| Annual Financials | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
Revenue  | 9,017 | 9,223 | 8,751 | 8,530 | 9,387 | 8,827 | 7,878 | 8,055 | 8,933 | 10,916 | 13,049 | 13,759 |
| Expenses | 1,914 | 2,110 | 2,445 | 3,347 | 3,982 | 4,423 | 6,468 | 2,287 | 2,145 | 2,976 | 3,869 | 3,660 |
| EBITDA | 194 | 544 | 293 | -531 | -874 | -1,468 | -3,302 | 1,324 | 1,768 | 1,087 | 1,483 | 1,929 |
| Operating Profit % | 78 % | 76 % | 70 % | 58 % | 53 % | 44 % | 7 % | 68 % | 73 % | 69 % | 66 % | 69 % |
| Depreciation | 46 | 46 | 43 | 64 | -15 | 54 | 102 | 137 | 148 | 150 | 145 | 177 |
| Interest | 6,909 | 6,569 | 6,014 | 5,714 | 6,279 | 5,872 | 4,712 | 4,445 | 5,019 | 6,853 | 7,698 | 8,170 |
| Profit Before Tax | 148 | 498 | 251 | -595 | -859 | -1,522 | -3,404 | 1,187 | 1,620 | 937 | 1,338 | 1,752 |
| Tax | 27 | 162 | 49 | 149 | -315 | -532 | -671 | 148 | 307 | 342 | 322 | 430 |
| Net Profit | 121 | 336 | 201 | -744 | -544 | -991 | -2,733 | 1,039 | 1,313 | 595 | 1,016 | 1,322 |
| EPS in ₹ | 3.59 | 8.39 | 5.02 | -18.49 | -9.62 | -15.76 | -35.71 | 2.56 | 1.94 | 0.88 | 1.50 | 1.86 |
Punjab & Sind Bank
Punjab & Sind Bank
24.46
+0.36
(1.49%)
Market Cap
17,355.80 Cr
PE Ratio
12.94
Volume
7,59,695.00
Day High - Low
24.65 - 24.11
52W High-Low
33.54 - 20.50
There are new updates from the company1 day ago
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Key Fundamentals
Market Cap
17,355.80 Cr
EPS
1.86
PE Ratio
12.94
PB Ratio
1.31
Book Value
18.42
EBITDA
1,929.30
Dividend Yield
1.62 %
Industry
Banks Sector
Public Sector Bank Return on Equity
9.35
Debt to Equity
0.00
Actual
Company News
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Punjab & Sind Bank Gets IFSCA License for GIFT City IBU1 day ago
Punjab & Sind Bank has received a license from IFSCA to establish an IFSC Banking Unit at GIFT City, following prior approval from RBI.
Punjab & Sind Bank BRSR FY26
3 days ago
3 days agoPunjab & Sind Bank filed its Business Responsibility and Sustainability Report for FY 2025-26, disclosing ESG initiatives and reasonable assurance from S.P. Chopra & Co.
Punjab & Sind Bank will hold its 16th AGM on July 28, 2026, via video conferencing. The Annual Report will be mailed to shareholders by July 3, 2026.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,022.50 | #1 9,43,830.65 | 10.84 | #1 7,12,643.50 | 7.43 | #1 85,169 | 0.63 | 47.39 | |
244.60 | 1,26,491.52 | 6.19 | 1,56,825.40 | 2.58 | 19,477 | 7.81 | 26.71 | |
157.80 | 1,20,458.30 | 6.07 | 1,28,399.50 | 0.19 | 18,781 | 9.83 | 28.70 | |
103.44 | 1,18,883.01 | 6.28 | 1,49,463.30 | 6.41 | 18,467 | 11.80 | 32.16 | |
124.80 | 1,13,201.73 | #1 5.57 | 1,53,083.20 | 0.28 | 18,951 | -10.49 | 31.37 | |
793.15 | 1,06,834.45 | 8.90 | 78,332.70 | 8.72 | 12,227 | 6.42 | 30.11 | |
33.76 | 65,010.25 | 11.92 | 37,742.60 | 11.83 | 5,419 | #1 42.51 | 42.32 | |
82.01 | 63,078.44 | 8.84 | 32,823.70 | 15.57 | 7,017 | 36.12 | 37.90 | |
138.53 | 63,068.11 | 5.97 | 85,649.60 | 6.51 | 10,309 | 18.70 | 37.95 | |
26.11 | 32,740.79 | 13.24 | 29,473.50 | #1 17.33 | 2,445 | 23.76 | 45.49 |
Growth Rate
Revenue Growth
5.44 %
Net Income Growth
30.13 %
Cash Flow Change
-231.33 %
ROE
22.86 %
ROCE
-0.90 %
EBITDA Margin (Avg.)
4.34 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
| Total Assets | 97,753 | 1,02,581 | 96,643 | 1,13,759 | 1,08,982 | 1,00,504 | 1,10,482 | 1,21,068 | 1,36,455 | 1,47,657 | 1,61,815 | 1,79,270 |
| Fixed Assets | 995 | 1,133 | 1,095 | 1,083 | 1,230 | 1,241 | 1,585 | 1,577 | 1,519 | 1,756 | 1,798 | 1,862 |
| Current Assets | 8,882 | 9,887 | 9,042 | 12,532 | 11,290 | 14,549 | 13,617 | 11,414 | 11,433 | 11,945 | 14,506 | 10,981 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 24,007 | 27,645 | 27,949 | 32,982 | 26,173 | 24,552 | 32,023 | 42,281 | 44,838 | 49,599 | 46,912 | 49,389 |
| Other Assets | 72,752 | 73,803 | 67,600 | 79,695 | 81,579 | 74,711 | 76,874 | 77,210 | 90,097 | 96,302 | 1,13,104 | 1,28,020 |
| Total Equity & Liabilities | 97,753 | 1,02,581 | 96,643 | 1,13,759 | 1,08,982 | 1,00,504 | 1,10,482 | 1,21,068 | 1,36,455 | 1,47,657 | 1,61,815 | 1,79,270 |
| Current Liabilities | 2,293 | 2,322 | 2,002 | 2,167 | 2,009 | 2,027 | 3,367 | 2,476 | 2,662 | 2,943 | 4,457 | 2,957 |
| Non Current Liabilities | 95,461 | 1,00,260 | 94,641 | 1,11,592 | 1,06,973 | 98,477 | 1,07,115 | 1,18,592 | 1,33,793 | 1,44,714 | 1,57,358 | 1,76,313 |
| Total Equity | 5,596 | 5,970 | 6,143 | 6,183 | 5,701 | 5,596 | 8,363 | 14,011 | 15,109 | 15,533 | 13,355 | 14,132 |
| Reserve & Surplus | 5,196 | 5,570 | 5,742 | 5,618 | 5,137 | 4,895 | 4,310 | 7,233 | 8,331 | 8,756 | 6,259 | 7,037 |
| Share Capital | 400 | 400 | 400 | 565 | 565 | 701 | 4,053 | 6,778 | 6,778 | 6,778 | 7,096 | 7,096 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | -2,105 | 683 | -313 | 2,543 | -515 | 2,960 | -1,239 | -2,051 | 9 | 1,086 | 1,437 |
| Investing Activities | -85 | -38 | -34 | -51 | -61 | -63 | -446 | -121 | -88 | -229 | -168 |
| Operating Activities | -1,982 | 930 | -495 | 1,063 | -97 | 2,210 | -5,848 | -5,999 | 1,428 | 1,746 | -2,294 |
| Financing Activities | -39 | -209 | 216 | 1,531 | -356 | 814 | 5,055 | 4,068 | -1,332 | -432 | 3,898 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
| Promoter | 97.07 % | 97.07 % | 97.07 % | 97.07 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 93.85 % | 93.85 % | 93.85 % | 93.85 % | 93.85 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.03 % | 0.00 % | 0.02 % | 0.00 % | 0.00 % | 0.00 % | 0.73 % | 0.25 % | 0.16 % | 0.16 % | 0.15 % |
| DIIs | 1.05 % | 1.06 % | 1.06 % | 1.07 % | 0.64 % | 0.65 % | 0.66 % | 0.68 % | 0.67 % | 0.66 % | 0.68 % | 0.65 % | 0.65 % | 0.65 % | 0.65 % | 0.65 % | 4.32 % | 4.07 % | 4.04 % | 4.00 % | 3.91 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 1.66 % | 1.53 % | 1.58 % | 1.62 % | 0.95 % | 0.95 % | 0.94 % | 0.92 % | 0.93 % | 0.96 % | 0.93 % | 0.95 % | 0.97 % | 0.99 % | 1.01 % | 1.00 % | 0.94 % | 1.63 % | 1.70 % | 1.74 % | 1.83 % |
| Others | 0.22 % | 0.34 % | 0.29 % | 0.24 % | 0.16 % | 0.15 % | 0.15 % | 0.15 % | 0.15 % | 0.13 % | 0.11 % | 0.15 % | 0.11 % | 0.11 % | 0.09 % | 0.10 % | 0.16 % | 0.21 % | 0.26 % | 0.25 % | 0.26 % |
| No of Share Holders | 0 | 1,26,560 | 1,24,420 | 1,26,326 | 1,28,880 | 1,30,728 | 1,31,351 | 1,30,506 | 1,46,968 | 1,45,385 | 1,55,115 | 1,56,109 | 1,84,679 | 1,91,445 | 1,99,351 | 1,99,133 | 1,99,821 | 2,22,234 | 2,22,120 | 2,22,415 | 2,22,301 |
Dividend History
| Annual Cash Flows | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.31 | 0.48 | 0.2 | 0.07 | 0.39 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.24 | 0.8 | 0.46 | 0.34 | 1.62 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 28 Jul 2026 |  Annual General Meeting | NA | 28 Jul 2026 | 24.56 | 24.10 |
| 21 Jul 2026 |  Dividend | ₹ 0.39 /share | 21 Jul 2026 | 24.84 | 24.10 |
| 06 Jul 2022 | Dividend | ₹ 0.31 /share | 04 Jul 2022 | 15.25 | 14.45 |
| 04 Jul 2023 | Dividend | ₹ 0.48 /share | 04 Jul 2023 | 35.97 | 32.51 |
| 27 May 2024 |  Extraordinary General Meeting | NA | 27 May 2024 | 62.55 | 61.57 |
| 31 May 2024 | Extraordinary General Meeting | NA | 31 May 2024 | 64.28 | 60.18 |
| 17 Jul 2024 | Dividend | ₹ 0.20 /share | 16 Jul 2024 | 57.40 | 63.79 |
| 24 Jul 2024 | Annual General Meeting | NA | 24 Jul 2024 | 61.09 | 61.26 |
| 19 Oct 2024 |  Quarterly Result Announcement | NA | 19 Oct 2024 | 52.10 | 52.99 |
| 15 Jan 2025 | Quarterly Result Announcement | NA | 15 Jan 2025 | 46.25 | 47.71 |
| 29 Apr 2025 | Quarterly Result Announcement | NA | 29 Apr 2025 | 30.27 | 29.31 |
| 19 Jul 2025 | Quarterly Result Announcement | NA | 19 Jul 2025 | 32.16 | 32.28 |
| 29 Jul 2025 | Dividend | ₹ 0.07 /share | 29 Jul 2025 | 29.31 | 29.58 |
| 05 Aug 2025 | Annual General Meeting | NA | 05 Aug 2025 | 32.92 | 29.05 |
| 16 Oct 2025 | Quarterly Result Announcement | NA | 16 Oct 2025 | 30.19 | 30.15 |
| 17 Jan 2026 | Quarterly Result Announcement | NA | 17 Jan 2026 | 27.29 | 28.98 |
| 21 Jan 2026 | Extraordinary General Meeting | NA | 21 Jan 2026 | 26.94 | 27.29 |
| 27 Apr 2026 | Quarterly Result Announcement | NA | 27 Apr 2026 | 25.24 | 24.84 |
Announcements
Receipt Of Licence From IFSCA For Establishing IFSC Banking Unit At GIFT IFSC1 day ago
1 day agoAnnouncement under Regulation 30 (LODR)-Newspaper Publication2 days ago
2 days agoBusiness Responsibility and Sustainability Reporting (BRSR)3 days ago
3 days agoNotice Of 16Th Annual General Meeting3 days ago
3 days agoReg. 34 (1) Annual Report.3 days ago
3 days agoRecord Date For Final Dividend For FY 2025-266 days ago
6 days ago16Th Annual General Meeting6 days ago
6 days agoAnnouncement under Regulation 30 (LODR)-Change in Management7 days ago
7 days agoProvisional Business Figures Of The Bank7 days ago
7 days agoClosure of Trading Window8 days ago
8 days agoAnnouncement under Regulation 30 (LODR)-Strikes /Lockouts / DisturbancesMay 07, 2026
May 07, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 06, 2026
May 06, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationApr 29, 2026
Apr 29, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeApr 28, 2026
Apr 28, 2026Announcement under Regulation 30 (LODR)-Investor PresentationApr 27, 2026
Apr 27, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseApr 27, 2026
Apr 27, 2026Announcement under Regulation 30 (LODR)-Dividend UpdatesApr 27, 2026
Apr 27, 2026Outcome Of Board Meeting Held On April 27 2026Apr 27, 2026
Apr 27, 2026Board Meeting Outcome for Outcome Of Board Meeting Held On April 27 2026Apr 27, 2026
Apr 27, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 23, 2026
Apr 23, 2026Board Meeting Intimation for Intimation Of Board Meeting Pursuant To Regulation 29 And 50 Of SEBI (LODR) Regulations 2015Apr 22, 2026
Apr 22, 2026Details Of Bonds Issued And Outstanding As On 31.03.2026Apr 13, 2026
Apr 13, 2026Chapter XIV - Centralized Database For Corporate Bonds/DebenturesApr 13, 2026
Apr 13, 2026Announcement under Regulation 30 (LODR)-Change in DirectorateApr 12, 2026
Apr 12, 2026Provisional Business Figures Of The BankApr 02, 2026
Apr 02, 2026Announcement under Regulation 30 (LODR)-Change in ManagementApr 01, 2026
Apr 01, 2026Closure of Trading WindowMar 27, 2026
Mar 27, 2026Announcement under Regulation 30 (LODR)-Credit RatingMar 20, 2026
Mar 20, 2026Announcement under Regulation 30 (LODR)-Credit RatingFeb 27, 2026
Feb 27, 2026Announcement under Regulation 30 (LODR)-Strikes /Lockouts / DisturbancesFeb 11, 2026
Feb 11, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 28, 2026
Jan 28, 2026Permission From Reserve Bank Of India To Setup IFSC Banking Unit (IBU) At Gift City GujaratJan 28, 2026
Jan 28, 2026Announcement under Regulation 30 (LODR)-Strikes /Lockouts / DisturbancesJan 26, 2026
Jan 26, 2026Shareholder Meeting / Postal Ballot-Outcome of EGMJan 21, 2026
Jan 21, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 20, 2026
Jan 20, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 19, 2026
Jan 19, 2026Announcement under Regulation 30 (LODR)-Investor PresentationJan 17, 2026
Jan 17, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJan 17, 2026
Jan 17, 2026Announcement under Regulation 30 (LODR)-Investor PresentationJan 17, 2026
Jan 17, 2026Outcome Of Board MeetingJan 17, 2026
Jan 17, 2026Board Meeting Outcome for Outcome Of Board MeetingJan 17, 2026
Jan 17, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 15, 2026
Jan 15, 2026Board Meeting Intimation for Board Meeting To Consider And Approve Unaudited Reviewed Financial Results For The Quarter / Nine Months Ended December 31 2025Jan 13, 2026
Jan 13, 2026Addendum To Notice Of Extraordinary General MeetingJan 08, 2026
Jan 08, 2026Provisional Business Figures Of The Bank For The Quarter Ended 31.12.2025Jan 01, 2026
Jan 01, 2026Closure of Trading WindowDec 31, 2025
Dec 31, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationDec 31, 2025
Dec 31, 2025Notice Of Extraordinary General Meeting (EGM) Scheduled To Be Held On January 21 2026Dec 30, 2025
Dec 30, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationDec 24, 2025
Dec 24, 2025Extraordinary General MeetingDec 23, 2025
Dec 23, 2025Mutual Fund Holdings
| Funding House | Current Holding % | 1M Change | 1M Change % | 3M Change % | Last 6M Trend |
|---|---|---|---|---|---|
 Groww Nifty PSU Bank Index Fund Direct-Growth | 0.00% | -9534 | -0.30% | -0.30% | |
 Motilal Oswal BSE 1000 Index Fund Direct-Growth | 0.01% | -6 | -0.01% | 0.00% | |
 HDFC BSE 500 Index Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% | |
 Kotak BSE PSU Index Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% | |
 SBI BSE PSU Bank Index Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% |
Technical Indicators
RSI(14)
Neutral 45.39
ATR(14)
Volatile 0.69
STOCH(9,6)
Neutral 38.66
STOCH RSI(14)
Neutral 25.69
MACD(12,26)
Bearish -0.04
ADX(14)
Weak Trend 17.60
UO(9)
Bearish 36.54
ROC(12)
Downtrend And Accelerating -3.95
WillR(14)
Oversold -92.11
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