Religare Enterprises Releases Q3FY26 Investor Presentation Ahead of February 16 Earnings Call

3 min read     Updated on 10 Feb 2026, 08:08 PM
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Overview

Religare Enterprises has released its comprehensive Q3FY26 investor presentation ahead of the February 16, 2026 earnings call. The company reported consolidated total income of Rs. 2,067.90 crore for Q3 FY26 but posted a net loss of Rs. 76.50 crore. Care Health Insurance showed strong growth with GWP of Rs. 2,621 crore, while Religare Broking reported total income of Rs. 91.01 crore. The company also announced strategic reorganization plans to demerger financial services business.

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Religare Enterprises has released its comprehensive investor presentation for the Q3FY26 earnings call scheduled for February 16, 2026. The company made the presentation available through a regulatory filing dated February 15, 2026, pursuant to Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Earnings Call and Presentation Details

The management has scheduled the earnings call for February 16, 2026, at 04:00 PM IST to discuss operational and financial performance for the quarter and nine months ended December 31, 2025. The investor presentation is now accessible on the company's website and provides detailed insights into all business segments.

Parameter: Details
Date: Monday, February 16, 2026
Time: 04:00 PM IST
Purpose: Q3 & 9M FY26 performance discussion
Presentation Link: Available on company website
Filing Officer: Anuj Jain, Company Secretary & Compliance Officer

Consolidated Financial Performance

The company reported consolidated total income of Rs. 2,067.90 crore for Q3 FY26 compared to Rs. 1,670.20 crore in Q3 FY25. However, the company posted a net loss of Rs. 76.50 crore for Q3 FY26 against a loss of Rs. 63.20 crore in the corresponding quarter of the previous year.

Financial Metric: Q3 FY26 (Rs. Cr.) Q3 FY25 (Rs. Cr.) 9M FY26 (Rs. Cr.) 9M FY25 (Rs. Cr.)
Total Income: 2,067.90 1,670.20 6,033.10 5,355.60
Interest Income: 238.70 181.60 652.80 528.40
Insurance Premium Income: 1,743.60 1,422.90 5,120.30 4,559.70
Net Loss: (76.50) (63.20) (22.50) 32.00

Business Segment Performance

Religare Enterprises operates through multiple business verticals including insurance services through Care Health Insurance, financial services including broking operations through Religare Broking Limited, and lending activities through Religare Finvest Limited and Religare Housing Development Finance Corporation Limited.

Care Health Insurance Performance

Care Health Insurance, India's second-largest standalone health insurer, reported Gross Written Premium of Rs. 2,621 crore in Q3 FY26 compared to Rs. 1,895 crore in Q3 FY25. The company maintains a strong market position with over 22,000 hospital networks and 274 branch offices.

Care Metrics: Q3 FY26 Q3 FY25 9M FY26 9M FY25
GWP (Rs. Cr.): 2,621 1,895 7,172 6,199
Combined Ratio: 111.10% 115.20% 109.60% 105.20%
Solvency Ratio: 1.70 1.56 1.70 1.56
AUM (Rs. Cr.): 10,246 7,733 10,246 7,733

Religare Broking Limited Performance

Religare Broking Limited, operating through 68 branches serving 2.5 lakh active clients, reported total income of Rs. 91.01 crore in Q3 FY26 compared to Rs. 81.47 crore in Q3 FY25. The broking business includes e-governance services and maintains a diversified revenue stream.

RBL Metrics: Q3 FY26 (Rs. Cr.) Q3 FY25 (Rs. Cr.) 9M FY26 (Rs. Cr.) 9M FY25 (Rs. Cr.)
Total Income: 91.01 81.47 274.70 299.30
Brokerage Income: 41.81 39.29 123.06 155.72
E-Governance Revenue: 8.80 7.25 26.17 24.31
Profit After Tax: 4.70 0.81 12.20 26.86

Strategic Reorganization Initiative

The company has announced plans for reorganizing its business structure through a proposed demerger of financial services business from Religare Enterprises Limited to Religare Finvest Limited. This reorganization aims to create focused management attention, streamline businesses, and enable separate listing of the financial services business while retaining the insurance business investment in Care Health Insurance.

Regulatory Compliance and Access Information

The announcement was made in compliance with SEBI listing regulations, with Company Secretary Anuj Jain ensuring proper disclosure to both NSE and BSE. The earnings call will accommodate participants from multiple regions with dedicated access numbers for USA, UK, Singapore, and Hong Kong, along with primary Indian numbers.

Historical Stock Returns for Religare Enterprises

1 Day5 Days1 Month6 Months1 Year5 Years
-1.73%-3.06%-12.30%-14.80%-12.53%+133.28%

Religare Enterprises Addresses MoneyControl Report on Care Health Insurance Demerger

0 min read     Updated on 03 Feb 2026, 10:44 PM
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Reviewed by
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Overview

Religare Enterprises has officially clarified a MoneyControl report about the Care Health Insurance demerger, asserting that no significant events, hidden information, or ongoing regulatory issues exist. The company's statement aims to address market speculation and maintain transparency with stakeholders regarding the demerger situation.

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Religare Enterprises has issued an official clarification in response to a MoneyControl report concerning the Care Health Insurance demerger. The company's statement aims to address any market speculation or investor concerns that may have emerged following the media coverage.

Company's Official Position

The financial services company has categorically denied the existence of any significant developments related to the Care Health Insurance demerger that have not been disclosed to the market. The management emphasized transparency in their communication with stakeholders.

Clarification Aspect: Company's Stance
Significant Events: No undisclosed significant events
Hidden Information: No concealed information exists
Regulatory Issues: No ongoing regulatory concerns

Market Communication

Religare Enterprises' response underscores the company's commitment to maintaining clear communication with investors and regulatory authorities. The clarification serves to ensure that market participants have accurate information regarding the Care Health Insurance demerger situation.

The company's proactive approach in addressing the media report demonstrates its focus on maintaining transparency and preventing any potential misunderstandings in the market. This type of corporate communication is typically issued to maintain investor confidence and ensure compliance with disclosure requirements.

Historical Stock Returns for Religare Enterprises

1 Day5 Days1 Month6 Months1 Year5 Years
-1.73%-3.06%-12.30%-14.80%-12.53%+133.28%

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1 Year Returns:-12.53%