L&T Finance , a prominent player in the Indian financial services sector, has announced ambitious growth projections for the second quarter. The company expects significant expansion in its retail disbursements and loan book, signaling a robust outlook for its retail financial services.

Retail Disbursements Set for Strong Growth

L&T Finance has projected retail disbursements of approximately ₹18,850.00 crores for Q2, representing an impressive year-on-year growth of about 25%. This substantial increase reflects the company's confidence in its retail lending segment and its ability to capture market opportunities.

Retail Loan Book Expansion

The company's retail loan book is expected to reach around ₹1,04,500.00 crores by the end of Q2. This projection indicates a healthy year-on-year growth of approximately 17%, underscoring L&T Finance's commitment to expanding its retail lending portfolio.

Segment-wise Disbursement Estimates

According to the company's business update, the estimated retail disbursements for Q2 are broken down as follows:

Urban Finance is expected to lead the disbursements, followed closely by Rural Business Finance, indicating a balanced approach to urban and rural markets.

Increased Retailisation

L&T Finance anticipates an increase in its retailisation percentage, which is estimated to reach 98% in Q2, up from 96% in the same quarter of the previous fiscal year. This shift towards retail lending aligns with the company's strategy to focus on more stable and diversified revenue streams.

Comparative Growth

The projected figures show significant growth compared to the actual figures from the previous year:

• Retail Disbursements: ₹18,850.00 crores (estimated for Q2) vs ₹15,092.00 crores (actual for previous Q2)
• Retail Loan Book: ₹1,04,500.00 crores (estimated for Q2) vs ₹88,975.00 crores (actual for previous Q2)

These projections suggest that L&T Finance is on a strong growth trajectory in its retail financial services segment. The company's focus on expanding its retail loan book and increasing disbursements across various segments indicates a strategic push towards capturing a larger market share in the retail lending space.

It's important to note that these figures are estimates provided by L&T Finance and are subject to limited review by the company's statutory auditors. The actual performance may vary based on market conditions and other factors affecting the financial services industry.

L&T Finance , a prominent player in the Indian financial services sector, witnessed a significant block trade on the National Stock Exchange (NSE) recently. The transaction involved approximately 2,244,014 shares changing hands at a price of Rs. 241.56 per share, amounting to a total value of Rs. 54.21 crores.

Block Trade Details

The block trade, which typically involves a large number of securities being traded at an arranged price between two parties, suggests notable investor interest in L&T Finance. Here's a breakdown of the transaction:

Block trades of this magnitude often attract market attention as they can indicate significant moves by institutional investors or large shareholders. However, the specific parties involved in this transaction have not been disclosed.

Company Update

In a separate development, L&T Finance has announced the closure of its trading window for insiders. According to a recent filing, the company will close its trading window from October 1, 2025, until 48 hours after the approval and filing of its unaudited financial results for the quarter and half-year ending September 30, 2025.

This standard practice, in compliance with SEBI (Prohibition of Insider Trading) Regulations, 2015, ensures fair trading practices and prevents the misuse of unpublished price-sensitive information. The company has advised all connected persons, designated persons, and directors not to trade in the company's securities during this period.

The date for the board meeting to approve these financial results will be announced in due course, providing investors with a timeline for the next set of financial disclosures from L&T Finance.

As the financial sector continues to evolve, transactions like the recent block trade and the company's proactive compliance measures underscore L&T Finance's significant presence in the market. Investors and market watchers will likely keep a close eye on the company's upcoming financial results and any potential market movements following this substantial block trade.