Punjab National Bank (PNB), one of India's leading public sector banks, has reported strong growth in its business figures for the latest quarter. The bank's performance shows significant improvements across various key metrics, indicating a robust financial position.

Global Business Growth

PNB's global business reached ₹27,87,839 crore, marking a substantial increase of 10.6% year-on-year from ₹25,20,246 crore. The bank also reported a quarter-on-quarter growth of 2.5% from ₹27,19,276 crore, demonstrating consistent progress.

Domestic Business Performance

The bank's domestic business also showed impressive growth, reaching ₹26,83,034 crore. This represents a 10.4% increase year-on-year and a 2.5% rise quarter-on-quarter, aligning closely with the global business growth trend.

Deposits and Advances

PNB reported strong growth in both deposits and advances:

The growth in both deposits and advances indicates increasing customer trust and expanding lending activities.

Credit-Deposit Ratio

The bank's global Credit-Deposit (CD) ratio stood at 72.40%, compared to 72.82% a year earlier and 71.09% in the previous quarter. This slight moderation in the CD ratio suggests a balanced approach to lending against the deposit base.

Market Response

The market responded positively to PNB's performance, with the bank's shares closing at ₹114.45, up 1.69% on the day of the announcement.

Transparency and Compliance

In line with regulatory requirements, Punjab National Bank has promptly disclosed these provisional business figures to the stock exchanges, adhering to the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. This transparency allows investors and stakeholders to stay informed about the bank's financial performance.

Punjab National Bank's strong performance across key business metrics reflects its resilience and growth strategy in the current economic environment. The consistent growth in both global and domestic business, coupled with healthy increases in deposits and advances, positions PNB well for continued success in the banking sector.

Punjab National Bank (PNB), one of India's leading public sector banks, has announced important dates for investors holding its Basel III Tier-II bonds. The bank has set record dates for the payment of interest and principal on two bond series, providing clarity to bondholders.

Bond Series Details

Series XXII Bonds (7.25% Annual Interest Rate)

• ISIN: INE160A08167
• Record Date: October 14, 2025
• Payment Due Date: September 29, 2025
• Notable Feature: PNB has a call option to exercise on these bonds

8.34% Annual Bond Series

• ISIN: INE141A08035
• Record Date: October 13, 2025 (adjusted from October 11 due to bank holidays)
• Payment Due Date: October 24, 2025 (adjusted from October 26 due to bank holidays)

Key Points for Investors

1. Record Dates: The record dates are crucial for determining which bondholders are eligible for interest and principal payments. Investors must ensure they are registered as bondholders on these dates to receive their due payments.

2. Payment Adjustments: Due to bank holidays, PNB has made adjustments to some dates. This demonstrates the bank's proactive approach in managing payment schedules and ensuring timely disbursements.

3. Call Option: For the Series XXII bonds, PNB has noted that it has a call option. This gives the bank the right to redeem these bonds before maturity, which could be of interest to investors planning their long-term portfolios.

Regulatory Compliance

PNB has submitted this information in compliance with Regulation 60(2) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. This adherence to regulatory requirements underscores the bank's commitment to transparency and good corporate governance practices.

Upcoming Investor Events

In related news, PNB has also announced its participation in two upcoming virtual investor meetings:

1. BofA India Financials Forum 2025 on September 19, 2025, starting at 12:00 p.m.
2. Bharat Connect Conference September 2025 Rising Stars on September 22, 2025, starting at 1:00 p.m.

These meetings provide an opportunity for investors and analysts to engage with the bank's representatives and gain insights into PNB's financial performance and future strategies.

The announcements regarding bond payments and investor meetings reflect PNB's ongoing efforts to maintain clear communication channels with its investors and stakeholders, ensuring they are well-informed about the bank's financial instruments and activities.