| Annual Financials | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | TTM |
Revenue  | 9,017 | 9,223 | 8,751 | 8,530 | 9,387 | 8,827 | 7,878 | 8,055 | 8,933 | 10,916 | 13,049 | 13,759 | 13,926 |
| Expenses | 1,914 | 2,110 | 2,445 | 3,347 | 3,982 | 4,423 | 6,468 | 2,287 | 2,145 | 2,976 | 3,869 | 3,660 | 3,710 |
| EBITDA | 194 | 544 | 293 | -531 | -874 | -1,468 | -3,302 | 1,324 | 1,768 | 1,087 | 1,483 | 1,929 | 1,881 |
| Operating Profit % | 78 % | 76 % | 70 % | 58 % | 53 % | 44 % | 7 % | 68 % | 73 % | 69 % | 66 % | 69 % | 70 % |
| Depreciation | 46 | 46 | 43 | 64 | -15 | 54 | 102 | 137 | 148 | 150 | 145 | 177 | 0 |
| Interest | 6,909 | 6,569 | 6,014 | 5,714 | 6,279 | 5,872 | 4,712 | 4,445 | 5,019 | 6,853 | 7,698 | 8,170 | 8,335 |
| Profit Before Tax | 148 | 498 | 251 | -595 | -859 | -1,522 | -3,404 | 1,187 | 1,620 | 937 | 1,338 | 1,752 | 1,881 |
| Tax | 27 | 162 | 49 | 149 | -315 | -532 | -671 | 148 | 307 | 342 | 322 | 430 | 497 |
| Net Profit | 121 | 336 | 201 | -744 | -544 | -991 | -2,733 | 1,039 | 1,313 | 595 | 1,016 | 1,322 | 1,384 |
| EPS in ₹ | 3.59 | 8.39 | 5.02 | -18.49 | -9.62 | -15.76 | -35.71 | 2.56 | 1.94 | 0.88 | 1.50 | 1.86 | 1.90 |
Punjab & Sind Bank
Punjab & Sind Bank
22.25
-0.13
(-0.58%)
Market Cap
15,787.68 Cr
PE Ratio
11.49
Volume
8,95,874.00
Day High - Low
22.45 - 22.11
52W High-Low
32.46 - 20.50
Key Fundamentals
Market Cap
15,787.68 Cr
EPS
1.86
PE Ratio
11.49
PB Ratio
1.17
Book Value
19.13
EBITDA
1,929.30
Dividend Yield
1.74 %
Industry
Banks Sector
Public Sector Bank Return on Equity
9.35
Debt to Equity
0.00
Actual
Company News
View All News
Punjab & Sind Bank disclosed a potential all-India strike by the United Forum of Bank Unions on September 11, 2026. The bank warned that branch operations may be affected if the strike materializes, despite mitigation efforts.
Punjab & Sind Bank reported a 23% YoY rise in Q1FY27 net profit to ₹331 crore, driven by higher NII and improved asset quality. Gross NPAs fell to 2.21%, while the credit-to-deposit ratio rose to 81.08%.
Punjab & Sind Bank appoints new director
Aug 13, 2026
Aug 13, 2026The Central Government has nominated Shri Kristam Subba Raju Guptha as Part-Time Non-Official Director on the Board of Punjab & Sind Bank for a three-year term.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
991.40 | #1 9,15,123.43 | 9.98 | #1 7,12,643.50 | 7.43 | #1 85,169 | 13.56 | 39.17 | |
178.20 | 1,36,030.85 | 6.48 | 1,28,399.50 | 0.19 | 18,781 | 27.41 | 43.77 | |
116.80 | 1,34,237.58 | 5.93 | 1,49,463.30 | 6.41 | 18,467 | #1 169.24 | 55.18 | |
234.98 | 1,21,516.67 | 6.55 | 1,56,825.40 | 2.58 | 19,477 | -47.71 | 40.40 | |
840.00 | 1,13,144.97 | 8.83 | 78,332.70 | 8.72 | 12,227 | 47.44 | 37.87 | |
123.20 | 1,11,750.42 | 5.60 | 1,53,083.20 | 0.28 | 18,951 | 60.31 | 38.13 | |
137.81 | 62,740.32 | #1 5.34 | 85,649.60 | 6.51 | 10,309 | 80.50 | 37.62 | |
32.09 | 61,794.40 | 10.47 | 37,742.60 | 11.83 | 5,419 | 45.65 | 36.58 | |
80.21 | 61,693.96 | 8.16 | 32,823.70 | 15.57 | 7,017 | 34.49 | 42.07 | |
23.68 | 29,693.68 | 12.04 | 29,473.50 | #1 17.33 | 2,445 | 23.76 | 27.90 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
5.44 %
Net Income Growth
30.13 %
Cash Flow Change
17.46 %
ROE
22.86 %
ROCE
-0.90 %
EBITDA Margin (Avg.)
4.34 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
| Total Assets | 97,753 | 1,02,581 | 96,643 | 1,13,759 | 1,08,982 | 1,00,504 | 1,10,482 | 1,21,068 | 1,36,455 | 1,47,657 | 1,61,815 | 1,79,270 |
| Fixed Assets | 995 | 1,133 | 1,095 | 1,083 | 1,230 | 1,241 | 1,585 | 1,577 | 1,519 | 1,756 | 1,798 | 1,862 |
| Current Assets | 8,882 | 9,887 | 9,042 | 12,532 | 11,290 | 14,549 | 13,617 | 11,414 | 11,433 | 11,945 | 14,506 | 10,981 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 24,007 | 27,645 | 27,949 | 32,982 | 26,173 | 24,552 | 32,023 | 42,281 | 44,838 | 49,599 | 46,912 | 49,389 |
| Other Assets | 72,752 | 73,803 | 67,600 | 79,695 | 81,579 | 74,711 | 76,874 | 77,210 | 90,097 | 96,302 | 1,13,104 | 1,28,020 |
| Total Equity & Liabilities | 97,753 | 1,02,581 | 96,643 | 1,13,759 | 1,08,982 | 1,00,504 | 1,10,482 | 1,21,068 | 1,36,455 | 1,47,657 | 1,61,815 | 1,79,270 |
| Current Liabilities | 2,293 | 2,322 | 2,002 | 2,167 | 2,009 | 2,027 | 3,367 | 2,476 | 2,662 | 2,943 | 4,457 | 2,957 |
| Non Current Liabilities | 95,461 | 1,00,260 | 94,641 | 1,11,592 | 1,06,973 | 98,477 | 1,07,115 | 1,18,592 | 1,33,793 | 1,44,714 | 1,57,358 | 1,76,313 |
| Total Equity | 5,596 | 5,970 | 6,143 | 6,183 | 5,701 | 5,596 | 8,363 | 14,011 | 15,109 | 15,533 | 13,355 | 14,132 |
| Reserve & Surplus | 5,196 | 5,570 | 5,742 | 5,618 | 5,137 | 4,895 | 4,310 | 7,233 | 8,331 | 8,756 | 6,259 | 7,037 |
| Share Capital | 400 | 400 | 400 | 565 | 565 | 701 | 4,053 | 6,778 | 6,778 | 6,778 | 7,096 | 7,096 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
| Net Cash Flow | -2,105 | 683 | -313 | 2,543 | -515 | 2,960 | -1,239 | -2,051 | 9 | 1,086 | 1,437 | -2,521 |
| Investing Activities | -85 | -38 | -34 | -51 | -61 | -63 | -446 | -121 | -88 | -229 | -168 | -241 |
| Operating Activities | -1,982 | 930 | -495 | 1,063 | -97 | 2,210 | -5,848 | -5,999 | 1,428 | 1,746 | -2,294 | -1,893 |
| Financing Activities | -39 | -209 | 216 | 1,531 | -356 | 814 | 5,055 | 4,068 | -1,332 | -432 | 3,898 | -387 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
| Promoter | 97.07 % | 97.07 % | 97.07 % | 97.07 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 98.25 % | 93.85 % | 93.85 % | 93.85 % | 93.85 % | 93.85 % | 93.85 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.03 % | 0.00 % | 0.02 % | 0.00 % | 0.00 % | 0.00 % | 0.73 % | 0.25 % | 0.16 % | 0.16 % | 0.15 % | 0.14 % |
| DIIs | 1.05 % | 1.06 % | 1.06 % | 1.07 % | 0.64 % | 0.65 % | 0.66 % | 0.68 % | 0.67 % | 0.66 % | 0.68 % | 0.65 % | 0.65 % | 0.65 % | 0.65 % | 0.65 % | 4.32 % | 4.07 % | 4.04 % | 4.00 % | 3.91 % | 3.81 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 1.66 % | 1.53 % | 1.58 % | 1.62 % | 0.95 % | 0.95 % | 0.94 % | 0.92 % | 0.93 % | 0.96 % | 0.93 % | 0.95 % | 0.97 % | 0.99 % | 1.01 % | 1.00 % | 0.94 % | 1.63 % | 1.70 % | 1.74 % | 1.83 % | 1.92 % |
| Others | 0.22 % | 0.34 % | 0.29 % | 0.24 % | 0.16 % | 0.15 % | 0.15 % | 0.15 % | 0.15 % | 0.13 % | 0.11 % | 0.15 % | 0.11 % | 0.11 % | 0.09 % | 0.10 % | 0.16 % | 0.21 % | 0.26 % | 0.25 % | 0.26 % | 0.29 % |
| No of Share Holders | 0 | 1,26,560 | 1,24,420 | 1,26,326 | 1,28,880 | 1,30,728 | 1,31,351 | 1,30,506 | 1,46,968 | 1,45,385 | 1,55,115 | 1,56,109 | 1,84,679 | 1,91,445 | 1,99,351 | 1,99,133 | 1,99,821 | 2,22,234 | 2,22,120 | 2,22,415 | 2,22,301 | 2,21,849 |
Dividend History
| Annual Cash Flows | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.31 | 0.48 | 0.2 | 0.07 | 0.39 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.24 | 0.8 | 0.46 | 0.34 | 1.74 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 06 Jul 2022 |  Dividend | ₹ 0.31 /share | 04 Jul 2022 | 15.25 | 14.45 |
| 04 Jul 2023 | Dividend | ₹ 0.48 /share | 04 Jul 2023 | 35.97 | 32.51 |
| 27 May 2024 |  Extraordinary General Meeting | NA | 27 May 2024 | 62.55 | 61.57 |
| 31 May 2024 | Extraordinary General Meeting | NA | 31 May 2024 | 64.28 | 60.18 |
| 17 Jul 2024 | Dividend | ₹ 0.20 /share | 16 Jul 2024 | 57.40 | 63.79 |
| 24 Jul 2024 |  Annual General Meeting | NA | 24 Jul 2024 | 61.09 | 61.26 |
| 19 Oct 2024 |  Quarterly Result Announcement | NA | 19 Oct 2024 | 52.10 | 52.99 |
| 15 Jan 2025 | Quarterly Result Announcement | NA | 15 Jan 2025 | 46.25 | 47.71 |
| 29 Apr 2025 | Quarterly Result Announcement | NA | 29 Apr 2025 | 30.27 | 29.31 |
| 19 Jul 2025 | Quarterly Result Announcement | NA | 19 Jul 2025 | 32.16 | 32.28 |
| 29 Jul 2025 | Dividend | ₹ 0.07 /share | 29 Jul 2025 | 29.31 | 29.58 |
| 05 Aug 2025 | Annual General Meeting | NA | 05 Aug 2025 | 32.92 | 29.05 |
| 16 Oct 2025 | Quarterly Result Announcement | NA | 16 Oct 2025 | 30.19 | 30.15 |
| 17 Jan 2026 | Quarterly Result Announcement | NA | 17 Jan 2026 | 27.29 | 28.98 |
| 21 Jan 2026 | Extraordinary General Meeting | NA | 21 Jan 2026 | 26.94 | 27.29 |
| 27 Apr 2026 | Quarterly Result Announcement | NA | 27 Apr 2026 | 25.24 | 24.84 |
| 18 Jul 2026 | Quarterly Result Announcement | NA | 18 Jul 2026 | 24.81 | 24.78 |
| 21 Jul 2026 | Dividend | ₹ 0.39 /share | 21 Jul 2026 | 24.84 | 24.84 |
| 28 Jul 2026 | Annual General Meeting | NA | 28 Jul 2026 | 24.56 | 24.00 |
Announcements
Announcement under Regulation 30 (LODR)-Credit Rating6 days ago
6 days agoAnnouncement under Regulation 30 (LODR)-Strikes /Lockouts / Disturbances6 days ago
6 days agoAnnouncement under Regulation 30 (LODR)-Investor PresentationSep 01, 2026
Sep 01, 2026Announcement under Regulation 30 (LODR)-Credit RatingAug 22, 2026
Aug 22, 2026Announcement under Regulation 30 (LODR)-Change in DirectorateAug 13, 2026
Aug 13, 2026Shareholder Meeting / Postal Ballot-Outcome of AGMJul 28, 2026
Jul 28, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 27, 2026
Jul 27, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 20, 2026
Jul 20, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 20, 2026
Jul 20, 2026Announcement under Regulation 30 (LODR)-Investor PresentationJul 18, 2026
Jul 18, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 18, 2026
Jul 18, 2026Results For The Quarter Ended June 2026Jul 18, 2026
Jul 18, 2026Board Meeting Outcome for Outcome Of Board MeetingJul 18, 2026
Jul 18, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 15, 2026
Jul 15, 2026Board Meeting Intimation for Board Meeting To Consider And Approve The Unaudited Reviewed Financial Results For The Quarter Ended June 30 2026Jul 15, 2026
Jul 15, 2026Receipt Of Licence From IFSCA For Establishing IFSC Banking Unit At GIFT IFSCJul 08, 2026
Jul 08, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 07, 2026
Jul 07, 2026Business Responsibility and Sustainability Reporting (BRSR)Jul 06, 2026
Jul 06, 2026Notice Of 16Th Annual General MeetingJul 06, 2026
Jul 06, 2026Reg. 34 (1) Annual Report.Jul 06, 2026
Jul 06, 2026Record Date For Final Dividend For FY 2025-26Jul 02, 2026
Jul 02, 202616Th Annual General MeetingJul 02, 2026
Jul 02, 2026Announcement under Regulation 30 (LODR)-Change in ManagementJul 01, 2026
Jul 01, 2026Provisional Business Figures Of The BankJul 01, 2026
Jul 01, 2026Closure of Trading WindowJun 30, 2026
Jun 30, 2026Announcement under Regulation 30 (LODR)-Strikes /Lockouts / DisturbancesMay 07, 2026
May 07, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 06, 2026
May 06, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationApr 29, 2026
Apr 29, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeApr 28, 2026
Apr 28, 2026Announcement under Regulation 30 (LODR)-Investor PresentationApr 27, 2026
Apr 27, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseApr 27, 2026
Apr 27, 2026Announcement under Regulation 30 (LODR)-Dividend UpdatesApr 27, 2026
Apr 27, 2026Outcome Of Board Meeting Held On April 27 2026Apr 27, 2026
Apr 27, 2026Board Meeting Outcome for Outcome Of Board Meeting Held On April 27 2026Apr 27, 2026
Apr 27, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 23, 2026
Apr 23, 2026Board Meeting Intimation for Intimation Of Board Meeting Pursuant To Regulation 29 And 50 Of SEBI (LODR) Regulations 2015Apr 22, 2026
Apr 22, 2026Details Of Bonds Issued And Outstanding As On 31.03.2026Apr 13, 2026
Apr 13, 2026Chapter XIV - Centralized Database For Corporate Bonds/DebenturesApr 13, 2026
Apr 13, 2026Announcement under Regulation 30 (LODR)-Change in DirectorateApr 12, 2026
Apr 12, 2026Provisional Business Figures Of The BankApr 02, 2026
Apr 02, 2026Announcement under Regulation 30 (LODR)-Change in ManagementApr 01, 2026
Apr 01, 2026Closure of Trading WindowMar 27, 2026
Mar 27, 2026Announcement under Regulation 30 (LODR)-Credit RatingMar 20, 2026
Mar 20, 2026Announcement under Regulation 30 (LODR)-Credit RatingFeb 27, 2026
Feb 27, 2026Announcement under Regulation 30 (LODR)-Strikes /Lockouts / DisturbancesFeb 11, 2026
Feb 11, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 28, 2026
Jan 28, 2026Permission From Reserve Bank Of India To Setup IFSC Banking Unit (IBU) At Gift City GujaratJan 28, 2026
Jan 28, 2026Announcement under Regulation 30 (LODR)-Strikes /Lockouts / DisturbancesJan 26, 2026
Jan 26, 2026Shareholder Meeting / Postal Ballot-Outcome of EGMJan 21, 2026
Jan 21, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 20, 2026
Jan 20, 2026Mutual Fund Holdings
| Funding House | Current Holding % | 1M Change | 1M Change % | 3M Change % | Last 6M Trend |
|---|---|---|---|---|---|
 Groww Nifty PSU Bank Index Fund Direct-Growth | 0.27% | -1500 | -0.01% | -0.02% | |
 Motilal Oswal BSE 1000 Index Fund Direct-Growth | 0.00% | 1 | 0.00% | 0.00% | |
 HDFC BSE 500 Index Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% | |
 Kotak BSE PSU Index Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% | |
 SBI BSE PSU Bank Index Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% |
Technical Indicators
RSI(14)
Neutral 40.01
ATR(14)
Volatile 0.44
STOCH(9,6)
Neutral 48.07
STOCH RSI(14)
Neutral 44.37
MACD(12,26)
Bearish -0.01
ADX(14)
Weak Trend 14.24
UO(9)
Bearish 46.31
ROC(12)
Downtrend And Accelerating -3.28
WillR(14)
Neutral -64.04
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