Capital Small Finance Bank Limited has announced the re-appointment of Mr. Munish Jain as Whole Time Director, designated as Executive Director, for a three-year term. This strategic leadership decision reflects the bank's commitment to maintaining experienced management as it continues its growth trajectory in the small finance banking sector.

Leadership Re-appointment Details

The bank's board has approved the re-appointment of Mr. Munish Jain (DIN: 10132430) as Executive Director for a period of 3 years with effect from August 28, 2026. The appointment remains subject to approval from the Reserve Bank of India (RBI) and shareholders, following standard regulatory procedures for banking sector appointments.

Executive Profile and Experience

Mr. Munish Jain brings extensive banking expertise to his continued role at Capital Small Finance Bank. With over 24 years of experience in the banking sector, he has previously served as Chief Operating Officer and Chief Financial Officer of the bank. His association with the institution dates back to 2000, when he joined at the inception of Capital Local Area Bank, making him a core member of the founding team.

Throughout his tenure, Mr. Jain has demonstrated versatility across multiple banking domains. His expertise spans strategic formation and execution, differentiated banking, capital raising, treasury operations and fund management, budgeting and business plan formulation, system designing, accounting norms and procedures, audit and statutory requirements, and organizational decision-making and planning.

His departmental leadership experience encompasses treasury and finance, business units, operations, human resources, business planning and forecasting compliance, risk management, investor management, and secretarial functions. This comprehensive background positions him well to continue contributing to the bank's strategic objectives.

Financial Performance Highlights

Capital Small Finance Bank reported robust financial results for the quarter ended December 31, 2025. The bank's performance demonstrates consistent growth across key metrics, reflecting the effectiveness of its management team and strategic direction.

The bank's asset quality metrics remain stable with gross NPAs at ₹21,887 lacs and net NPAs at ₹10,844 lacs as of December 31, 2025. The gross NPA ratio stands at 2.68% while the net NPA ratio is maintained at 1.35%, indicating effective risk management practices.

Capital Adequacy and Growth Metrics

Capital Small Finance Bank maintains strong capital adequacy ratios, with the Capital Adequacy Ratio at 21.60% and Tier-I Ratio at 18.61% as of December 31, 2025. These ratios significantly exceed regulatory requirements, providing a solid foundation for future growth initiatives.

The bank's return metrics demonstrate healthy profitability with Return on Assets at 1.16% and Net Profit Margin at 11.53% for Q3 FY25. The institution's networth stands at ₹1,42,058 lacs, reflecting strong financial positioning in the competitive small finance banking landscape.

Source: Capital Small Finance Bank Limited

Capital Small Finance Bank Limited has announced that its Board of Directors will convene on January 29, 2026, to deliberate on key financial and strategic matters. The meeting has been scheduled in compliance with Regulation 29 and other applicable provisions of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Board Meeting Agenda

The upcoming board meeting will focus on two primary agenda items that are crucial for the bank's operational and financial framework:

Regulatory Compliance

The bank has fulfilled its regulatory obligations by notifying both major stock exchanges about the scheduled board meeting. The communication was addressed to BSE Limited and National Stock Exchange of India Limited on January 22, 2026. The bank trades under scrip codes 544120, 951995, and 953739 on BSE, while its NSE symbol is CAPITALSFB.

Corporate Communication

The formal intimation was signed by Amit Sharma, Company Secretary and Compliance Officer (Membership No. F10888), ensuring proper corporate governance protocols are maintained. The bank has requested the exchanges to take the intimation on record and bring it to the notice of all concerned stakeholders.

Company Information

Capital Small Finance Bank Limited operates from its registered and head office located at MIDAS Corporate Park, 3rd Floor, 37, G.T. Road, Jalandhar-144 001. The bank maintains its corporate identity number as L65110PB1999PLC022634, reflecting its incorporation status and regulatory compliance framework.