Punjab & Sind Bank has announced that its Board of Directors will convene on January 17, 2026, in New Delhi to review and approve the bank's quarterly financial performance. The meeting has been scheduled in accordance with regulatory requirements to discuss the unaudited reviewed financial results for the quarter and nine months ended December 31, 2025.

Board Meeting Details

The board meeting announcement was made through an official communication dated January 13, 2026, addressed to both major stock exchanges where the bank is listed. The meeting will focus on considering and approving the bank's financial results for the third quarter of FY26.

Regulatory Compliance

The announcement has been made pursuant to Regulation 29(1)(a) and 50(1)(c) of SEBI (Listing Obligations and Disclosures Requirements) Regulations, 2015. This ensures compliance with mandatory disclosure requirements for listed companies regarding board meetings that will consider financial results.

Trading Window Closure

In line with Punjab & Sind Bank's Code of Conduct to Regulate, Monitor and Reporting Trading by Insiders, the bank has implemented a trading window closure. The trading window, which closed from January 1, 2026, will remain closed for all designated and connected persons until January 19, 2026.

The communication was signed by Saket Mehrotra, Company Secretary, and bears the official stamp of Punjab & Sind Bank's Head Office Accounts & Audit Department (Shares Cell) located in East Kidwai Nagar, New Delhi. The bank has requested both BSE Limited and National Stock Exchange of India Ltd. to take note of this announcement.

Punjab & Sind Bank has reported steady growth across key business and balance sheet parameters for the quarter ended December 31, 2025, according to provisional figures disclosed in a regulatory filing. The state-run lender demonstrated strong performance with total business reaching ₹2.49 lakh crore, marking significant year-on-year expansion.

Strong Business Growth Momentum

The bank's total business stood at ₹2,49,691.00 crore as of December 31, 2025, representing a quarter-on-quarter growth of 3.49% and a robust year-on-year increase of 11.84%. This performance reflects the bank's continued focus on expanding its market presence and strengthening its position in the competitive banking sector.

Deposit Mobilization Shows Steady Progress

Total deposits rose to ₹1,39,203.00 crore at the end of December 2025, up 2.58% from the previous quarter and 9.27% higher than the corresponding period last year. The bank's deposit mobilization efforts have yielded positive results, indicating strong customer confidence and effective acquisition strategies.

CASA deposits increased to ₹43,182.00 crore, registering a 4.99% sequential growth and an 8.77% rise on a year-on-year basis. The CASA ratio improved to 31.02% as of December 31, 2025, compared with 30.31% in the preceding quarter, though it was slightly lower than the 31.16% recorded a year ago.

Robust Credit Growth Outpaces Deposits

Gross advances grew to ₹1,10,488.00 crore, reflecting a 4.66% quarter-on-quarter increase and an impressive 15.25% year-on-year growth. The higher growth rate in advances compared to deposits suggests active lending strategies and strong credit demand in the market.

The credit-deposit ratio improved significantly to 79.37% at the end of December 2025, from 77.79% in the preceding quarter and 75.25% in the corresponding period last year. This improvement indicates enhanced credit deployment efficiency and optimal utilization of deposit resources.

Market Performance and Regulatory Compliance

Shares of Punjab & Sind Bank closed at ₹27.91, up ₹0.22 or 0.79%, reflecting positive market sentiment towards the bank's performance. The provisional business figures were disclosed in accordance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, ensuring transparency and regulatory compliance.

The reported performance demonstrates Punjab & Sind Bank's sustained growth trajectory across all core banking operations, with particularly strong momentum in lending activities supporting overall business expansion.