Capri Global Capital Limited delivered exceptional financial performance in Q3FY26, with consolidated net profit surging 99.4% year-on-year to ₹2,554.39 million. The non-banking financial company's strong results reflect robust growth across its core business segments and strategic expansion initiatives.

Financial Performance Highlights

The company's consolidated revenue from operations grew significantly by 48.7% to ₹12,203.13 million in Q3FY26, compared to ₹8,208.30 million in the corresponding quarter of the previous year. This growth was driven by substantial increases across multiple income streams.

Interest income, the company's primary revenue source, increased by 38.8% to ₹9,416.36 million. Net gain on derecognition of financial instruments showed remarkable growth of 325.2% to ₹1,156.66 million, while fee and commission income rose 22.1% to ₹1,007.63 million.

Nine-Month Performance

The company's nine-month performance was equally impressive, with consolidated net profit reaching ₹6,663.38 million, representing a substantial 121.5% increase compared to ₹3,007.91 million in the corresponding period of the previous year.

Strategic Board Approvals

The Board of Directors approved several significant strategic initiatives during their meeting on January 29, 2026:

Global Medium Term Note Programme: The Board approved the establishment of a GMTN programme for an aggregate amount not exceeding USD 1 billion. This programme will enable the company to raise funds through secured/unsecured foreign currency denominated bonds, debentures, or other debt securities in accordance with Regulation S and/or Rule 144A of the U.S. Securities Act, 1933.

Subsidiary Investment: The Board approved an additional investment of ₹200 crore in Capri Global Housing Finance Limited (CGHFL), the company's wholly-owned subsidiary, through a rights issue subscription.

Operational Developments

The company's operational expenses increased proportionally with business growth. Total expenses rose to ₹8,851.21 million in Q3FY26 from ₹6,511.63 million in Q3FY25. Finance costs increased to ₹4,313.73 million, while employee benefits expenses grew to ₹2,786.84 million, reflecting the company's expanding operations and workforce.

During the quarter, the company allotted 5,18,840 equity shares worth ₹63.22 million pursuant to stock option exercises. The company also made strategic investments totaling ₹707.5 million across its subsidiaries, including Capri Global Capital Market Private Limited, Capri Global Securities Private Limited, and Capri Global Insurance Brokers Private Limited.

Regulatory Compliance

The company maintained strong regulatory compliance, with joint statutory auditors M S K A & Associates LLP and Singhi & Co. issuing unmodified opinions on the limited review reports. The financial results comply with Indian Accounting Standard 34 and SEBI listing regulations.

The company's debt-equity ratio stood at 2.29, while maintaining a Capital Adequacy Ratio of 30.32%. Gross NPA remained controlled at 1.11%, with Net NPA at 0.60%, indicating strong asset quality management.

These robust financial results position Capri Global Capital for continued growth in the financial services sector, supported by its diversified business model and strategic expansion initiatives.

Source:

Capri Global Capital Limited has successfully allotted Rs 100 crore worth of Non-Convertible Debentures (NCDs) under Series 16 through private placement. The company completed the allotment of 10,000 Senior, Secured, Rated, Listed, Redeemable NCDs on January 28, 2026, as per the regulatory filing submitted to BSE Limited and National Stock Exchange of India Limited.

Issue Details and Structure

The NCD issue comprises specific parameters designed to attract institutional and qualified investors through private placement:

Security and Listing Framework

The NCDs are secured by a first ranking pari passu floating charge over hypothecated assets, providing investors with adequate security cover. The debentures will be listed on BSE Limited, offering liquidity options for investors. The security structure includes automatic conversion to fixed charge in case of any events of default, ensuring enhanced protection for debenture holders.

The company has established a comprehensive security framework where the Required Security Cover must be maintained at all times. In case the security cover falls below required levels, Capri Global Capital Limited must notify the Debenture Trustee within 1 business day and create additional security within 2 business days to cover any shortfall.

Terms and Conditions

The NCDs carry attractive terms for investors with quarterly interest payments and principal repayment scheduled on maturity:

Regulatory Compliance

The allotment has been completed in accordance with Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, and SEBI (Issue and Listing of Non-Convertible Securities) Regulations, 2021. The company has fulfilled all regulatory requirements including the General Information Document dated March 26, 2025, and Key Information Document dated January 22, 2026.

Capri Global Capital Limited received the information at 11:10 A.M. on January 28, 2026, and has made the disclosure available on the company's website at www.capriloans.in as per regulatory requirements. The successful completion of this NCD allotment strengthens the company's funding base and provides access to long-term capital for business operations.