE Ratio
44.32
Dividend Yield
0.00 %
Industry
Insurance52 Week High
647.00
52 Week Low
327.30
PB Ratio
3.67
Debt to Equity
0.08
Sector
General Insurance
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from21 analysts
Company News
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Star Health and Allied Insurance Company has issued a postal ballot notice seeking shareholder approval for five key business matters. The company is requesting approval for Rs. 30 lakh annual remuneration for Non-Executive Independent Director and Chairperson Rajeev Kher. For MD & CEO Anand Roy, the company seeks approval for FY 2025-26 remuneration comprising Rs. 6.59 crore fixed pay and variable pay up to 100% of fixed pay (Rs. 3.30 crore in cash and equivalent ESOPs). The ballot also covers appointments of Himanshu Walia (Chief Marketing Officer) and Amitabh Jain (Chief Operating Officer) as Whole-time Directors with annual packages of Rs. 3.33 crore and Rs. 3.71 crore respectively, including similar variable pay structures. Additionally, shareholders will note a statement regarding employee stock option scheme accounting methods. E-voting is scheduled from August 2-31, 2025, with results to be announced by September 1, 2025. All appointments and remuneration proposals are subject to IRDAI approval.
Star Health and Allied Insurance Company aims to maintain a return on equity of 15-16% or higher by FY28. CFO Nilesh Kambli stated the company is focused on sustainable profitability and controlling expense ratios to improve operating profitability. The company has maintained a 33% annual market share driven by its agency network and digital platform. Star Health reported quarterly results showing ROE of 4.9%, up from 3.8% in the previous year. Profit after tax increased 44% to Rs 438 crore compared to Rs 304 crore. The company achieved Gross Written Premium of Rs 3,936 crore, marking 13% year-on-year growth from Rs 3,476 crore. Kambli noted that portability accounts for only 10% of new business and emphasized the company's leadership in tier 2 and tier 3 cities. Shares closed 4.55% higher at Rs 446.15.
Star Health is pursuing retail market leadership through a multi-pronged strategy focused on technology-driven claims processing, expansion of digital channels, and development of a diverse premium product portfolio. The company expects to maintain a steady combined ratio while enhancing its bancassurance network to drive profitable growth.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,867.30 | #1 95,673.30 | 35.82 | 24,000.80 | 16.45 | 2,508 | 28.72 | 35.51 | |
383.80 | 68,798.80 | #1 9.26 | #1 36,711.80 | -2.50 | #1 6,974 | -3.16 | 50.97 | |
365.15 | 34,160.70 | 73.97 | 9,695.50 | 12.54 | 425 | 36.53 | 59.84 | |
188.74 | 32,923.70 | 27.61 | 35,537.40 | 6.38 | 972 | #1 65.38 | 52.05 | |
435.55 | #5 26,136.80 | #4 44.32 | #4 14,822.20 | #3 15.90 | #4 646 | #5 -17.69 | 51.42 | |
81.51 | 16,153.50 | 75.49 | 4,894.46 | #1 34.36 | 214 | -386.17 | 40.95 |
Automatic Screeners on ScanX
Forecast
Actual
Growth Rate
Revenue Growth
15.90 %
Net Income Growth
36.60 %
Cash Flow Change
2.68 %
ROE
34.64 %
ROCE
45.67 %
EBITDA Margin (Avg.)
17.86 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 4,873 | 6,127 | 3,018 | 3,586 | 4,796 | 6,629 | 20,785 |
| Fixed Assets | 92 | 98 | 183 | 243 | 218 | 369 | 185 |
| Current Assets | 1,602 | 1,588 | 3,144 | 1,247 | 1,154 | 1,744 | 2,350 |
| Capital Work in Progress | 14 | 12 | 19 | 4 | 10 | 17 | 0 |
| Investments | 3,030 | 4,290 | 6,837 | 11,373 | 13,392 | 15,491 | 0 |
| Other Assets | 1,737 | 1,727 | -4,022 | -8,035 | -8,824 | -9,248 | 0 |
| Total Liabilities | 4,873 | 6,127 | 3,742 | 5,351 | 5,927 | 6,915 | 20,785 |
| Current Liabilities | 3,394 | 4,230 | 6,759 | 8,163 | 9,299 | 10,853 | 13,203 |
| Non Current Liabilities | 86 | 252 | 247 | 731 | 484 | 531 | 470 |
| Total Equity | 1,393 | 1,645 | 4,220 | 6,385 | 6,575 | 6,671 | 7,112 |
| Reserve & Surplus | 587 | 1,154 | 3,676 | 5,794 | 5,984 | 6,043 | 6,524 |
| Share Capital | 456 | 491 | 548 | 576 | 582 | 585 | 588 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Net Cash Flow | 24 | 14 | 134 | 143 | 379 | -237 | 1,086 | -1,221 | -89 | 156 |
| Investing Activities | -216 | -192 | -497 | -663 | -731 | -1,006 | -2,418 | -3,786 | -1,097 | -1,177 |
| Operating Activities | 147 | 126 | 321 | 557 | 776 | 647 | 890 | 56 | 1,276 | 1,310 |
| Financing Activities | 92 | 81 | 310 | 249 | 333 | 122 | 2,614 | 2,509 | -268 | 23 |
Share Holding
| % Holding | Jul 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
| Promoter | 62.80 % | 58.90 % | 58.90 % | 58.84 % | 58.63 % | 58.28 % | 58.28 % | 58.25 % | 58.02 % | 57.94 % | 57.92 % | 57.90 % | 57.69 % | 57.68 % | 57.67 % | 58.04 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 25.15 % | 24.66 % | 22.71 % | 16.89 % | 16.39 % | 26.57 % | 21.58 % | 17.65 % | 17.51 % | 18.68 % | 13.90 % |
| DIIs | 0.00 % | 0.62 % | 0.53 % | 0.51 % | 0.48 % | 1.26 % | 1.44 % | 3.08 % | 5.28 % | 5.61 % | 11.15 % | 15.11 % | 17.05 % | 16.49 % | 15.43 % | 21.09 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 0.00 % | 1.47 % | 1.55 % | 1.75 % | 1.48 % | 1.64 % | 1.72 % | 3.71 % | 3.27 % | 3.16 % | 2.79 % | 3.55 % | 5.21 % | 5.89 % | 5.57 % | 4.42 % |
| Others | 37.20 % | 39.01 % | 39.02 % | 38.90 % | 39.41 % | 13.67 % | 13.90 % | 12.25 % | 16.55 % | 16.91 % | 1.57 % | 1.85 % | 2.40 % | 2.43 % | 2.64 % | 2.56 % |
| No of Share Holders | 0 | 240 | 21,17,030 | 1,79,069 | 1,73,841 | 1,74,817 | 1,64,912 | 1,69,358 | 1,71,423 | 1,83,343 | 1,75,298 | 1,89,347 | 1,96,778 | 2,17,516 | 2,21,612 | 2,03,563 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 29 Jul 2025 |  Quarterly Result Announcement | NA | 29 Jul 2025 | 423.20 | 423.30 |
| 29 Apr 2025 | Quarterly Result Announcement | NA | 29 Apr 2025 | 346.10 | 397.30 |
| 28 Jan 2025 | Quarterly Result Announcement | NA | 28 Jan 2025 | 481.05 | 442.10 |
| 29 Oct 2024 | Quarterly Result Announcement | NA | 29 Oct 2024 | 570.50 | 543.05 |
| 23 Sept 2024 |  Annual General Meeting | NA | 23 Sept 2024 | 631.05 | 619.70 |
Announcements
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
5 hours ago
5 hours agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation6 hours ago
6 hours agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation6 hours ago
6 hours agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation6 hours ago
6 hours agoAnnouncement under Regulation 30 (LODR)-Newspaper Publication6 hours ago
6 hours agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation1 day ago
1 day agoAnnouncement under Regulation 30 (LODR)-Newspaper Publication1 day ago
1 day agoShareholder Meeting / Postal Ballot-Notice of Postal Ballot1 day ago
1 day agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome2 days ago
2 days agoAnnouncement under Regulation 30 (LODR)-Investor Presentation3 days ago
3 days agoAnnouncement under Regulation 30 (LODR)-Press Release / Media Release3 days ago
3 days agoBoard Meeting Outcome for Star Health And Allied Insurance Co Ltd Has Declared The Financial Results For The Quarter Ended June 3020253 days ago
3 days agoGeneral Update6 days ago
6 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 11, 2025
Jul 11, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 07, 2025
Jul 07, 2025Board Meeting Intimation for Declaration Of Unaudited Standalone Financial Results For The Quarter Ended June 302025.Jul 07, 2025
Jul 07, 2025Closure of Trading WindowJun 26, 2025
Jun 26, 2025Press Release Dated 25Th June 2025Jun 25, 2025
Jun 25, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 04, 2025
Jun 04, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 04, 2025
Jun 04, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 04, 2025
Jun 04, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 04, 2025
Jun 04, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 29, 2025
May 29, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 28, 2025
May 28, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 24, 2025
May 24, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 24, 2025
May 24, 2025General UpdateMay 17, 2025
May 17, 2025General UpdateMay 17, 2025
May 17, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 13, 2025
May 13, 2025Board Meeting Outcome for Outcome Of Board Meeting May 122025May 12, 2025
May 12, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 07, 2025
May 07, 2025Disclosures under Reg. 29(1) of SEBI (SAST) Regulations 2011May 06, 2025
May 06, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 05, 2025
May 05, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 02, 2025
May 02, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 01, 2025
May 01, 2025Announcement under Regulation 30 (LODR)-Investor PresentationApr 30, 2025
Apr 30, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeApr 30, 2025
Apr 30, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseApr 29, 2025
Apr 29, 2025Announcement under Regulation 30 (LODR)-Investor PresentationApr 29, 2025
Apr 29, 2025Integrated Filing (Financial)Apr 29, 2025
Apr 29, 2025Announcement under Regulation 30 (LODR)-Code of Conduct under SEBI (PIT) Regulations 2015Apr 29, 2025
Apr 29, 2025Declaration Of Audited Financial Results Of The Quarter And Year Ended 31 March 2025Apr 29, 2025
Apr 29, 2025Board Meeting Outcome for Declaration Of Audited Financial Statements For The Quarter And Year Ended 31 March 2025.Apr 29, 2025
Apr 29, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseApr 21, 2025
Apr 21, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 17, 2025
Apr 17, 2025Board Meeting Intimation for Declaration Of Audited Financial Results For The Quarter And Year Ended March 312025Apr 08, 2025
Apr 08, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 08, 2025
Apr 08, 2025The Honourable High Court Of Judicature At Madras Sets Aside The Impugned GST Order Passed Against Star HealthApr 05, 2025
Apr 05, 2025Reaffirmation Of Issuer Rating And Subordinate Debt RatingApr 01, 2025
Apr 01, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseApr 01, 2025
Apr 01, 2025Technical Indicators
RSI(14)
Neutral 58.00
ATR(14)
Less Volatile 13.43
STOCH(9,6)
Neutral 53.02
STOCH RSI(14)
Overbought 90.11
MACD(12,26)
Bullish 1.76
ADX(14)
Weak Trend 17.98
UO(9)
Bearish 57.59
ROC(12)
Uptrend But Slowing Down 3.81
WillR(14)
Overbought -19.05
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Navi Nifty Midcap 150 Index Fund Direct - Growth About Star Health Insurance
Star Health and Allied Insurance Company Limited is an Indian health insurance provider incorporated in 2005. It offers retail health, group health, personal accident, and travel insurance products through agents, brokers, online channels, and bancassurance partnerships. The company has a 15.35% market share in FY2021-22 and operates a network of over 12,820 hospitals. Star Health went public in December 2021 with a Rs 6400-crore IPO. As of 2022-23, the company has expanded its distribution network to 835 branches across 25 states and 5 Union Territories in India, serving individuals, families, and corporates in the middle market segment.
Listing Date
10 Dec, 2021(3 Years,
22 days)
Website
Chairperson NameRajeev Kher
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