Punjab & Sind Bank

54.09
-1.72
(-3.08%)
Market Cap (₹ Cr.)
₹37,922
52 Week High
77.50
Book Value
₹
52 Week Low
36.55
PE Ratio
60.82
PB Ratio
3.67
PE for Sector
17.46
PB for Sector
1.87
ROE
3.83 %
ROCE
5.28 %
Dividend Yield
0.36 %
EPS
₹0.92
Industry
Banks
Sector
Banks - Public Sector
comparison:

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Growth Rate
Revenue Growth
22.20 %
Net Income Growth
-54.65 %
Cash Flow Change
22.44 %
ROE
-55.89 %
ROCE
8.43 %
EBITDA Margin (Avg.)
-4.27 %

Financial Results

Quarterly Financials
Mar 2015
Jun 2015
Sept 2015
Dec 2015
Mar 2016
Jun 2016
Sept 2016
Dec 2016
Mar 2017
Jun 2017
Sept 2017
Dec 2017
Mar 2018
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Revenue
2,235
2,356
2,304
2,261
2,302
2,279
2,204
2,158
2,110
2,063
2,167
2,179
2,122
2,336
2,409
2,337
2,304
2,238
2,223
2,077
2,289
1,954
1,975
1,974
1,951
1,904
1,997
2,042
2,008
1,915
2,120
2,245
2,652
2,494
2,674
2,853
2,894
2,846
Expenses
576
571
501
549
535
548
601
558
780
635
700
970
1,106
1,479
1,058
684
745
800
1,440
960
1,277
848
1,420
3,612
666
459
775
622
463
542
723
391
638
682
648
920
875
831
EBITDA
1,659
1,785
1,802
1,712
1,768
1,731
1,603
1,600
1,330
1,427
1,466
1,209
1,016
857
1,351
1,653
1,559
1,438
782
1,117
1,012
1,106
554
-1,638
1,285
1,445
1,222
1,420
1,545
1,373
1,397
1,854
2,014
1,812
2,026
1,932
2,019
2,015
Operating Profit %
73 %
75 %
78 %
74 %
75 %
75 %
71 %
72 %
60 %
67 %
65 %
53 %
44 %
32 %
52 %
68 %
63 %
61 %
28 %
51 %
33 %
53 %
21 %
-105 %
59 %
73 %
55 %
67 %
74 %
70 %
64 %
81 %
70 %
71 %
73 %
63 %
65 %
69 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
1,719
1,728
1,659
1,585
1,597
1,593
1,528
1,499
1,394
1,374
1,403
1,444
1,493
1,474
1,595
1,622
1,589
1,503
1,504
1,464
1,400
1,263
1,187
1,147
1,116
1,111
1,124
1,114
1,096
1,091
1,205
1,302
1,421
1,578
1,731
1,752
1,792
1,802
Profit Before Tax
-60
58
143
127
170
139
75
101
-64
53
64
-235
-476
-617
-243
31
-30
-65
-722
-347
-388
-157
-632
-2,785
169
334
98
306
449
282
193
552
593
234
295
181
227
213
Tax
10
15
19
57
72
85
13
24
-73
28
50
23
48
-219
-134
9
29
-35
-253
-92
-152
-40
-231
-409
9
160
-120
5
103
78
-85
179
136
82
106
66
87
32
Net Profit
-70
43
124
70
98
53
62
78
8
25
14
-258
-525
-398
-109
22
-59
-30
-469
-255
-236
-117
-401
-2,376
161
174
218
301
346
205
278
373
457
153
189
114
139
182
EPS in ₹
-1.75
1.08
3.11
1.76
2.45
1.33
1.55
1.94
0.21
0.63
0.34
-6.45
-12.87
-7.05
-1.93
0.40
-1.04
-0.53
-7.79
-3.96
-3.37
-1.67
-5.72
-33.89
1.67
0.43
0.54
0.74
0.85
0.30
0.41
0.55
0.67
0.23
0.28
0.17
0.21
0.27

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Total Assets
97,753
1,02,581
96,643
1,13,759
1,08,982
1,00,504
1,10,482
1,21,068
1,36,455
1,47,657
Fixed Assets
995
1,133
1,095
1,083
1,230
1,241
1,585
1,577
1,519
1,756
Current Assets
0
0
0
0
0
0
0
0
0
0
Capital Work in Progress
0
0
0
0
0
0
0
0
0
0
Investments
24,007
27,645
27,948
32,982
26,173
24,552
32,023
42,281
44,838
49,599
Other Assets
72,752
73,803
67,600
79,695
81,579
74,711
76,874
77,210
90,097
96,302
Total Liabilities
92,157
96,611
90,501
1,07,576
1,03,281
94,908
1,02,119
1,07,057
1,21,347
1,32,124
Current Liabilities
0
0
0
0
0
0
0
0
0
0
Non Current Liabilities
92,157
96,611
90,501
1,07,576
1,03,281
94,907
1,02,119
1,07,057
1,21,346
1,32,123
Total Equity
5,596
5,970
6,142
6,183
5,701
5,596
8,363
14,011
15,109
15,533
Reserve & Surplus
5,196
5,570
5,742
5,618
5,136
4,895
4,310
7,233
8,331
8,756
Share Capital
400
400
400
565
565
701
4,053
6,778
6,778
6,778

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
-2,105
683
-313
2,543
-514
2,960
-1,239
-2,051
8
1,086
Investing Activities
-84
-38
-33
-51
-61
-63
-446
-121
-88
-229
Operating Activities
-1,982
930
-495
1,063
-97
2,210
-5,848
-5,999
1,428
1,749
Financing Activities
-39
-209
216
1,531
-356
814
5,055
4,068
-1,332
-434

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Promoter
97.07 %
97.07 %
97.07 %
97.07 %
98.25 %
98.25 %
98.25 %
98.25 %
98.25 %
98.25 %
98.25 %
98.25 %
98.25 %
98.25 %
FIIs
0.00 %
0.01 %
0.03 %
0.01 %
0.00 %
0.00 %
0.01 %
0.00 %
0.01 %
0.00 %
0.03 %
0.01 %
0.02 %
0.00 %
DIIs
1.05 %
1.06 %
1.06 %
1.07 %
0.64 %
0.65 %
0.66 %
0.68 %
0.67 %
0.66 %
0.68 %
0.65 %
0.65 %
0.65 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
1.88 %
1.86 %
1.84 %
1.85 %
1.11 %
1.09 %
1.08 %
1.07 %
1.07 %
1.09 %
1.05 %
1.09 %
1.08 %
1.10 %

Peer Comparison Compare Peers on Screener

Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
789.95 6,98,841.75 9.56 5,94,574.89 25.60 68,138 5.24 43.16
235.85 1,23,957.55 6.51 1,41,778.71 27.98 18,410 6.63 37.90
107.25 1,18,974.02 10.14 1,22,394.01 23.52 9,157 192.84 35.09
57.44 1,10,068.75 39.08 29,730.97 26.39 2,666 28.69 37.67
104.71 95,740.72 6.13 1,39,164.93 25.14 14,782 9.15 41.32
122.62 94,733.05 6.69 1,18,188.36 21.75 13,709 11.31 48.17
509.30 69,974.78 7.66 64,231.68 21.67 8,129 38.98 36.51
47.51 58,488.55 29.29 25,119.87 24.61 1,654 146.88 31.35
58.22 52,129.04 16.73 35,561.98 19.57 2,677 89.57 39.24
110.00 51,103.70 7.41 67,306.47 22.06 6,567 20.98 31.99

Corporate Action

Technical Indicators

RSI(14)
Neutral
32.45
ATR(14)
Volatile
1.88
STOCH(9,6)
Neutral
31.31
STOCH RSI(14)
Neutral
50.02
MACD(12,26)
Bearish
-0.13
ADX(14)
Weak Trend
18.09
UO(9)
Bearish
36.31
ROC(12)
Downtrend And Accelerating
-8.43
WillR(14)
Oversold
-91.76