Utkarsh Small Finance Bank has issued a comprehensive postal ballot notice dated January 28, 2026, seeking shareholder approval for three critical business resolutions through electronic voting. The bank has engaged KFin Technologies Limited as the service provider to facilitate the e-voting process for all eligible shareholders.

Key Resolutions for Shareholder Approval

The postal ballot encompasses three significant resolutions that require shareholder consent:

E-Voting Schedule and Process

The electronic voting process has been structured to ensure maximum shareholder participation. The e-voting period will commence on Friday, January 30, 2026 at 9:00 AM (IST) and conclude on Saturday, February 28, 2026 at 5:00 PM (IST). KFin Technologies Limited will disable the e-voting module immediately after the deadline.

Shareholders whose names appear in the Register of Members or Register of Beneficial Owners maintained by NSDL and CDSL as on Friday, January 23, 2026 (cut-off date) are eligible to participate in the voting process. The postal ballot notice is being sent electronically to all members whose email addresses are registered with the depositories.

Director Appointments and Qualifications

Dr. Ram Jass Yadav - New Appointment

Dr. Ram Jass Yadav, aged 61 years, brings over 40 years of diversified banking experience across retail, corporate, treasury, credit, risk management, compliance, and governance. He holds qualifications including Ph.D in Banking and Finance, M.Com, CAIIB, MBA, FCMA and Company Secretary certification. His appointment as Additional Director took effect from January 03, 2026, and the proposed term extends from January 03, 2026 to January 02, 2031.

Mr. Ajay Kumar Kapur - Re-appointment

Mr. Ajay Kumar Kapur, aged 66 years, currently serves as Independent Director and is proposed for re-appointment for a second term of 3 consecutive years from March 02, 2026 to March 01, 2029. He holds a Bachelor of Engineering degree and has previously been associated with Punjab Tractors Limited, Industrial Development Bank of India, and SIDBI. During FY 2024-25, he received sitting fees of ₹33.40 lakh and fixed remuneration of ₹9.00 lakh.

CEO Remuneration Approval

The bank seeks approval for Mr. Govind Singh's remuneration as Managing Director & CEO for FY 2025-26. The proposed remuneration structure includes:

Mr. Govind Singh, aged 60 years, holds 1101390 equity shares in his personal capacity and has attended all 10 Board meetings during the current period.

Compliance and Regulatory Framework

The postal ballot process complies with Section 110 of the Companies Act, 2013, SEBI Listing Regulations, and applicable RBI guidelines. The bank has appointed Mr. Avinash Bagul (FCS:5578, COP:19862) and alternatively Mr. K Venkataraman (ACS:8897, COP:12459) of BNP & Associates as Scrutinizers to ensure fair and transparent voting.

The results will be announced within two working days of the e-voting conclusion, on or before March 03, 2026. The results will be made available on the bank's website, stock exchange platforms, and KFin's e-voting portal, ensuring complete transparency for all stakeholders.

Utkarsh Small Finance Bank has announced its board meeting and earnings conference call schedule for the third quarter of fiscal year 2026. The bank will discuss its financial performance for the quarter and nine months ended December 31, 2025, in compliance with regulatory requirements.

Board Meeting and Financial Results

The Board of Directors will convene on Monday, February 02, 2026, to consider and approve the un-audited financial results for Q3FY26. This meeting is being held pursuant to Regulation 29 and 50 of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Trading Window Status

The bank had previously announced the closure of its trading window on December 26, 2025. Following the declaration of financial results, the trading window will reopen on Thursday, February 05, 2026, maintaining the mandatory 48-hour gap after results announcement as per regulatory guidelines.

Earnings Conference Call Details

Utkarsh Small Finance Bank will host an earnings conference call on February 02, 2026, at 05.00 p.m. (IST) to discuss the Q3FY26 financial results. The call is being organized in partnership with ICICI Securities and will be represented by the bank's senior management team.

Management Representation

The earnings call will feature key executives from the bank:

• Mr. Govind Singh - Managing Director and CEO
• Mr. Sarjukumar Pravin Simaria - Chief Financial Officer
• Mr. Amit Acharya - Chief Risk Officer
• Mr. Virender Sharma - Head Micro Banking
• Mr. Sourabh Ghosh - Head Consumer Banking

Call Access Information

Regulatory Disclosure

This announcement has been made pursuant to Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The disclosure is also available on the bank's official website at www.utkarsh.bank.in . The communication was signed by Muthiah Ganapathy, Company Secretary & Compliance Officer, on January 28, 2026.