Religare Enterprises Releases Q3FY26 Investor Presentation Ahead of February 16 Earnings Call
Religare Enterprises has released its comprehensive Q3FY26 investor presentation ahead of the February 16, 2026 earnings call. The company reported consolidated total income of Rs. 2,067.90 crore for Q3 FY26 but posted a net loss of Rs. 76.50 crore. Care Health Insurance showed strong growth with GWP of Rs. 2,621 crore, while Religare Broking reported total income of Rs. 91.01 crore. The company also announced strategic reorganization plans to demerger financial services business.

*this image is generated using AI for illustrative purposes only.
Religare Enterprises has released its comprehensive investor presentation for the Q3FY26 earnings call scheduled for February 16, 2026. The company made the presentation available through a regulatory filing dated February 15, 2026, pursuant to Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
Earnings Call and Presentation Details
The management has scheduled the earnings call for February 16, 2026, at 04:00 PM IST to discuss operational and financial performance for the quarter and nine months ended December 31, 2025. The investor presentation is now accessible on the company's website and provides detailed insights into all business segments.
| Parameter: | Details |
|---|---|
| Date: | Monday, February 16, 2026 |
| Time: | 04:00 PM IST |
| Purpose: | Q3 & 9M FY26 performance discussion |
| Presentation Link: | Available on company website |
| Filing Officer: | Anuj Jain, Company Secretary & Compliance Officer |
Consolidated Financial Performance
The company reported consolidated total income of Rs. 2,067.90 crore for Q3 FY26 compared to Rs. 1,670.20 crore in Q3 FY25. However, the company posted a net loss of Rs. 76.50 crore for Q3 FY26 against a loss of Rs. 63.20 crore in the corresponding quarter of the previous year.
| Financial Metric: | Q3 FY26 (Rs. Cr.) | Q3 FY25 (Rs. Cr.) | 9M FY26 (Rs. Cr.) | 9M FY25 (Rs. Cr.) |
|---|---|---|---|---|
| Total Income: | 2,067.90 | 1,670.20 | 6,033.10 | 5,355.60 |
| Interest Income: | 238.70 | 181.60 | 652.80 | 528.40 |
| Insurance Premium Income: | 1,743.60 | 1,422.90 | 5,120.30 | 4,559.70 |
| Net Loss: | (76.50) | (63.20) | (22.50) | 32.00 |
Business Segment Performance
Religare Enterprises operates through multiple business verticals including insurance services through Care Health Insurance, financial services including broking operations through Religare Broking Limited, and lending activities through Religare Finvest Limited and Religare Housing Development Finance Corporation Limited.
Care Health Insurance Performance
Care Health Insurance, India's second-largest standalone health insurer, reported Gross Written Premium of Rs. 2,621 crore in Q3 FY26 compared to Rs. 1,895 crore in Q3 FY25. The company maintains a strong market position with over 22,000 hospital networks and 274 branch offices.
| Care Metrics: | Q3 FY26 | Q3 FY25 | 9M FY26 | 9M FY25 |
|---|---|---|---|---|
| GWP (Rs. Cr.): | 2,621 | 1,895 | 7,172 | 6,199 |
| Combined Ratio: | 111.10% | 115.20% | 109.60% | 105.20% |
| Solvency Ratio: | 1.70 | 1.56 | 1.70 | 1.56 |
| AUM (Rs. Cr.): | 10,246 | 7,733 | 10,246 | 7,733 |
Religare Broking Limited Performance
Religare Broking Limited, operating through 68 branches serving 2.5 lakh active clients, reported total income of Rs. 91.01 crore in Q3 FY26 compared to Rs. 81.47 crore in Q3 FY25. The broking business includes e-governance services and maintains a diversified revenue stream.
| RBL Metrics: | Q3 FY26 (Rs. Cr.) | Q3 FY25 (Rs. Cr.) | 9M FY26 (Rs. Cr.) | 9M FY25 (Rs. Cr.) |
|---|---|---|---|---|
| Total Income: | 91.01 | 81.47 | 274.70 | 299.30 |
| Brokerage Income: | 41.81 | 39.29 | 123.06 | 155.72 |
| E-Governance Revenue: | 8.80 | 7.25 | 26.17 | 24.31 |
| Profit After Tax: | 4.70 | 0.81 | 12.20 | 26.86 |
Strategic Reorganization Initiative
The company has announced plans for reorganizing its business structure through a proposed demerger of financial services business from Religare Enterprises Limited to Religare Finvest Limited. This reorganization aims to create focused management attention, streamline businesses, and enable separate listing of the financial services business while retaining the insurance business investment in Care Health Insurance.
Regulatory Compliance and Access Information
The announcement was made in compliance with SEBI listing regulations, with Company Secretary Anuj Jain ensuring proper disclosure to both NSE and BSE. The earnings call will accommodate participants from multiple regions with dedicated access numbers for USA, UK, Singapore, and Hong Kong, along with primary Indian numbers.
Historical Stock Returns for Religare Enterprises
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| -1.73% | -3.06% | -12.30% | -14.80% | -12.53% | +133.28% |

































