Indian Overseas Bank has made the recording of its quarterly earnings conference call available to investors and stakeholders. The bank conducted the call on January 14, 2026, to discuss its financial performance for the quarter and nine months ended December 31, 2025.

Earnings Call Details

The conference call was held with analysts and investors on Wednesday, January 14, 2026, at 5:00 PM IST. The bank organized this session to provide insights into its financial performance and address queries from the investment community.

Recording Availability

The earnings conference call recording has been uploaded to the bank's official website for public access. Investors and interested parties can listen to the complete discussion through the link provided on the bank's investor relations section.

Regulatory Compliance

This disclosure was made in continuation of the bank's earlier intimation dated January 9, 2026. The communication follows the requirements under SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, ensuring transparency in financial reporting and investor communication.

The bank's compliance officer, Ram Mohan K, signed the official communication digitally on January 14, 2026, confirming the availability of the earnings call recording for stakeholder reference.

Indian Overseas Bank (IOB) and Punjab & Sind Bank have announced plans to raise ₹4,000 crore and ₹3,000 crore respectively through Qualified Institutional Placements (QIPs) this quarter. The combined fundraising of ₹7,000 crore represents a significant capital mobilization effort by these public sector banks.

IOB's Capital Raising Initiative

IOB Managing Director Ajay Kumar Srivastava confirmed that the bank has received all required approvals for the QIP and is currently appointing merchant bankers for the share sale. The bank plans to execute the capital raise either next month or in March, depending on prevailing market conditions.

Government Shareholding Impact

The QIP will further reduce the government's stake in IOB by 4% from the current level of 92.40%. The government's promoter holding had already declined from 94.60% in December following a 2.20% dilution through an offer-for-sale of the Chennai-headquartered lender.

Regulatory Compliance Challenges

Despite the capital raising efforts, Srivastava acknowledged that meeting the August 2026 deadline to achieve the minimum 25% public shareholding will be challenging. "It will be difficult by August 2026," he stated, highlighting the complexities in achieving the regulatory requirement.

Punjab & Sind Bank's Fundraising Plans

Punjab & Sind Bank will hold an extraordinary general meeting on January 21 to consider and approve raising equity capital up to ₹3,000 crore through a QIP. The bank aims to meet capital requirements for its growing business, comply with Basel-III norms, and achieve minimum public shareholding requirements. The bank has reported 15% year-on-year growth in advances to ₹1.11 lakh crore, with the government currently holding 93.90% stake.

Broader PSB Compliance Scenario

The government holding remains above the regulatory cap in several public sector banks, including Central Bank of India at 89.30% and UCO Bank at 91%. The Securities & Exchange Board of India has mandated public sector banks to comply with the minimum 25% public holding norm by August this year.