Fusion Finance Limited, a leading Non-Banking Financial Company-Microfinance Institution (NBFC-MFI), has reaffirmed its commitment to Bihar's microfinance sector during a recent media roundtable in Patna. The company's Managing Director and CEO highlighted Bihar's strategic importance in India's microfinance landscape and outlined the company's plans for expansion in the state.

Strong Presence in Bihar

Fusion Finance has established a robust presence in Bihar, as evidenced by the following key metrics:

The company's strong collection efficiency of 98.81% demonstrates the resilience of its operations and the quality of its loan portfolio in the state.

Strategic Importance of Bihar

Bihar continues to be a crucial market for Fusion Finance, driven by several factors:

1. Expanding rural livelihood opportunities
2. Rising financial awareness
3. Strong demand for small-ticket credit among low-income households and micro-entrepreneurs

The state's credit landscape is evolving rapidly, characterized by:

• Deeper formalization of financial services
• Wider adoption of digital processes
• A shift towards responsible and data-backed lending practices

Future Plans and Digital Initiatives

Fusion Finance has outlined several strategic initiatives to strengthen its position in Bihar:

1. Expansion of Services: The company plans to deepen its presence in the state, focusing on high-potential regions through:

   • Expansion of microfinance offerings
   • Growth in secured MSME loans

2. Digital Solutions: Scaling up digital capabilities to enhance customer experience and improve asset quality, including:

   • eKYC implementation
   • API-based credit checks
   • Real-time monitoring tools

These initiatives aim to support faster processing, seamless cashless disbursements, and improved operational efficiency.

Nationwide Presence

While Bihar remains a key focus area, Fusion Finance has a significant national footprint:

The company's strong performance in Bihar, coupled with its nationwide expansion, positions Fusion Finance as a key player in India's microfinance sector. By balancing growth with prudent risk management and leveraging digital solutions, the company aims to continue its mission of financial inclusion while maintaining a high-quality loan portfolio.

Fusion Finance Limited, formerly known as Fusion Micro Finance Limited, has announced the first and final call notice for its rights issue shareholders. The company is requiring holders of partly paid-up equity shares to pay ₹65.50 per share between November 27, 2025, and December 11, 2025.

Key Details of the Call Notice

• Payment Amount: ₹65.50 per partly paid-up equity share
• Payment Period: November 27, 2025, to December 11, 2025 (15 days, both inclusive)
• Composition: ₹5.00 towards face value and ₹60.50 towards premium
• Record Date: November 11, 2025

Payment Methods

Shareholders can make payments through various modes:

1. Online ASBA (Application Supported by Blocked Amount)
2. Physical ASBA
3. Online using 3-in-1 trading-demat-bank accounts (offered by some brokers)
4. Cheque or Demand Draft deposits at designated Axis Bank Limited branches

Important Considerations for Shareholders

1. Failure to Pay: Non-payment by the deadline will result in:

   • 10% annual interest charges on delayed payments
   • Potential forfeiture of shares and amounts already paid
   • Deduction from future dividends of outstanding call money and interest

2. Trading Suspension: Trading of ₹5.00 partly paid-up equity shares (ISIN: IN9139R01028) has been suspended on stock exchanges from November 11, 2025.

3. Resumption of Trading: Trading of fully paid-up equity shares (ISIN: INE139R01012) is expected to commence within 2-3 weeks after the closing date (December 11, 2025).

4. Part Payments: The company will not accept partial payments. However, if a shareholder pays less than the total amount due, the company may convert a proportionate number of shares to fully paid-up status.

Corporate Action Timeline

Fusion Finance has emphasized that this is the final call related to the rights issue, and there will be no further calls. The company has made the call notice and related documents available on its website and that of its Registrar & Transfer Agent for easy access by shareholders.

Eligible shareholders are advised to carefully review the call notice and make timely payments to avoid any penalties or potential forfeiture of their shares.