| Annual Financials | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
Revenue  | 9,017 | 9,223 | 8,751 | 8,530 | 9,387 | 8,827 | 7,878 | 8,055 | 8,933 | 10,916 | 13,049 | 14,138 |
| Expenses | 1,914 | 2,110 | 2,445 | 3,347 | 3,982 | 4,423 | 6,468 | 2,287 | 2,145 | 2,976 | 3,869 | 4,407 |
| EBITDA | 194 | 544 | 293 | -531 | -874 | -1,468 | -3,302 | 1,324 | 1,768 | 1,087 | 1,483 | 1,579 |
| Operating Profit % | 78 % | 76 % | 70 % | 58 % | 53 % | 44 % | 7 % | 68 % | 73 % | 69 % | 66 % | 64 % |
| Depreciation | 46 | 46 | 43 | 64 | -15 | 54 | 102 | 137 | 148 | 150 | 145 | 0 |
| Interest | 6,909 | 6,569 | 6,014 | 5,714 | 6,279 | 5,872 | 4,712 | 4,445 | 5,019 | 6,853 | 7,698 | 8,152 |
| Profit Before Tax | 148 | 498 | 251 | -595 | -859 | -1,522 | -3,404 | 1,187 | 1,620 | 937 | 1,338 | 1,579 |
| Tax | 27 | 162 | 49 | 149 | -315 | -532 | -671 | 148 | 307 | 342 | 322 | 367 |
| Net Profit | 121 | 336 | 201 | -744 | -544 | -991 | -2,733 | 1,039 | 1,313 | 595 | 1,016 | 1,213 |
| EPS in ₹ | 3.59 | 8.39 | 5.02 | -18.49 | -9.62 | -15.76 | -35.71 | 2.56 | 1.94 | 0.88 | 1.50 | 1.70 |
Punjab & Sind Bank
Punjab & Sind Bank
25.56
+0.30
(1.19%)
Market Cap
18,136.32 Cr
PE Ratio
14.76
Volume
11,70,282.00
Day High - Low
25.70 - 25.11
52W High-Low
34.45 - 20.50
Key Fundamentals
Market Cap
18,136.32 Cr
EPS
1.50
PE Ratio
14.76
PB Ratio
1.39
Book Value
18.13
EBITDA
1,482.60
Dividend Yield
0.28 %
Industry
Banks Sector
Public Sector Bank Return on Equity
7.61
Debt to Equity
0.00
Actual
Company News
View All News
Punjab & Sind Bank submitted centralized database information for corporate bonds/debentures to stock exchanges under SEBI operational circular, covering four bond issues worth Rs.4,237.30 crore.
Punjab & Sind Bank announces retirement of Sh Shankar Lal Agarwal as Part-Time Non-Official Director after completing his one-year tenure on April 12, 2026.
Punjab & Sind Bank Reports Strong FY26 Growth
Apr 02, 2026
Apr 02, 2026Punjab & Sind Bank's provisional FY26 figures show total business up 14.98% to ₹2,63,750 crore, with deposits growing 12.37% and advances surging 18.39% year-on-year.
View more
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,104.25 | #1 10,19,290.95 | 11.86 | #1 6,63,343.30 | 11.57 | #1 79,017 | 13.82 | 59.23 | |
196.43 | 1,49,946.91 | 7.71 | 1,29,979.30 | 9.98 | 17,921 | 9.73 | 59.15 | |
282.35 | 1,46,013.41 | 7.48 | 1,52,884.10 | 7.83 | 20,459 | 4.78 | 55.72 | |
145.71 | 1,32,168.46 | 7.11 | 1,52,657.90 | 9.70 | 17,336 | 21.59 | 57.74 | |
114.80 | 1,31,938.99 | 7.34 | 1,40,456.80 | 14.76 | 18,553 | 15.91 | 53.20 | |
929.30 | 1,25,173.36 | 10.77 | 72,050.90 | 12.17 | 10,995 | 8.15 | 50.76 | |
152.91 | 69,614.84 | #1 6.94 | 80,412.40 | #1 19.47 | 9,552 | 6.68 | 50.93 | |
35.36 | 68,091.30 | 13.58 | 33,750.30 | 13.52 | 3,396 | #1 63.05 | 56.71 | |
80.00 | 61,532.44 | 8.79 | 29,281.70 | 3.10 | 7,021 | 36.12 | 73.47 | |
27.05 | 33,919.51 | 13.53 | 29,473.50 | 17.33 | 2,445 | 23.76 | 55.80 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
19.54 %
Net Income Growth
70.61 %
Cash Flow Change
-231.33 %
ROE
98.69 %
ROCE
5.68 %
EBITDA Margin (Avg.)
-3.29 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 97,753 | 1,02,581 | 96,643 | 1,13,759 | 1,08,982 | 1,00,504 | 1,10,482 | 1,21,068 | 1,36,455 | 1,47,657 | 1,61,815 |
| Fixed Assets | 995 | 1,133 | 1,095 | 1,083 | 1,230 | 1,241 | 1,585 | 1,577 | 1,519 | 1,756 | 1,779 |
| Current Assets | 8,882 | 9,887 | 9,042 | 12,532 | 11,290 | 14,549 | 13,617 | 11,414 | 11,433 | 11,945 | 14,526 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 24,007 | 27,645 | 27,949 | 32,982 | 26,173 | 24,552 | 32,023 | 42,281 | 44,838 | 49,599 | 46,912 |
| Other Assets | 72,752 | 73,803 | 67,600 | 79,695 | 81,579 | 74,711 | 76,874 | 77,210 | 90,097 | 96,302 | 1,13,124 |
| Total Equity & Liabilities | 97,753 | 1,02,581 | 96,643 | 1,13,759 | 1,08,982 | 1,00,504 | 1,10,482 | 1,21,068 | 1,36,455 | 1,47,657 | 1,61,815 |
| Current Liabilities | 2,293 | 2,322 | 2,002 | 2,167 | 2,009 | 2,027 | 3,367 | 2,476 | 2,662 | 2,943 | 4,457 |
| Non Current Liabilities | 95,461 | 1,00,260 | 94,641 | 1,11,592 | 1,06,973 | 98,477 | 1,07,115 | 1,18,592 | 1,33,793 | 1,44,714 | 1,57,358 |
| Total Equity | 5,596 | 5,970 | 6,143 | 6,183 | 5,701 | 5,596 | 8,363 | 14,011 | 15,109 | 15,533 | 13,355 |
| Reserve & Surplus | 5,196 | 5,570 | 5,742 | 5,618 | 5,137 | 4,895 | 4,310 | 7,233 | 8,331 | 8,756 | 6,259 |
| Share Capital | 400 | 400 | 400 | 565 | 565 | 701 | 4,053 | 6,778 | 6,778 | 6,778 | 7,096 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | -2,105 | 683 | -313 | 2,543 | -515 | 2,960 | -1,239 | -2,051 | 9 | 1,086 | 1,437 |
| Investing Activities | -85 | -38 | -34 | -51 | -61 | -63 | -446 | -121 | -88 | -229 | -168 |
| Operating Activities | -1,982 | 930 | -495 | 1,063 | -97 | 2,210 | -5,848 | -5,999 | 1,428 | 1,746 | -2,294 |
| Financing Activities | -39 | -209 | 216 | 1,531 | -356 | 814 | 5,055 | 4,068 | -1,332 | -432 | 3,898 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
| Promoter | 97.07 % | 97.07 % | 97.07 % | 97.07 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 93.85 % | 93.85 % | 93.85 % | 93.85 % | 93.85 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.03 % | 0.00 % | 0.02 % | 0.00 % | 0.00 % | 0.00 % | 0.73 % | 0.25 % | 0.16 % | 0.16 % | 0.15 % |
| DIIs | 1.05 % | 1.06 % | 1.06 % | 1.07 % | 0.64 % | 0.65 % | 0.66 % | 0.68 % | 0.67 % | 0.66 % | 0.68 % | 0.65 % | 0.65 % | 0.65 % | 0.65 % | 0.65 % | 4.32 % | 4.07 % | 4.04 % | 4.00 % | 3.91 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 1.66 % | 1.53 % | 1.58 % | 1.62 % | 0.95 % | 0.95 % | 0.94 % | 0.92 % | 0.93 % | 0.96 % | 0.93 % | 0.95 % | 0.97 % | 0.99 % | 1.01 % | 1.00 % | 0.94 % | 1.63 % | 1.70 % | 1.74 % | 1.83 % |
| Others | 0.22 % | 0.34 % | 0.29 % | 0.24 % | 0.16 % | 0.15 % | 0.15 % | 0.15 % | 0.15 % | 0.13 % | 0.11 % | 0.15 % | 0.11 % | 0.11 % | 0.09 % | 0.10 % | 0.16 % | 0.21 % | 0.26 % | 0.25 % | 0.26 % |
| No of Share Holders | 0 | 1,26,560 | 1,24,420 | 1,26,326 | 1,28,880 | 1,30,728 | 1,31,351 | 1,30,506 | 1,46,968 | 1,45,385 | 1,55,115 | 1,56,109 | 1,84,679 | 1,91,445 | 1,99,351 | 1,99,133 | 1,99,821 | 2,22,234 | 2,22,120 | 2,22,415 | 2,22,301 |
Dividend History
| Annual Cash Flows | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.31 | 0.48 | 0.2 | 0.07 | 0.00 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.24 | 0.8 | 0.46 | 0.34 | 0.00 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 06 Jul 2022 |  Dividend | ₹ 0.31 /share | 04 Jul 2022 | 15.25 | 14.45 |
| 04 Jul 2023 | Dividend | ₹ 0.48 /share | 04 Jul 2023 | 35.97 | 32.51 |
| 27 May 2024 |  Extraordinary General Meeting | NA | 27 May 2024 | 62.55 | 61.57 |
| 31 May 2024 | Extraordinary General Meeting | NA | 31 May 2024 | 64.28 | 60.18 |
| 17 Jul 2024 | Dividend | ₹ 0.20 /share | 16 Jul 2024 | 57.40 | 63.79 |
| 24 Jul 2024 |  Annual General Meeting | NA | 24 Jul 2024 | 61.09 | 61.26 |
| 19 Oct 2024 |  Quarterly Result Announcement | NA | 19 Oct 2024 | 52.10 | 52.99 |
| 15 Jan 2025 | Quarterly Result Announcement | NA | 15 Jan 2025 | 46.25 | 47.71 |
| 29 Apr 2025 | Quarterly Result Announcement | NA | 29 Apr 2025 | 30.27 | 29.31 |
| 19 Jul 2025 | Quarterly Result Announcement | NA | 19 Jul 2025 | 32.16 | 32.28 |
| 29 Jul 2025 | Dividend | ₹ 0.07 /share | 29 Jul 2025 | 29.31 | 29.58 |
| 05 Aug 2025 | Annual General Meeting | NA | 05 Aug 2025 | 32.92 | 29.05 |
| 16 Oct 2025 | Quarterly Result Announcement | NA | 16 Oct 2025 | 30.19 | 30.15 |
| 17 Jan 2026 | Quarterly Result Announcement | NA | 17 Jan 2026 | 27.29 | 28.98 |
| 21 Jan 2026 | Extraordinary General Meeting | NA | 21 Jan 2026 | 26.94 | 27.29 |
Announcements
Details Of Bonds Issued And Outstanding As On 31.03.20269 days ago
9 days agoChapter XIV - Centralized Database For Corporate Bonds/Debentures9 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Change in Directorate10 days ago
10 days agoProvisional Business Figures Of The BankApr 02, 2026
Apr 02, 2026Announcement under Regulation 30 (LODR)-Change in ManagementApr 01, 2026
Apr 01, 2026Closure of Trading WindowMar 27, 2026
Mar 27, 2026Announcement under Regulation 30 (LODR)-Credit RatingMar 20, 2026
Mar 20, 2026Announcement under Regulation 30 (LODR)-Credit RatingFeb 27, 2026
Feb 27, 2026Announcement under Regulation 30 (LODR)-Strikes /Lockouts / DisturbancesFeb 11, 2026
Feb 11, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 28, 2026
Jan 28, 2026Permission From Reserve Bank Of India To Setup IFSC Banking Unit (IBU) At Gift City GujaratJan 28, 2026
Jan 28, 2026Announcement under Regulation 30 (LODR)-Strikes /Lockouts / DisturbancesJan 26, 2026
Jan 26, 2026Shareholder Meeting / Postal Ballot-Outcome of EGMJan 21, 2026
Jan 21, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 20, 2026
Jan 20, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 19, 2026
Jan 19, 2026Announcement under Regulation 30 (LODR)-Investor PresentationJan 17, 2026
Jan 17, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJan 17, 2026
Jan 17, 2026Announcement under Regulation 30 (LODR)-Investor PresentationJan 17, 2026
Jan 17, 2026Outcome Of Board MeetingJan 17, 2026
Jan 17, 2026Board Meeting Outcome for Outcome Of Board MeetingJan 17, 2026
Jan 17, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 15, 2026
Jan 15, 2026Board Meeting Intimation for Board Meeting To Consider And Approve Unaudited Reviewed Financial Results For The Quarter / Nine Months Ended December 31 2025Jan 13, 2026
Jan 13, 2026Addendum To Notice Of Extraordinary General MeetingJan 08, 2026
Jan 08, 2026Provisional Business Figures Of The Bank For The Quarter Ended 31.12.2025Jan 01, 2026
Jan 01, 2026Closure of Trading WindowDec 31, 2025
Dec 31, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationDec 31, 2025
Dec 31, 2025Notice Of Extraordinary General Meeting (EGM) Scheduled To Be Held On January 21 2026Dec 30, 2025
Dec 30, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationDec 24, 2025
Dec 24, 2025Extraordinary General MeetingDec 23, 2025
Dec 23, 2025Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/sDec 08, 2025
Dec 08, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 28, 2025
Oct 28, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 18, 2025
Oct 18, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 17, 2025
Oct 17, 2025Announcement under Regulation 30 (LODR)-Investor PresentationOct 16, 2025
Oct 16, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseOct 16, 2025
Oct 16, 2025Outcome Of Board MeetingOct 16, 2025
Oct 16, 2025Board Meeting Outcome for Outcome Of Board MeetingOct 16, 2025
Oct 16, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 14, 2025
Oct 14, 2025Board Meeting Intimation for Board Meeting To Consider And Approve Unaudited Reviewed Financial Results For The Quarter (Q2) / Half Year Ended September 30 2025 And Capital / Fund Raising PlanOct 13, 2025
Oct 13, 2025Announcement under Regulation 30 (LODR)-Credit RatingOct 07, 2025
Oct 07, 2025Provisional Business Figures Of The BankOct 04, 2025
Oct 04, 2025Details Of Bonds Issued And Outstanding As On 30.09.2025Oct 04, 2025
Oct 04, 2025Closure of Trading WindowSep 29, 2025
Sep 29, 2025Announcement under Regulation 30 (LODR)-Credit RatingSep 10, 2025
Sep 10, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateSep 10, 2025
Sep 10, 2025Announcement under Regulation 30 (LODR)-Credit RatingAug 22, 2025
Aug 22, 2025Appointment Of Secretarial Auditor Of The BankAug 05, 2025
Aug 05, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 05, 2025
Aug 05, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 29, 2025
Jul 29, 2025Clarification On Recent Media ReportsJul 29, 2025
Jul 29, 2025Mutual Fund Holdings
| Funding House | Current Holding % | 1M Change | 1M Change % | 3M Change % | Last 6M Trend |
|---|---|---|---|---|---|
 Groww Nifty PSU Bank Index Fund Direct-Growth | 0.27% | 6771 | 0.27% | 0.27% | |
 Motilal Oswal BSE 1000 Index Fund Direct-Growth | 0.00% | 37 | 0.00% | 0.00% | |
 HDFC BSE 500 Index Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% | |
 Kotak BSE PSU Index Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% | |
 SBI BSE PSU Bank Index Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% |
Technical Indicators
RSI(14)
Neutral 58.12
ATR(14)
Less Volatile 0.80
STOCH(9,6)
Overbought 90.93
STOCH RSI(14)
Overbought 98.10
MACD(12,26)
Bullish 0.38
ADX(14)
Weak Trend 19.83
UO(9)
Bearish 60.71
ROC(12)
Uptrend But Slowing Down 14.66
WillR(14)
Overbought -7.03
we are part of Raise Financial Services
built with love
for indians who love to invest & trade
Market Community
Follow us on
