| Annual Financials | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
Revenue  | 9,017 | 9,223 | 8,751 | 8,530 | 9,387 | 8,827 | 7,878 | 8,055 | 8,933 | 10,916 | 13,049 | 14,138 |
| Expenses | 1,914 | 2,110 | 2,445 | 3,347 | 3,982 | 4,423 | 6,468 | 2,287 | 2,145 | 2,976 | 3,869 | 4,407 |
| EBITDA | 194 | 544 | 293 | -531 | -874 | -1,468 | -3,302 | 1,324 | 1,768 | 1,087 | 1,483 | 1,579 |
| Operating Profit % | 78 % | 76 % | 70 % | 58 % | 53 % | 44 % | 7 % | 68 % | 73 % | 69 % | 66 % | 64 % |
| Depreciation | 46 | 46 | 43 | 64 | -15 | 54 | 102 | 137 | 148 | 150 | 145 | 0 |
| Interest | 6,909 | 6,569 | 6,014 | 5,714 | 6,279 | 5,872 | 4,712 | 4,445 | 5,019 | 6,853 | 7,698 | 8,152 |
| Profit Before Tax | 148 | 498 | 251 | -595 | -859 | -1,522 | -3,404 | 1,187 | 1,620 | 937 | 1,338 | 1,579 |
| Tax | 27 | 162 | 49 | 149 | -315 | -532 | -671 | 148 | 307 | 342 | 322 | 367 |
| Net Profit | 121 | 336 | 201 | -744 | -544 | -991 | -2,733 | 1,039 | 1,313 | 595 | 1,016 | 1,213 |
| EPS in ₹ | 3.59 | 8.39 | 5.02 | -18.49 | -9.62 | -15.76 | -35.71 | 2.56 | 1.94 | 0.88 | 1.50 | 1.70 |
Punjab & Sind Bank
Punjab & Sind Bank
21.93
-0.83
(-3.65%)
Market Cap
15,560.62 Cr
PE Ratio
13.38
Volume
31,63,238.00
Day High - Low
22.77 - 21.75
52W High-Low
50.50 - 21.11
Key Fundamentals
Market Cap
15,560.62 Cr
EPS
1.50
PE Ratio
13.38
PB Ratio
1.26
Book Value
18.13
EBITDA
1,482.60
Dividend Yield
0.31 %
Industry
Banks Sector
Public Sector Bank Return on Equity
7.61
Debt to Equity
0.00
Actual
Company News
View All News
ICRA reaffirmed Punjab & Sind Bank's Certificate of Deposits rating at A1+ on March 20, 2026. The bank maintains strong capitalisation with CET I at 15.28% and improved asset quality metrics.
Punjab & Sind Bank Gets Rating Reaffirmation
Feb 27, 2026
Feb 27, 2026Infomerics Ratings reaffirms IVR AA/Stable rating for Punjab & Sind Bank's Rs 237.30 crore Basel III Tier II bonds, citing sovereign ownership and improved asset quality.
Punjab & Sind Bank EGM Approves ₹3000 Cr QIPJan 21, 2026
Jan 21, 2026Punjab & Sind Bank shareholders approved raising ₹3000 crore through QIP and appointed Jitendra Asati as Government nominee director at EGM held on January 21, 2026. Both resolutions passed with over 99% approval.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,019.50 | #1 9,41,061.46 | 11.31 | #1 6,63,343.30 | 11.57 | #1 79,017 | 13.82 | 34.60 | |
260.30 | 1,34,610.56 | 7.18 | 1,52,884.10 | 7.83 | 20,459 | 4.78 | 32.81 | |
175.48 | 1,33,954.51 | 7.27 | 1,29,979.30 | 9.98 | 17,921 | 9.73 | 45.79 | |
105.13 | 1,20,825.31 | 7.07 | 1,40,456.80 | 14.76 | 18,553 | 15.91 | 33.79 | |
130.45 | 1,18,326.65 | 6.73 | 1,52,657.90 | 9.70 | 17,336 | 21.59 | 37.83 | |
871.75 | 1,17,421.59 | 10.64 | 72,050.90 | 12.17 | 10,995 | 8.15 | 45.61 | |
144.99 | 66,009.13 | 6.93 | 80,412.40 | 19.47 | 9,552 | 6.68 | 38.56 | |
32.20 | 62,006.22 | 12.86 | 33,750.30 | 13.52 | 3,396 | #1 63.05 | 41.78 | |
64.46 | 49,579.76 | 7.78 | 28,402.60 | #1 20.90 | 5,542 | 27.44 | 46.70 | |
33.00 | 29,869.62 | #1 6.31 | 39,668.00 | 11.55 | 3,943 | 30.93 | 35.91 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
19.54 %
Net Income Growth
70.61 %
Cash Flow Change
-231.33 %
ROE
98.69 %
ROCE
5.68 %
EBITDA Margin (Avg.)
-3.29 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 97,753 | 1,02,581 | 96,643 | 1,13,759 | 1,08,982 | 1,00,504 | 1,10,482 | 1,21,068 | 1,36,455 | 1,47,657 | 1,61,815 |
| Fixed Assets | 995 | 1,133 | 1,095 | 1,083 | 1,230 | 1,241 | 1,585 | 1,577 | 1,519 | 1,756 | 1,779 |
| Current Assets | 8,882 | 9,887 | 9,042 | 12,532 | 11,290 | 14,549 | 13,617 | 11,414 | 11,433 | 11,945 | 14,526 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 24,007 | 27,645 | 27,949 | 32,982 | 26,173 | 24,552 | 32,023 | 42,281 | 44,838 | 49,599 | 46,912 |
| Other Assets | 72,752 | 73,803 | 67,600 | 79,695 | 81,579 | 74,711 | 76,874 | 77,210 | 90,097 | 96,302 | 1,13,124 |
| Total Equity & Liabilities | 97,753 | 1,02,581 | 96,643 | 1,13,759 | 1,08,982 | 1,00,504 | 1,10,482 | 1,21,068 | 1,36,455 | 1,47,657 | 1,61,815 |
| Current Liabilities | 2,293 | 2,322 | 2,002 | 2,167 | 2,009 | 2,027 | 3,367 | 2,476 | 2,662 | 2,943 | 4,457 |
| Non Current Liabilities | 95,461 | 1,00,260 | 94,641 | 1,11,592 | 1,06,973 | 98,477 | 1,07,115 | 1,18,592 | 1,33,793 | 1,44,714 | 1,57,358 |
| Total Equity | 5,596 | 5,970 | 6,143 | 6,183 | 5,701 | 5,596 | 8,363 | 14,011 | 15,109 | 15,533 | 13,355 |
| Reserve & Surplus | 5,196 | 5,570 | 5,742 | 5,618 | 5,137 | 4,895 | 4,310 | 7,233 | 8,331 | 8,756 | 6,259 |
| Share Capital | 400 | 400 | 400 | 565 | 565 | 701 | 4,053 | 6,778 | 6,778 | 6,778 | 7,096 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | -2,105 | 683 | -313 | 2,543 | -515 | 2,960 | -1,239 | -2,051 | 9 | 1,086 | 1,437 |
| Investing Activities | -85 | -38 | -34 | -51 | -61 | -63 | -446 | -121 | -88 | -229 | -168 |
| Operating Activities | -1,982 | 930 | -495 | 1,063 | -97 | 2,210 | -5,848 | -5,999 | 1,428 | 1,746 | -2,294 |
| Financing Activities | -39 | -209 | 216 | 1,531 | -356 | 814 | 5,055 | 4,068 | -1,332 | -432 | 3,898 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 |
| Promoter | 97.07 % | 97.07 % | 97.07 % | 97.07 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 93.85 % | 93.85 % | 93.85 % | 93.85 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.03 % | 0.00 % | 0.02 % | 0.00 % | 0.00 % | 0.00 % | 0.73 % | 0.25 % | 0.16 % | 0.16 % |
| DIIs | 1.05 % | 1.06 % | 1.06 % | 1.07 % | 0.64 % | 0.65 % | 0.66 % | 0.68 % | 0.67 % | 0.66 % | 0.68 % | 0.65 % | 0.65 % | 0.65 % | 0.65 % | 0.65 % | 4.32 % | 4.07 % | 4.04 % | 4.00 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 1.66 % | 1.53 % | 1.58 % | 1.62 % | 0.95 % | 0.95 % | 0.94 % | 0.92 % | 0.93 % | 0.96 % | 0.93 % | 0.95 % | 0.97 % | 0.99 % | 1.01 % | 1.00 % | 0.94 % | 1.63 % | 1.70 % | 1.74 % |
| Others | 0.22 % | 0.34 % | 0.29 % | 0.24 % | 0.16 % | 0.15 % | 0.15 % | 0.15 % | 0.15 % | 0.13 % | 0.11 % | 0.15 % | 0.11 % | 0.11 % | 0.09 % | 0.10 % | 0.16 % | 0.21 % | 0.26 % | 0.25 % |
| No of Share Holders | 0 | 1,26,560 | 1,24,420 | 1,26,326 | 1,28,880 | 1,30,728 | 1,31,351 | 1,30,506 | 1,46,968 | 1,45,385 | 1,55,115 | 1,56,109 | 1,84,679 | 1,91,445 | 1,99,351 | 1,99,133 | 1,99,821 | 2,22,234 | 2,22,120 | 2,22,415 |
Dividend History
| Annual Cash Flows | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.31 | 0.48 | 0.2 | 0.07 | 0.00 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.24 | 0.8 | 0.46 | 0.32 | 0.00 |
Announcements
Closure of Trading Window2 days ago
2 days agoAnnouncement under Regulation 30 (LODR)-Credit Rating9 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Credit RatingFeb 27, 2026
Feb 27, 2026Announcement under Regulation 30 (LODR)-Strikes /Lockouts / DisturbancesFeb 11, 2026
Feb 11, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 28, 2026
Jan 28, 2026Permission From Reserve Bank Of India To Setup IFSC Banking Unit (IBU) At Gift City GujaratJan 28, 2026
Jan 28, 2026Announcement under Regulation 30 (LODR)-Strikes /Lockouts / DisturbancesJan 26, 2026
Jan 26, 2026Shareholder Meeting / Postal Ballot-Outcome of EGMJan 21, 2026
Jan 21, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 20, 2026
Jan 20, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 19, 2026
Jan 19, 2026Announcement under Regulation 30 (LODR)-Investor PresentationJan 17, 2026
Jan 17, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJan 17, 2026
Jan 17, 2026Announcement under Regulation 30 (LODR)-Investor PresentationJan 17, 2026
Jan 17, 2026Outcome Of Board MeetingJan 17, 2026
Jan 17, 2026Board Meeting Outcome for Outcome Of Board MeetingJan 17, 2026
Jan 17, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 15, 2026
Jan 15, 2026Board Meeting Intimation for Board Meeting To Consider And Approve Unaudited Reviewed Financial Results For The Quarter / Nine Months Ended December 31 2025Jan 13, 2026
Jan 13, 2026Addendum To Notice Of Extraordinary General MeetingJan 08, 2026
Jan 08, 2026Provisional Business Figures Of The Bank For The Quarter Ended 31.12.2025Jan 01, 2026
Jan 01, 2026Closure of Trading WindowDec 31, 2025
Dec 31, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationDec 31, 2025
Dec 31, 2025Notice Of Extraordinary General Meeting (EGM) Scheduled To Be Held On January 21 2026Dec 30, 2025
Dec 30, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationDec 24, 2025
Dec 24, 2025Extraordinary General MeetingDec 23, 2025
Dec 23, 2025Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/sDec 08, 2025
Dec 08, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 28, 2025
Oct 28, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 18, 2025
Oct 18, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 17, 2025
Oct 17, 2025Announcement under Regulation 30 (LODR)-Investor PresentationOct 16, 2025
Oct 16, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseOct 16, 2025
Oct 16, 2025Outcome Of Board MeetingOct 16, 2025
Oct 16, 2025Board Meeting Outcome for Outcome Of Board MeetingOct 16, 2025
Oct 16, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 14, 2025
Oct 14, 2025Board Meeting Intimation for Board Meeting To Consider And Approve Unaudited Reviewed Financial Results For The Quarter (Q2) / Half Year Ended September 30 2025 And Capital / Fund Raising PlanOct 13, 2025
Oct 13, 2025Announcement under Regulation 30 (LODR)-Credit RatingOct 07, 2025
Oct 07, 2025Provisional Business Figures Of The BankOct 04, 2025
Oct 04, 2025Details Of Bonds Issued And Outstanding As On 30.09.2025Oct 04, 2025
Oct 04, 2025Closure of Trading WindowSep 29, 2025
Sep 29, 2025Announcement under Regulation 30 (LODR)-Credit RatingSep 10, 2025
Sep 10, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateSep 10, 2025
Sep 10, 2025Announcement under Regulation 30 (LODR)-Credit RatingAug 22, 2025
Aug 22, 2025Appointment Of Secretarial Auditor Of The BankAug 05, 2025
Aug 05, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 05, 2025
Aug 05, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 29, 2025
Jul 29, 2025Clarification On Recent Media ReportsJul 29, 2025
Jul 29, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 22, 2025
Jul 22, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 21, 2025
Jul 21, 2025Announcement under Regulation 30 (LODR)-Investor PresentationJul 19, 2025
Jul 19, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 19, 2025
Jul 19, 2025Results For The Quarter Ended June 30 2025Jul 19, 2025
Jul 19, 2025Mutual Fund Holdings
| Funding House | Current Holding % | 1M Change | 1M Change % | 3M Change % | Last 6M Trend |
|---|---|---|---|---|---|
 Motilal Oswal BSE 1000 Index Fund Direct-Growth | 0.01% | 13 | 0.00% | 0.00% | |
 HDFC BSE 500 Index Fund Direct - Growth | 0.00% | 0 | 0.00% | 0.00% | |
 Kotak BSE PSU Index Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% | |
 SBI BSE PSU Bank Index Fund Direct - Growth | 0.00% | 0 | 0.00% | 0.00% |
Technical Indicators
RSI(14)
Neutral 34.15
ATR(14)
Volatile 0.90
STOCH(9,6)
Neutral 24.76
STOCH RSI(14)
Neutral 73.50
MACD(12,26)
Bearish -0.10
ADX(14)
Strong Trend 32.06
UO(9)
Bearish 38.03
ROC(12)
Downtrend And Accelerating -10.74
WillR(14)
Neutral -78.31
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