Emami Realty Limited Receives Credit Rating Affirmation at IND A-/Stable for Bank Facilities
Emami Realty Limited received credit rating affirmation at IND A-/Stable from India Ratings for bank facilities worth ₹365 crores, down from ₹410 crores. The facilities are distributed across ICICI Bank, Axis Bank, IndusInd Bank, and DCB Bank. The company notified BSE and NSE on January 12, 2026, maintaining regulatory compliance under SEBI Regulation 30.

*this image is generated using AI for illustrative purposes only.
Emami realty Limited has announced the affirmation of its credit rating by India Ratings and Research Private Limited (Ind-Ra) for its long-term bank facilities. The rating agency has maintained the company's credit rating at IND A-/Stable, reflecting stable creditworthiness and financial standing in the real estate sector.
Rating Details and Facility Size
India Ratings has affirmed Emami Realty's bank loan facilities with notable changes in the facility size. The rating action covers the following details:
| Parameter | Details |
|---|---|
| Instrument Type | Bank loan facilities |
| Facility Size | ₹365.00 crores (reduced from ₹410.00 crores) |
| Rating Assigned | IND A-/Stable |
| Rating Action | Affirmed |
| Outlook | Stable |
The reduction in facility size from ₹410.00 crores to ₹365.00 crores indicates a strategic adjustment in the company's borrowing requirements while maintaining the same credit rating level.
Bank-wise Facility Distribution
The company's term loan facilities are distributed across multiple banking partners, demonstrating diversified funding sources:
| Bank Name | Facility Type | Outstanding Amount (₹ crores) | Rating |
|---|---|---|---|
| ICICI Bank | Term loan | 156.00 | IND A-/Stable |
| Axis Bank Limited | Term Loan | 73.00 | IND A-/Stable |
| IndusInd Bank Limited | Term loan | 42.10 | IND A-/Stable |
| IndusInd Bank Limited | Term Loan | 25.70 | IND A-/Stable |
| IndusInd Bank Limited | Term loan | 49.20 | IND A-/Stable |
| DCB Bank | Term loan | 19.00 | IND A-/Stable |
Regulatory Compliance and Communication
Emami Realty Limited communicated this rating affirmation to both major stock exchanges on January 12, 2026. The company filed the disclosure with BSE Limited (Scrip Code: 533218) and National Stock Exchange of India Limited (NSE Symbol: EMAMIREAL) in compliance with Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
The rating action has been published by India Ratings on their official website, providing transparency and accessibility to stakeholders and investors. Company Secretary Payel Agarwal (ACS 22418) signed the regulatory filing, ensuring proper corporate governance procedures were followed in the disclosure process.
Historical Stock Returns for Emami Realty
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| -2.72% | -6.47% | -11.04% | -28.69% | -32.29% | +11.97% |


































