| Annual Financials | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
Revenue  | 9,017 | 9,223 | 8,751 | 8,530 | 9,387 | 8,827 | 7,878 | 8,055 | 8,933 | 10,916 | 13,049 | 14,138 |
| Expenses | 1,914 | 2,110 | 2,445 | 3,347 | 3,982 | 4,423 | 6,468 | 2,287 | 2,145 | 2,976 | 3,869 | 4,407 |
| EBITDA | 194 | 544 | 293 | -531 | -874 | -1,468 | -3,302 | 1,324 | 1,768 | 1,087 | 1,483 | 1,579 |
| Operating Profit % | 78 % | 76 % | 70 % | 58 % | 53 % | 44 % | 7 % | 68 % | 73 % | 69 % | 66 % | 64 % |
| Depreciation | 46 | 46 | 43 | 64 | -15 | 54 | 102 | 137 | 148 | 150 | 145 | 0 |
| Interest | 6,909 | 6,569 | 6,014 | 5,714 | 6,279 | 5,872 | 4,712 | 4,445 | 5,019 | 6,853 | 7,698 | 8,152 |
| Profit Before Tax | 148 | 498 | 251 | -595 | -859 | -1,522 | -3,404 | 1,187 | 1,620 | 937 | 1,338 | 1,579 |
| Tax | 27 | 162 | 49 | 149 | -315 | -532 | -671 | 148 | 307 | 342 | 322 | 367 |
| Net Profit | 121 | 336 | 201 | -744 | -544 | -991 | -2,733 | 1,039 | 1,313 | 595 | 1,016 | 1,213 |
| EPS in ₹ | 3.59 | 8.39 | 5.02 | -18.49 | -9.62 | -15.76 | -35.71 | 2.56 | 1.94 | 0.88 | 1.50 | 1.70 |
Punjab & Sind Bank
Punjab & Sind Bank
28.99
+0.66
(2.33%)
Market Cap
20,570.10 Cr
PE Ratio
17.78
Volume
27,88,957.00
Day High - Low
29.17 - 28.40
52W High-Low
52.00 - 25.22
Company has added their latest Presentation1 day ago
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Key Fundamentals
Market Cap
20,570.10 Cr
EPS
1.50
PE Ratio
17.78
PB Ratio
1.64
Book Value
17.72
EBITDA
1,482.60
Dividend Yield
0.24 %
Industry
Banks Sector
Public Sector Bank Return on Equity
7.61
Debt to Equity
0.00
Actual
Company News
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Central Bureau of Investigation registers FIR against bank branch head and 18 others for operating mule accounts that facilitated money laundering worth over ₹1,000 crore through forged documents.
Punjab & Sind Bank schedules earnings call for January 20, 2026 at 5:00 PM to discuss Q3FY26 financial results with analysts and investors following board meeting on January 17.
Punjab & Sind Bank has scheduled a board meeting on January 17, 2026, to consider and approve Q3FY26 unaudited financial results. Trading window closed until January 19, 2026.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,042.30 | #1 9,62,107.27 | 11.32 | #1 6,63,343.30 | 11.57 | #1 79,017 | 6.30 | 74.32 | |
308.25 | 1,59,407.24 | 8.21 | 1,52,884.10 | 7.83 | 20,459 | -4.15 | 64.65 | |
132.36 | 1,52,120.60 | 8.64 | 1,40,456.80 | 14.76 | 18,553 | 8.05 | 74.51 | |
157.13 | 1,42,527.14 | 7.98 | 1,52,657.90 | 9.70 | 17,336 | 15.84 | 66.90 | |
176.15 | 1,34,465.96 | 7.23 | 1,29,979.30 | 9.98 | 17,921 | 9.73 | 72.46 | |
852.10 | 1,14,774.80 | 10.11 | 72,050.90 | 12.17 | 10,995 | 10.99 | 58.44 | |
157.34 | 71,631.68 | #1 7.21 | 80,412.40 | 19.47 | 9,552 | 6.36 | 71.20 | |
36.08 | 69,477.78 | 14.05 | 33,750.30 | 13.52 | 3,396 | #1 63.05 | 49.72 | |
66.53 | 51,171.92 | 7.83 | 28,402.60 | #1 20.90 | 5,542 | 27.44 | 73.19 | |
29.66 | 37,192.30 | 15.07 | 29,473.50 | 17.33 | 2,445 | 23.76 | 52.68 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
19.54 %
Net Income Growth
70.61 %
Cash Flow Change
-231.33 %
ROE
98.69 %
ROCE
5.68 %
EBITDA Margin (Avg.)
-3.29 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 97,753 | 1,02,581 | 96,643 | 1,13,759 | 1,08,982 | 1,00,504 | 1,10,482 | 1,21,068 | 1,36,455 | 1,47,657 | 1,61,815 |
| Fixed Assets | 995 | 1,133 | 1,095 | 1,083 | 1,230 | 1,241 | 1,585 | 1,577 | 1,519 | 1,756 | 1,779 |
| Current Assets | 8,882 | 9,887 | 9,042 | 12,532 | 11,290 | 14,549 | 13,617 | 11,414 | 11,433 | 11,945 | 14,526 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 24,007 | 27,645 | 27,949 | 32,982 | 26,173 | 24,552 | 32,023 | 42,281 | 44,838 | 49,599 | 46,912 |
| Other Assets | 72,752 | 73,803 | 67,600 | 79,695 | 81,579 | 74,711 | 76,874 | 77,210 | 90,097 | 96,302 | 1,13,124 |
| Total Liabilities | 97,753 | 1,02,581 | 96,643 | 1,13,759 | 1,08,982 | 1,00,504 | 1,10,482 | 1,21,068 | 1,36,455 | 1,47,657 | 1,61,815 |
| Current Liabilities | 2,293 | 2,322 | 2,002 | 2,167 | 2,009 | 2,027 | 3,367 | 2,476 | 2,662 | 2,943 | 4,457 |
| Non Current Liabilities | 95,461 | 1,00,260 | 94,641 | 1,11,592 | 1,06,973 | 98,477 | 1,07,115 | 1,18,592 | 1,33,793 | 1,44,714 | 1,57,358 |
| Total Equity | 5,596 | 5,970 | 6,143 | 6,183 | 5,701 | 5,596 | 8,363 | 14,011 | 15,109 | 15,533 | 13,355 |
| Reserve & Surplus | 5,196 | 5,570 | 5,742 | 5,618 | 5,137 | 4,895 | 4,310 | 7,233 | 8,331 | 8,756 | 6,259 |
| Share Capital | 400 | 400 | 400 | 565 | 565 | 701 | 4,053 | 6,778 | 6,778 | 6,778 | 7,096 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | -2,105 | 683 | -313 | 2,543 | -515 | 2,960 | -1,239 | -2,051 | 9 | 1,086 | 1,437 |
| Investing Activities | -85 | -38 | -34 | -51 | -61 | -63 | -446 | -121 | -88 | -229 | -168 |
| Operating Activities | -1,982 | 930 | -495 | 1,063 | -97 | 2,210 | -5,848 | -5,999 | 1,428 | 1,746 | -2,294 |
| Financing Activities | -39 | -209 | 216 | 1,531 | -356 | 814 | 5,055 | 4,068 | -1,332 | -432 | 3,898 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 |
| Promoter | 97.07 % | 97.07 % | 97.07 % | 97.07 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 93.85 % | 93.85 % | 93.85 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.03 % | 0.00 % | 0.02 % | 0.00 % | 0.00 % | 0.00 % | 0.73 % | 0.25 % | 0.16 % |
| DIIs | 1.05 % | 1.06 % | 1.06 % | 1.07 % | 0.64 % | 0.65 % | 0.66 % | 0.68 % | 0.67 % | 0.66 % | 0.68 % | 0.65 % | 0.65 % | 0.65 % | 0.65 % | 0.65 % | 4.32 % | 4.07 % | 4.04 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 1.66 % | 1.53 % | 1.58 % | 1.62 % | 0.95 % | 0.95 % | 0.94 % | 0.92 % | 0.93 % | 0.96 % | 0.93 % | 0.95 % | 0.97 % | 0.99 % | 1.01 % | 1.00 % | 0.94 % | 1.63 % | 1.70 % |
| Others | 0.22 % | 0.34 % | 0.29 % | 0.24 % | 0.16 % | 0.15 % | 0.15 % | 0.15 % | 0.15 % | 0.13 % | 0.11 % | 0.15 % | 0.11 % | 0.11 % | 0.09 % | 0.10 % | 0.16 % | 0.21 % | 0.26 % |
| No of Share Holders | 0 | 1,26,560 | 1,24,420 | 1,26,326 | 1,28,880 | 1,30,728 | 1,31,351 | 1,30,506 | 1,46,968 | 1,45,385 | 1,55,115 | 1,56,109 | 1,84,679 | 1,91,445 | 1,99,351 | 1,99,133 | 1,99,821 | 2,22,234 | 2,22,120 |
Dividend History
| Annual Cash Flows | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.31 | 0.48 | 0.2 | 0.07 | 0.00 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.24 | 0.8 | 0.46 | 0.24 | 0.00 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 21 Jan 2026 |  Extraordinary General Meeting | NA | 21 Jan 2026 | 26.94 | 28.98 |
| 06 Jul 2022 |  Dividend | ₹ 0.31 /share | 04 Jul 2022 | 15.25 | 14.45 |
| 04 Jul 2023 | Dividend | ₹ 0.48 /share | 04 Jul 2023 | 35.97 | 32.51 |
| 27 May 2024 | Extraordinary General Meeting | NA | 27 May 2024 | 62.55 | 61.57 |
| 31 May 2024 | Extraordinary General Meeting | NA | 31 May 2024 | 64.28 | 60.18 |
| 17 Jul 2024 | Dividend | ₹ 0.20 /share | 16 Jul 2024 | 57.40 | 63.79 |
| 24 Jul 2024 |  Annual General Meeting | NA | 24 Jul 2024 | 61.09 | 61.26 |
| 19 Oct 2024 |  Quarterly Result Announcement | NA | 19 Oct 2024 | 52.10 | 52.99 |
| 15 Jan 2025 | Quarterly Result Announcement | NA | 15 Jan 2025 | 46.25 | 47.71 |
| 29 Apr 2025 | Quarterly Result Announcement | NA | 29 Apr 2025 | 30.27 | 29.31 |
| 19 Jul 2025 | Quarterly Result Announcement | NA | 19 Jul 2025 | 32.16 | 32.28 |
| 29 Jul 2025 | Dividend | ₹ 0.07 /share | 29 Jul 2025 | 29.31 | 29.58 |
| 05 Aug 2025 | Annual General Meeting | NA | 05 Aug 2025 | 32.92 | 29.05 |
| 16 Oct 2025 | Quarterly Result Announcement | NA | 16 Oct 2025 | 30.19 | 30.15 |
| 17 Jan 2026 | Quarterly Result Announcement | NA | 17 Jan 2026 | 27.29 | 28.98 |
Announcements
Announcement under Regulation 30 (LODR)-Investor Presentation
23 hours ago
23 hours agoAnnouncement under Regulation 30 (LODR)-Press Release / Media Release1 day ago
1 day agoAnnouncement under Regulation 30 (LODR)-Investor Presentation1 day ago
1 day agoOutcome Of Board Meeting1 day ago
1 day agoBoard Meeting Outcome for Outcome Of Board Meeting1 day ago
1 day agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation3 days ago
3 days agoBoard Meeting Intimation for Board Meeting To Consider And Approve Unaudited Reviewed Financial Results For The Quarter / Nine Months Ended December 31 20255 days ago
5 days agoAddendum To Notice Of Extraordinary General Meeting10 days ago
10 days agoProvisional Business Figures Of The Bank For The Quarter Ended 31.12.2025Jan 01, 2026
Jan 01, 2026Closure of Trading WindowDec 31, 2025
Dec 31, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationDec 31, 2025
Dec 31, 2025Notice Of Extraordinary General Meeting (EGM) Scheduled To Be Held On January 21 2026Dec 30, 2025
Dec 30, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationDec 24, 2025
Dec 24, 2025Extraordinary General MeetingDec 23, 2025
Dec 23, 2025Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/sDec 08, 2025
Dec 08, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 28, 2025
Oct 28, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 18, 2025
Oct 18, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 17, 2025
Oct 17, 2025Announcement under Regulation 30 (LODR)-Investor PresentationOct 16, 2025
Oct 16, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseOct 16, 2025
Oct 16, 2025Outcome Of Board MeetingOct 16, 2025
Oct 16, 2025Board Meeting Outcome for Outcome Of Board MeetingOct 16, 2025
Oct 16, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 14, 2025
Oct 14, 2025Board Meeting Intimation for Board Meeting To Consider And Approve Unaudited Reviewed Financial Results For The Quarter (Q2) / Half Year Ended September 30 2025 And Capital / Fund Raising PlanOct 13, 2025
Oct 13, 2025Announcement under Regulation 30 (LODR)-Credit RatingOct 07, 2025
Oct 07, 2025Provisional Business Figures Of The BankOct 04, 2025
Oct 04, 2025Details Of Bonds Issued And Outstanding As On 30.09.2025Oct 04, 2025
Oct 04, 2025Closure of Trading WindowSep 29, 2025
Sep 29, 2025Announcement under Regulation 30 (LODR)-Credit RatingSep 10, 2025
Sep 10, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateSep 10, 2025
Sep 10, 2025Announcement under Regulation 30 (LODR)-Credit RatingAug 22, 2025
Aug 22, 2025Appointment Of Secretarial Auditor Of The BankAug 05, 2025
Aug 05, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 05, 2025
Aug 05, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 29, 2025
Jul 29, 2025Clarification On Recent Media ReportsJul 29, 2025
Jul 29, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 22, 2025
Jul 22, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 21, 2025
Jul 21, 2025Announcement under Regulation 30 (LODR)-Investor PresentationJul 19, 2025
Jul 19, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 19, 2025
Jul 19, 2025Results For The Quarter Ended June 30 2025Jul 19, 2025
Jul 19, 2025Board Meeting Outcome for Outcome Of Board MeetingJul 19, 2025
Jul 19, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 17, 2025
Jul 17, 2025Board Meeting Intimation for Board Meeting To Consider And Approve Unaudited Reviewed Financial Results For The Quarter Ended June 30 2025Jul 16, 2025
Jul 16, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 15, 2025
Jul 15, 2025Reg. 34 (1) Annual Report.Jul 14, 2025
Jul 14, 2025Notice Of 15Th Annual General MeetingJul 14, 2025
Jul 14, 2025Business Responsibility and Sustainability Reporting (BRSR)Jul 14, 2025
Jul 14, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 08, 2025
Jul 08, 2025Record Date For Final Dividend For FY 2024-25Jul 07, 2025
Jul 07, 202515Th Annual General MeetingJul 07, 2025
Jul 07, 2025Mutual Fund Holdings
| Funding House | Current Holding % | 1M Change | 1M Change % | 3M Change % | Last 6M Trend |
|---|---|---|---|---|---|
 SBI BSE PSU Bank Index Fund Direct - Growth | 0.00% | -203389 | -0.39% | -0.43% | |
 Kotak BSE PSU Index Fund Direct-Growth | 0.00% | -15896 | -0.06% | -0.06% | |
 HDFC BSE 500 Index Fund Direct - Growth | 0.00% | -5338 | -0.01% | -0.01% |
Technical Indicators
RSI(14)
Neutral 58.34
ATR(14)
Less Volatile 0.85
STOCH(9,6)
Neutral 39.29
STOCH RSI(14)
Neutral 59.99
MACD(12,26)
Bullish 0.16
ADX(14)
Weak Trend 23.97
UO(9)
Bearish 50.04
ROC(12)
Uptrend And Accelerating 7.41
WillR(14)
Neutral -23.95
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