Emerald Finance Limited has announced a strategic partnership with Talentelgia Technologies Pvt Ltd, Chandigarh, to launch an Early-Wage-Access program for employees. The company disclosed this development on January 19, 2026, in compliance with Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Partnership Details

The collaboration between Emerald Finance Limited and Talentelgia Technologies focuses on providing innovative financial solutions to employees through salary advance services. The partnership details are outlined below:

Program Features and Benefits

The Early-Wage-Access program is designed to provide immediate financial relief to employees by enabling them to access portions of their earned salaries before the traditional monthly payday. This initiative allows employees to manage their financial needs more effectively throughout the month, providing greater financial flexibility and reducing dependency on external credit sources.

The program operates through a systematic approach where employees can access salary advances, which are subsequently recovered through salary deductions. This model ensures a structured repayment mechanism while providing employees with timely access to their earned wages.

Strategic Vision and Market Expansion

This partnership aligns with Emerald Finance Limited's broader vision to expand its service offerings and cater to retail customers on a larger scale. The company has been actively developing salary advance solutions as part of its growth strategy in the financial services sector.

The initiative involves establishing partnerships with employers to offer short-term loans as salary advances to their workforce. Key aspects of this business model include:

• Direct collaboration with employers
• Short-term loan facilities for employees
• Systematic recovery through salary deductions
• Enhanced employee financial wellness programs

Regulatory Compliance

The partnership announcement was made through proper regulatory channels, with Company Secretary cum Compliance Officer Amarjeet Kaur (Membership No.: F13755) signing the disclosure document. The communication was directed to the Department of Corporate Services at BSE Limited, ensuring full compliance with listing requirements and maintaining transparency with stakeholders.

Emerald Finance Limited has announced that its Board of Directors will convene on January 16, 2026, to review and approve the company's unaudited financial results for the third quarter of FY26. The meeting represents a key milestone in the company's quarterly reporting cycle and regulatory compliance obligations.

Board Meeting Details

The board meeting has been scheduled in accordance with Regulation 29 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Key details of the upcoming meeting include:

The meeting will be held at the company's registered office located at S.C.O 7, Industrial Area Phase II, Chandigarh, India. The board will consider and take on record the unaudited financial results covering both the quarterly performance and the nine-month period ending December 31, 2025.

Trading Window Restrictions

In compliance with insider trading prevention regulations, Emerald Finance Limited has implemented a trading window closure for designated persons. The company's Code of Conduct for Prevention of Insider Trading, framed in accordance with SEBI (Prohibition of Insider Trading) Regulations 2015, mandates this restriction.

The trading window closure affects designated persons of the company and their immediate relatives, preventing them from dealing in the company's securities during this period. This measure ensures compliance with insider trading regulations and maintains market integrity during the financial results preparation and announcement period.

Regulatory Compliance

The announcement was formally communicated to BSE Limited on January 7, 2026, through an official notice signed by Company Secretary cum Compliance Officer Amarjeet Kaur (Membership No. F13755). The company trades on BSE under scrip code 538882 and maintains its corporate identification number as L65993CH1983PLC041774.

Emerald Finance Limited continues to demonstrate its commitment to regulatory compliance and transparent corporate governance practices through timely disclosure of material information to stock exchanges and stakeholders.