HDFC Life Insurance Company Limited has made the audio recording of its earnings conference call available on the company website following discussions of financial results for the quarter and nine months ended December 31, 2025.

Earnings Call Details

The earnings conference call was held on January 15, 2026, with company management discussing the financial performance for the reporting period. The insurance company has now hosted the complete audio recording on its official website to ensure broader accessibility for stakeholders.

Regulatory Compliance

The company informed both major stock exchanges about this development through formal communication. Company Secretary and Compliance Officer Nagesh Pai signed the notification, which was sent to the National Stock Exchange of India Limited and BSE Limited on January 15, 2026.

The disclosure was made pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, ensuring compliance with mandatory disclosure requirements for listed companies.

Corporate Information

HDFC Life Insurance Company Limited operates from its corporate and registered office located at the 13th Floor, Lodha Excelus, Apollo Mills Compound, N. M. Joshi Marg, Mahalaxmi, Mumbai. The company maintains its investor relations portal to provide stakeholders with access to financial information, earnings calls, and other relevant corporate communications.

The insurance company recently received recognition through the Superbrands India 2025 Award, highlighting its market position in the insurance sector. Investors and analysts can access the earnings call recording through the company's investor relations website section for detailed insights into the Q3 FY26 financial performance.

HDFC Life Insurance Company Limited announced its financial results for the quarter and nine months ended December 31, 2025, showcasing strong performance across multiple business parameters. The company demonstrated consistent growth in premium collection, profitability, and asset management while maintaining its market leadership position in India's life insurance sector.

Financial Performance Highlights

The company's financial metrics for the nine-month period reflect robust business momentum. Key performance indicators showed consistent growth across premium segments and profitability measures.

Asset Management and Value Creation

The company's asset management capabilities continued to strengthen during the period. Assets Under Management grew by 15% to ₹3,77,652 crores compared to ₹3,28,684 crores in the previous year. Indian Embedded Value increased significantly by 16% to ₹61,565 crores from ₹53,246 crores, demonstrating the company's enhanced value creation for shareholders. The Value of New Business grew by 7% to ₹2,773 crores.

Key Financial Ratios and Market Position

The company maintained healthy financial ratios despite some variations from the previous year. New Business Margins stood at 24.4% compared to 25.1% in the corresponding period last year. The solvency ratio remained strong at 180%, though slightly lower than the previous year's 188%.

Business Mix and Distribution Strategy

The company's product portfolio showed strategic shifts in business composition. The product mix by Individual APE demonstrated changes across different categories, with Unit Linked products comprising 43% compared to 37% in the previous year, while Non-par savings decreased to 19% from 35%. The distribution mix remained relatively stable, with bancassurance continuing to be the dominant channel at 59% of Individual APE.

Operational Metrics

Persistency ratios showed mixed trends, with 13-month persistency at 85% compared to 87% in the previous year, while 61-month persistency improved to 63% from 61%. The company maintained its market leadership with an individual weighted received premium market share of 10.9%, slightly higher than the previous year's 10.8%.