LIC Housing Finance Limited has announced its financial results for the third quarter, reporting a net profit of ₹13.98B compared to ₹14B in the previous year. The company's revenue showed growth, reaching ₹70.5B versus ₹69.5B year-on-year.

Q3 Financial Performance

The housing finance company's latest quarterly results demonstrate mixed performance with revenue growth offsetting a marginal decline in net profit. The net profit of ₹13.98B came close to analyst estimates of ₹13.6B.

Earnings Call and Investor Materials

The company conducted an earnings call on February 2, 2026, at 11:30 AM IST to discuss the unaudited financial results for the third quarter ended December 31, 2025. The conference call was hosted by Axis Capital and featured senior management including Mr. Tribhuwan Adhikari (MD & CEO) and Mr. Lokesh Mundhra (CFO).

Following the earnings call, LIC Housing Finance has uploaded the investor presentation and conference call audio recording on its website under Regulation 46 of SEBI (LODR) regulations, 2015.

Regulatory Compliance

The company has fulfilled its disclosure obligations by uploading the earnings call materials on February 2, 2026. Company Secretary and Compliance Officer Varsha Hardasani communicated this compliance to both NSE and BSE, ensuring transparency for investors and analysts who participated in the Q3FY26 earnings discussion.

Performance Analysis

While the company experienced a slight decline in net profit from ₹14B to ₹13.98B year-on-year, the revenue growth from ₹69.5B to ₹70.5B indicates continued business expansion. The actual net profit exceeded analyst estimates of ₹13.6B, suggesting better-than-expected performance despite the year-on-year decline.

LIC Housing Finance Limited has successfully completed its postal ballot process for the appointment of Shri Doraiswamy Ramachandran as Non-Executive Director and Chairman. The company announced the results on January 9, 2026, following the conclusion of the voting period on January 8, 2026.

Postal Ballot Results Overview

The postal ballot process received strong shareholder participation, with significant support for the proposed appointment. The voting was conducted entirely through electronic means, ensuring transparency and efficiency in the process.

Voting Statistics and Results

The shareholders demonstrated strong confidence in the proposed leadership change, with the resolution passing by a substantial margin.

Category-wise Voting Pattern

The voting pattern showed varied participation across different shareholder categories, with institutional investors demonstrating higher engagement levels.

Promoter and Promoter Group

Public Institutions

Public Non-Institutions

Process and Compliance

The postal ballot was conducted in strict compliance with regulatory requirements under the Companies Act, 2013, and SEBI regulations. Mr. Bhargav Pattani of BPP & Co., Company Secretaries, served as the scrutinizer, ensuring the process's fairness and transparency. The company published advertisements in multiple newspapers on December 10, 2025, including Free Press Journal, Navshakti, The Economic Times, Business Standard, and Maharashtra Times in English, Hindi, and Marathi languages.

The e-voting facility was provided through MUFG Intime India Private Limited, allowing shareholders to vote remotely. The scrutinizer's report confirmed that no votes were declared invalid, and the entire process was witnessed by independent witnesses Mrs. Darshana Pattani and Mr. Omkar Vetal.

Leadership Transition

With the approval of this resolution, Shri Doraiswamy Ramachandran (DIN: 10358884) will assume the role of Non-Executive Director and Chairman of LIC Housing Finance Limited. As an LIC nominee director, he will not be liable to retire by rotation, providing stability to the company's leadership structure. The overwhelming shareholder support, particularly the unanimous backing from the promoter group, demonstrates confidence in the new leadership appointment.