Ameriprise Financial has generated an average annual return of 12.82% over the last 20 years, outperforming the market by 3.43% on an annualized basis. This performance highlights the impact of compounded returns on long-term equity growth. The company currently maintains a market capitalization of $42.12 billion.

Investment Growth Analysis

The significant appreciation in stock value demonstrates the potential benefits of long-term holding periods. Based on a current share price of $467.43, the total value of the initial investment has grown substantially.

Performance Metrics

Ameriprise Financial's consistent returns have allowed it to beat the broader market. The 3.43% annualized outperformance over the market underscores the stock's resilience and growth trajectory over two decades.

AM Best has assigned a Long-Term Issue Credit Rating of "a-" (Excellent) to Ameriprise Financial, Inc.'s recently announced senior unsecured notes, totaling $750 million. The ratings apply to $300 million, 4.8% notes due 2031, and $450 million, 5.35% notes due 2036, with a stable outlook assigned to both. This rating action reflects the company's strong liquidity position and solid operating performance, supported by sustained growth across its core business segments.

The proceeds from the offering are designated for general corporate purposes, which include the repayment of outstanding senior notes maturing this year. Following the debt issuance, Ameriprise's adjusted financial leverage stands at 37%. However, this metric is projected to decrease to approximately 33% after the maturity of the company's September 2026 notes. Interest coverage is expected to remain favorable and adequate despite the new debt issue.

Ameriprise maintains a robust liquidity profile, holding approximately $8.3 billion in cash and cash equivalents at the parent company level as of the first quarter of 2026. The company continues to demonstrate consistent earnings generation, which underpins its credit quality.

Details of the Rated Notes

The ratings were published on AM Best's website. For full details, including the office responsible for issuing each rating, refer to the agency's Recent Rating Activity page.