L&T Finance Limited has announced a conference call to discuss its Q3FY2025-26 financial performance and provide a strategy update to investors and analysts. The company informed the National Stock Exchange of India and BSE Limited about this scheduled investor meet on January 8, 2026.

Conference Call Details

The investor conference call has been scheduled with comprehensive access options for both domestic and international participants.

Registration and Access

Participants can pre-register for the conference call through a dedicated registration link provided by the company. The pre-registration system is designed to streamline access for investors and analysts planning to join the discussion.

Regulatory Compliance

The announcement was made pursuant to Regulation 30 read with Para A of Part A of Schedule III of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. This regulatory framework requires listed companies to inform stock exchanges about material events and investor interactions.

Post-Call Resources

L&T Finance Limited has committed to making comprehensive materials available following the conference call. The company will host the following resources on its investor website at www.ltfinance.com/investors :

• Financial performance presentation
• Complete audio recording of the conference call
• Full transcript of the discussion

The discussion during the conference call will follow the same format as presentations made available on the company's website and stock exchanges. This ensures consistency in information dissemination and maintains transparency standards for all stakeholders.

The company secretary and compliance officer, Apurva Rathod, signed the official communication to stock exchanges, confirming the scheduled investor interaction for Q3FY2025-26 financial performance review and strategy update.

L&T Finance Limited delivered exceptional financial performance in Q3FY26, with retail disbursements reaching ₹22,690 crores, representing a robust 49% year-on-year growth from ₹15,210 crores in Q3FY25. The company's retail loan book expanded to ₹1.12 trillion by the end of the quarter, demonstrating strong business momentum across multiple segments.

Retail Disbursements Performance

The company demonstrated broad-based growth across all major business segments during Q3FY26:

Urban Finance emerged as the largest contributor with ₹9,670 crores in disbursements, followed by Rural Business Finance at ₹6,740 crores. The company successfully launched Gold Finance as a new business segment, contributing ₹1,400 crores to overall disbursements.

Retail Loan Book Expansion

The retail loan book showed strong expansion, growing to ₹1.12 trillion by December 31, 2025:

This 21% year-on-year growth reflects sustained lending activities and successful customer acquisition across retail segments.

Strategic Focus and Market Performance

L&T Finance improved its retailisation percentage to 98% during Q3FY26, up from 97% in the corresponding quarter last year, further strengthening the company's pivot toward retail-focused operations.

Shares of L&T Finance have delivered exceptional returns in 2025, surging 132% to mark the best annual performance since listing in 2011. The stock is expected to attract significant investor attention following the strong Q3FY26 business update.

Previous Quarter Performance

In Q2FY26, the company posted a net profit of ₹735 crores, up from ₹696 crores year-on-year and 5% higher sequentially. Revenue for the quarter rose 8% year-on-year to ₹4,335 crores, while net interest income grew 10.30% to ₹2,403 crores. The company also reported its highest-ever quarterly retail disbursements at ₹18,883 crores in Q2FY26, marking a 25% increase from the same period last year.

Regulatory Disclosure

The company filed this business update under Regulation 30 with both NSE and BSE. The figures are provisional and estimated in nature, subject to limited review by statutory auditors. This quarterly disclosure demonstrates L&T Finance's commitment to maintaining transparency with stakeholders regarding operational performance and business growth trajectory.