SBFC Finance Limited has received credit rating reaffirmation from CARE Ratings Limited across its key financial instruments, as disclosed on January 20, 2026. The rating agency has maintained its confidence in the company's creditworthiness based on operational and financial performance for FY25 (Audited) and H1FY26 (Unaudited).

Enhanced Bank Facilities Rating

CARE Ratings Limited has reaffirmed the company's long-term bank facilities rating while significantly enhancing the rated amount. The rating action reflects the company's improved financial capacity and growth trajectory.

Non-Convertible Debentures Rating

The rating agency has also reaffirmed its assessment of the company's non-convertible debentures, maintaining the stable outlook across debt instruments.

Comprehensive Facility Coverage

The enhanced bank facilities of ₹2,500.00 crore are distributed across multiple banking partners, demonstrating diversified funding sources. The facility structure includes arrangements with major banks such as State Bank of India, Union Bank of India, RBL Bank Limited, ICICI Bank Limited, Federal Bank, and Bank of India, with proposed facilities of ₹262.39 crore also included in the total assessment.

Rating Methodology and Timeline

CARE Ratings Limited conducted its review based on recent developments including the company's operational and financial performance. The rating letters dated January 20, 2026, have been provided to the company, with the information also being made available on the company's investor website at www.sbfc.com/investors . The rating agency has requested feedback by January 23, 2026, following which the ratings will be finalized and published.

The reaffirmation of ratings across all instruments with an enhanced facility amount demonstrates SBFC Finance Limited's strong financial position and creditworthiness in the current market environment.

SBFC Finance Limited has officially announced a board meeting scheduled for January 24, 2026, to consider and approve the company's unaudited financial results for the third quarter of fiscal year 2026. The announcement was made through formal communication to both the National Stock Exchange of India Limited and BSE Limited on December 26, 2025.

Board Meeting and Financial Results

The board meeting will focus on deliberating the company's quarterly financial performance for the quarter and nine months ending December 31, 2025. This announcement was made in compliance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, specifically under Regulation 29 and Regulation 50.

Trading Window Closure Implementation

In accordance with SEBI (Prohibition of Insider Trading) Regulations, 2015, and the company's Code of Conduct to Regulate, Monitor and Report Trading by Designated Persons, SBFC Finance has announced a trading window closure. This restriction applies to designated persons and their immediate relatives who are prohibited from dealing in the company's securities during the specified period.

Official Communication and Compliance

The formal communication was signed by Namrata Sajnani, Company Secretary and Chief Compliance Officer, ensuring proper authorization and regulatory compliance. The company has made this information accessible to all stakeholders by uploading it on the official website at www.sbfc.com/investors .

The announcement addresses both NSE (Symbol: SBFC) and BSE (Scrip Code: 543959), demonstrating the company's commitment to maintaining transparency across all trading platforms. This proactive communication ensures that all investors and market participants are adequately informed about the upcoming financial disclosure and associated trading restrictions.