Punjab & Sind Bank

44.42
+1.58
(3.69%)
Market Cap
30,106.93 Cr
EPS
0.88
PE Ratio
34.51
Dividend Yield
0.47 %
Industry
Banks
52 Week High
73.64
52 Week low
40.64
PB Ratio
2.71
Debt to Equity
0.00
Add Ratio

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
729.70 6,51,229.52 8.17 5,94,574.90 25.60 68,138 67.98 37.49
213.57 1,10,444.78 5.29 1,41,778.70 27.98 18,410 9.04 38.89
95.65 1,09,930.00 6.34 1,22,394.00 23.52 9,157 97.08 38.58
117.08 89,374.25 5.37 1,18,188.40 21.75 13,709 27.52 52.90
47.20 89,219.39 28.08 29,731.00 26.39 2,666 20.88 39.34
88.06 79,876.15 4.73 1,39,164.90 25.14 14,782 11.21 33.77
525.65 70,803.16 6.70 64,231.70 21.67 8,129 31.89 50.13
104.74 47,684.64 5.32 67,306.50 22.06 6,567 36.60 43.78
39.36 47,058.65 19.69 25,119.90 24.61 1,654 26.72 37.09
47.37 41,121.61 11.03 35,562.00 19.57 2,677 30.91 34.07
Growth Rate
Revenue Growth
22.20 %
Net Income Growth
-54.65 %
Cash Flow Change
22.44 %
ROE
-55.93 %
ROCE
8.42 %
EBITDA Margin (Avg.)
-4.28 %

Yearly Financial Results

Annual Financials
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
TTM
Revenue
9,017
9,223
8,751
8,530
9,387
8,827
7,878
8,055
8,933
10,916
12,108
Expenses
1,914
2,110
2,445
3,347
3,982
4,423
6,468
2,287
2,145
2,976
3,533
EBITDA
194
544
293
-531
-874
-1,468
-3,302
1,324
1,768
1,087
1,122
Operating Profit %
78 %
76 %
70 %
58 %
53 %
44 %
7 %
68 %
73 %
69 %
67 %
Depreciation
46
46
43
64
-15
54
102
137
148
150
0
Interest
6,909
6,569
6,014
5,714
6,279
5,872
4,712
4,445
5,019
6,853
7,453
Profit Before Tax
148
498
251
-595
-859
-1,522
-3,404
1,187
1,620
937
1,122
Tax
27
162
49
149
-315
-532
-671
148
307
342
280
Net Profit
121
336
201
-744
-544
-991
-2,733
1,039
1,313
595
843
EPS in ₹
3.59
8.39
5.02
-18.49
-9.62
-15.76
-35.71
2.56
1.94
0.88
1.20

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Total Assets
97,753
1,02,581
96,643
1,13,759
1,08,982
1,00,504
1,10,482
1,21,068
1,36,455
1,47,657
Fixed Assets
995
1,133
1,095
1,083
1,230
1,241
1,585
1,577
1,519
1,756
Current Assets
8,882
9,887
9,042
12,532
11,290
14,549
13,617
11,414
11,433
11,945
Capital Work in Progress
0
0
0
0
0
0
0
0
0
0
Investments
24,007
27,645
27,949
32,982
26,173
24,552
32,023
42,281
44,838
49,599
Other Assets
72,752
73,803
67,600
79,695
81,579
74,711
76,874
77,210
90,097
96,302
Total Liabilities
97,753
1,02,581
96,643
1,13,759
1,08,982
1,00,504
1,10,482
1,21,068
1,36,455
1,47,657
Current Liabilities
2,293
2,322
2,002
2,167
2,009
2,027
3,367
2,476
2,662
2,943
Non Current Liabilities
95,461
1,00,260
94,641
1,11,592
1,06,973
98,477
1,07,115
1,18,592
1,33,793
1,44,714
Total Equity
5,596
5,970
6,143
6,183
5,701
5,596
8,363
14,011
15,109
15,533
Reserve & Surplus
5,196
5,570
5,742
5,618
5,137
4,895
4,310
7,233
8,331
8,756
Share Capital
400
400
400
565
565
701
4,053
6,778
6,778
6,778

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
-2,105
683
-313
2,543
-515
2,960
-1,239
-2,051
9
1,086
Investing Activities
-85
-38
-34
-51
-61
-63
-446
-121
-88
-229
Operating Activities
-1,982
930
-495
1,063
-97
2,210
-5,848
-5,999
1,428
1,749
Financing Activities
-39
-209
216
1,531
-356
814
5,055
4,068
-1,332
-434

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Promoter
97.07 %
97.07 %
97.07 %
97.07 %
98.25 %
98.25 %
98.25 %
98.25 %
98.25 %
98.25 %
98.25 %
98.25 %
98.25 %
98.25 %
98.25 %
98.25 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.03 %
0.00 %
0.02 %
0.00 %
0.00 %
0.00 %
DIIs
1.05 %
1.06 %
1.06 %
1.07 %
0.64 %
0.65 %
0.66 %
0.68 %
0.67 %
0.66 %
0.68 %
0.65 %
0.65 %
0.65 %
0.65 %
0.65 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
1.66 %
1.53 %
1.58 %
1.62 %
0.95 %
0.95 %
0.94 %
0.92 %
0.93 %
0.96 %
0.93 %
0.95 %
0.97 %
0.99 %
1.01 %
1.00 %
Others
0.22 %
0.34 %
0.29 %
0.24 %
0.16 %
0.15 %
0.15 %
0.15 %
0.15 %
0.13 %
0.11 %
0.15 %
0.11 %
0.11 %
0.09 %
0.10 %
No of Share Holders
0
1,26,560
1,24,420
1,26,326
1,28,880
1,30,728
1,31,351
1,30,506
1,46,968
1,45,385
1,55,115
1,56,109
1,84,679
1,91,445
1,99,351
1,99,133

Dividend History

Dividends per share (FY)
Dividend yield (FY) %

No dividends have been distributed by the company in the past 10 years

Corporate Action

Technical Indicators