First Fintec Limited announced its unaudited financial results for the quarter and nine months ended December 31, 2025, following a board meeting held on February 14, 2026. The company submitted its quarterly results under Regulation 33 of SEBI Listing Regulations 2015 to the Bombay Stock Exchange, with scrip code 532379. The company, operating in the Fintec/Edtec segment, reported encouraging financial performance with sequential quarterly growth.

Quarterly Financial Performance

The company's Q3 FY26 results showed strong sequential improvement across key financial parameters. Total revenue for the quarter reached ₹8.32 million, representing growth from ₹7.25 million in Q2 FY26 and ₹7.10 million in Q3 FY25.

Expense Management and Profitability

First Fintec Limited maintained disciplined expense management during the quarter. Total expenses for Q3 FY26 were ₹6.54 million compared to ₹6.49 million in the previous quarter. The expense breakdown included employee benefits expense of ₹1.90 million, operating and other expenses of ₹4.45 million, and depreciation of ₹0.19 million.

Nine-Month Performance Overview

For the nine months ended December 31, 2025, First Fintec Limited achieved total revenue of ₹22.60 million, marking significant growth from ₹16.24 million in the corresponding period of the previous year. The company's revenue from operations reached ₹21.00 million compared to ₹13.97 million in the prior year period.

Segment Performance and Business Operations

The company operates exclusively in the Fintec/Edtec segment, with total revenue of ₹8.32 million for Q3 FY26 and ₹22.60 million for the nine-month period coming entirely from this segment. First Fintec Limited continues to operate under business continuity protocols with work-from-home arrangements implemented since the COVID-19 pandemic. The company reported no pending investor complaints at the beginning of the quarter and received no new complaints during the period.

Earnings Per Share and Regulatory Compliance

The company reported earnings per share of ₹0.154 for Q3 FY26, compared to ₹0.056 in Q2 FY26 and ₹0.240 in Q3 FY25. For the nine-month period, earnings per share stood at ₹0.261 versus ₹0.190 in the previous year. The paid-up equity share capital remained stable at ₹104.03 million with a face value of ₹10.00 per share. The board meeting commenced at 1:00 PM and concluded at 1:30 PM on February 14, 2026, with the results being reviewed by the audit committee and approved by the board of directors under the chairmanship of Mr. Abhishek Kotulkar.

First Fintec Limited , a financial technology company, has released its unaudited standalone financial results for the first quarter of the fiscal year 2025-26, revealing a mixed performance with a significant revenue decline but maintaining profitability.

Revenue and Profitability

For the quarter ended June 30, 2025, First Fintec reported total income from operations of ₹427.30 lakhs, marking a substantial decrease from ₹791.88 lakhs in the previous quarter and ₹871.88 lakhs in the same quarter of the previous year. This represents a quarter-on-quarter decline of 46.04% and a year-on-year decline of 50.99%.

Despite the sharp drop in revenue, the company managed to post a net profit after tax of ₹155.45 lakhs. However, this profit figure is lower compared to ₹261.20 lakhs in the previous quarter and ₹347.71 lakhs in the corresponding quarter of the previous year, indicating a decline in profitability.

Pre-Tax Loss and Earnings Per Share

First Fintec recorded a net loss before tax of ₹55.02 lakhs for the quarter. The company's ability to report a net profit after tax despite a pre-tax loss suggests potential tax benefits or adjustments during the period.

The earnings per share (EPS) for the quarter stood at ₹9.82, reflecting the company's profit on a per-share basis.

Board Approval and Publication

The financial results were approved by the Board of Directors in their meeting held on August 14, 2025. Following the approval, the results were published in newspapers on August 17, 2025, as per regulatory requirements.

Market Implications

The significant decline in revenue may raise concerns among investors about the company's growth trajectory and market position. However, First Fintec's ability to maintain profitability in the face of reduced income could be seen as a sign of effective cost management or the presence of high-margin revenue streams.

Investors and analysts will likely be keen to understand the factors behind the revenue decline and the company's strategies to address this in the coming quarters. The management's commentary on these results and future outlook will be crucial for stakeholders to assess the company's prospects.

As the financial technology sector continues to evolve rapidly, First Fintec Limited's performance in subsequent quarters will be closely watched to determine if this revenue decline is a temporary setback or indicative of broader challenges facing the company.