Punjab & Sind Bank

31.99
+1.23
(4.00%)
Market Cap
21,682.10 Cr
EPS
0.88
PE Ratio
22.37
Dividend Yield
0.22 %
Industry
Banks
52 Week High
73.64
52 Week Low
25.22
PB Ratio
1.85
Debt to Equity
0.00
Add Ratio
hide

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
812.30
#1 7,24,946.90
9.35
#1 6,63,343.30
11.57
#1 79,017
-8.21
61.06
249.55
1,29,051.30
6.23
1,41,778.70
27.98
18,410
5.55
63.65
105.82
1,21,618.30
6.58
1,22,394.00
23.52
9,157
49.01
68.34
146.79
1,12,053.70
6.22
1,18,188.40
21.75
13,709
50.56
71.07
114.76
1,04,094.80
5.94
1,39,164.90
25.14
14,782
28.08
76.79
616.60
83,053.80
7.39
72,050.90
12.17
10,995
29.85
65.10
39.84
75,307.20
22.62
29,731.00
26.39
2,666
34.74
60.63
121.94
55,515.20
#1 5.81
67,306.50
22.06
6,567
#1 65.35
64.95
53.98
41,519.00
7.49
23,493.40
#1 29.23
4,072
22.15
64.65
33.05
39,514.40
16.76
29,473.50
17.33
2,445
23.76
62.00
Forecast
Actual
Growth Rate
Revenue Growth
22.20 %
Net Income Growth
-54.65 %
Cash Flow Change
22.44 %
ROE
-55.93 %
ROCE
8.42 %
EBITDA Margin (Avg.)
-4.28 %

Yearly Financial Results

Annual Financials
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
TTM
Revenue
9,017
9,223
8,751
8,530
9,387
8,827
7,878
8,055
8,933
10,916
13,049
Expenses
1,914
2,110
2,445
3,347
3,982
4,423
6,468
2,287
2,145
2,976
4,014
EBITDA
194
544
293
-531
-874
-1,468
-3,302
1,324
1,768
1,087
1,338
Operating Profit %
78 %
76 %
70 %
58 %
53 %
44 %
7 %
68 %
73 %
69 %
65 %
Depreciation
46
46
43
64
-15
54
102
137
148
150
0
Interest
6,909
6,569
6,014
5,714
6,279
5,872
4,712
4,445
5,019
6,853
7,698
Profit Before Tax
148
498
251
-595
-859
-1,522
-3,404
1,187
1,620
937
1,338
Tax
27
162
49
149
-315
-532
-671
148
307
342
322
Net Profit
121
336
201
-744
-544
-991
-2,733
1,039
1,313
595
1,016
EPS in ₹
3.59
8.39
5.02
-18.49
-9.62
-15.76
-35.71
2.56
1.94
0.88
1.50

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Total Assets
97,753
1,02,581
96,643
1,13,759
1,08,982
1,00,504
1,10,482
1,21,068
1,36,455
1,47,657
Fixed Assets
995
1,133
1,095
1,083
1,230
1,241
1,585
1,577
1,519
1,756
Current Assets
8,882
9,887
9,042
12,532
11,290
14,549
13,617
11,414
11,433
11,945
Capital Work in Progress
0
0
0
0
0
0
0
0
0
0
Investments
24,007
27,645
27,949
32,982
26,173
24,552
32,023
42,281
44,838
49,599
Other Assets
72,752
73,803
67,600
79,695
81,579
74,711
76,874
77,210
90,097
96,302
Total Liabilities
97,753
1,02,581
96,643
1,13,759
1,08,982
1,00,504
1,10,482
1,21,068
1,36,455
1,47,657
Current Liabilities
2,293
2,322
2,002
2,167
2,009
2,027
3,367
2,476
2,662
2,943
Non Current Liabilities
95,461
1,00,260
94,641
1,11,592
1,06,973
98,477
1,07,115
1,18,592
1,33,793
1,44,714
Total Equity
5,596
5,970
6,143
6,183
5,701
5,596
8,363
14,011
15,109
15,533
Reserve & Surplus
5,196
5,570
5,742
5,618
5,137
4,895
4,310
7,233
8,331
8,756
Share Capital
400
400
400
565
565
701
4,053
6,778
6,778
6,778

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
-2,105
683
-313
2,543
-515
2,960
-1,239
-2,051
9
1,086
Investing Activities
-85
-38
-34
-51
-61
-63
-446
-121
-88
-229
Operating Activities
-1,982
930
-495
1,063
-97
2,210
-5,848
-5,999
1,428
1,749
Financing Activities
-39
-209
216
1,531
-356
814
5,055
4,068
-1,332
-434

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Promoter
97.07 %
97.07 %
97.07 %
97.07 %
98.25 %
98.25 %
98.25 %
98.25 %
98.25 %
98.25 %
98.25 %
98.25 %
98.25 %
98.25 %
98.25 %
98.25 %
93.85 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.03 %
0.00 %
0.02 %
0.00 %
0.00 %
0.00 %
0.73 %
DIIs
1.05 %
1.06 %
1.06 %
1.07 %
0.64 %
0.65 %
0.66 %
0.68 %
0.67 %
0.66 %
0.68 %
0.65 %
0.65 %
0.65 %
0.65 %
0.65 %
4.32 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
1.66 %
1.53 %
1.58 %
1.62 %
0.95 %
0.95 %
0.94 %
0.92 %
0.93 %
0.96 %
0.93 %
0.95 %
0.97 %
0.99 %
1.01 %
1.00 %
0.94 %
Others
0.22 %
0.34 %
0.29 %
0.24 %
0.16 %
0.15 %
0.15 %
0.15 %
0.15 %
0.13 %
0.11 %
0.15 %
0.11 %
0.11 %
0.09 %
0.10 %
0.16 %
No of Share Holders
0
1,26,560
1,24,420
1,26,326
1,28,880
1,30,728
1,31,351
1,30,506
1,46,968
1,45,385
1,55,115
1,56,109
1,84,679
1,91,445
1,99,351
1,99,133
1,99,821

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 0.31 0.48 0.2 0.00
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 1.24 0.8 0.46 0.00

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
29 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
29 Apr 2025 30.27 29.31
15 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
15 Jan 2025 46.25 47.71
19 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
19 Oct 2024 52.10 52.99
24 Jul 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
24 Jul 2024 61.09 61.26
17 Jul 2024 DIVIDEND Dividend
₹ 0.20 /share
16 Jul 2024 57.40 63.79
31 May 2024 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
31 May 2024 64.28 60.18
27 May 2024 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
27 May 2024 62.55 61.57
04 Jul 2023 DIVIDEND Dividend
₹ 0.48 /share
04 Jul 2023 35.97 32.51
06 Jul 2022 DIVIDEND Dividend
₹ 0.31 /share
04 Jul 2022 15.25 14.45

Announcements

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 07, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 01, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeApr 30, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationApr 29, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseApr 29, 2025
Announcement under Regulation 30 (LODR)-Dividend UpdatesApr 29, 2025
Audited Financial Results For The Period Ended 31.03.2025Apr 29, 2025
Board Meeting Outcome for Outcome Of Board MeetingApr 29, 2025
Compliances-Reg.24(A)-Annual Secretarial ComplianceApr 29, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 27, 2025
Board Meeting Intimation for Considering Audited Financial Results Of The Bank For The Quarter And Financial Year Ended On March 31 2025Apr 23, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementApr 17, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateApr 13, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementApr 09, 2025
Details Of Bonds Issued And Outstanding As On 31.03.2025Apr 07, 2025
Chapter XIV - Centralized Database For Corporate Bonds/DebenturesApr 07, 2025
Provisional Business Figures Of The BankApr 02, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementApr 01, 2025
Closure of Trading WindowMar 29, 2025
Qualified Institutions Placement Of Equity SharesMar 28, 2025
Announcement under Regulation 30 (LODR)-Meeting UpdatesMar 27, 2025
Announcement under Regulation 30 (LODR)-Meeting UpdatesMar 27, 2025
Disclosure Under Regulation 30 Of SEBI (LODR) Regulations 2015Mar 26, 2025
Announcement under Regulation 30 (LODR)-Meeting UpdatesMar 24, 2025
Announcement under Regulation 30 (LODR)-Credit RatingMar 10, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationMar 06, 2025
Announcement under Regulation 30 (LODR)-Credit RatingMar 03, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationMar 01, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementMar 01, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 23, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 16, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 16, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJan 15, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationJan 15, 2025
Statement Indicating Deviation / Variation In The Utilisation Of Issue ProceedsJan 15, 2025
Integrated Filing (Financial)Jan 15, 2025
Outcome Of Board MeetingJan 15, 2025
Board Meeting Outcome for Outcome Of Board MeetingJan 15, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 13, 2025
Board Meeting Intimation for Board Meeting To Consider And Approve Unaudited Reviewed Financial Results For The Quarter / Nine Months Ended December 31 2024Jan 10, 2025
Closure Of Trading WindowDec 30, 2024
Fund Raising Through Issue Of Long Term Bonds Of Rs.3000 CroreDec 18, 2024
Announcement under Regulation 30 (LODR)-Change in DirectorateDec 13, 2024
Announcement under Regulation 30 (LODR)-Change in DirectorateNov 07, 2024
Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/sOct 29, 2024
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 28, 2024
Announcement under Regulation 30 (LODR)-Credit RatingOct 23, 2024
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 21, 2024
Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 21, 2024
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseOct 19, 2024

Technical Indicators

Mutual Fund Holdings

Funding HouseNo of SharesCurrent Holding %1M Change %3M Change %Month
SBI BSE PSU Bank Index Fund Direct - Growth
23543
0.51%
0.26%
0.51%
Apr 2025
Kotak BSE PSU Index Fund Direct-Growth
16913
0.07%
0.04%
0.04%
Apr 2025
HDFC BSE 500 Index Fund Direct - Growth
5296
0.01%
0.01%
0.01%
Apr 2025