LIC Housing Finance Limited has secured a prestigious CARE AAA stable rating for its Non-Convertible Debentures program worth ₹10,000.00 crores. The rating assignment by CARE Ratings Limited marks a significant milestone for the housing finance company, reflecting its strong creditworthiness and financial stability.

Credit Rating Details

The company has obtained the highest possible rating from CARE Ratings Limited for its debt instrument program. The rating details are structured as follows:

Regulatory Compliance and Disclosure

LIC Housing Finance Limited has formally communicated this rating assignment to both major stock exchanges in India. The company addressed its intimation to the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) on January 05, 2026, ensuring full compliance with regulatory requirements.

The communication was made under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. This regulation mandates listed companies to disclose material events and information that could impact investor decisions.

Strategic Implications

The CARE AAA rating represents the highest credit quality grade, indicating superior credit quality with lowest credit risk. This rating assignment enhances the company's ability to raise funds through debt instruments at competitive rates. The stable outlook suggests that the rating agency expects the company to maintain its strong credit profile over the medium term.

In accordance with Regulation 46(2) of SEBI regulations, LIC Housing Finance Limited has also made this information available on its official website at www.lichousing.com , ensuring transparency and accessibility for all stakeholders. The rating assignment strengthens the company's position in the housing finance sector and provides greater flexibility for future fundraising activities.

LIC Housing Finance Limited has received a significant GST demand and penalty notice from Jharkhand state tax authorities, totaling ₹92.05 lakh. The company disclosed this regulatory development in a recent statement.

GST Demand Details

The Deputy Commissioner of CGST & CE, Ranchi South Division, Jharkhand has issued the demand notice covering the financial years 2018-19 to 2022-23. The total demand comprises two components:

Nature of Alleged Violations

The tax authorities have identified two primary areas of concern in their assessment:

• Determination of tax not paid or short paid during the specified period
• Excess availment of Input Tax Credit (ITC) beyond eligible limits

These allegations relate to the company's GST compliance across multiple financial years, suggesting a comprehensive review by the state tax department.

Company's Response and Impact Assessment

LIC Housing Finance has assessed the financial implications and provided clarity on the operational impact:

The company has explicitly stated that while there is financial impact to the extent of the GST demand and penalty, there is no material impact on the company's operations or other business activities.

Legal Recourse Available

The order issued by the Deputy Commissioner is appealable before the Commissioner (Appeals), Ranchi, Jharkhand. This provides LIC Housing Finance with an opportunity to contest the demand through the established appellate process under GST law.

The company made this disclosure pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, ensuring transparency with stakeholders regarding material developments that could affect the company's financial position.