Can Fin Homes , a prominent player in the housing finance sector, has recently announced its financial projections and targets, setting the stage for its growth strategy in the coming years.

Key Financial Projections

The company has outlined several key financial metrics it aims to achieve:

Disbursement Outlook

Can Fin Homes has set a target of ₹2,500.00 crore in disbursements for Q3 FY26. The company notes that this figure is below its potential, attributing the conservative estimate to ongoing IT system changes. Despite this temporary constraint, the company maintains its full-year FY26 guidance of ₹10,500.00 crore in total disbursements.

Growth Trajectory

The company's projections reveal a strategic growth plan:

• For FY26, Can Fin Homes anticipates an AUM (Assets Under Management) growth of 12-13%.
• Starting from FY27, the company aims to accelerate its AUM growth to 15%.

Financial Efficiency

Can Fin Homes expects to maintain a healthy spread of 2.75% and a net interest margin (NIM) of 3.75% going forward. These metrics indicate the company's projected efficiency in managing its interest income relative to its interest expenses.

Risk Management

In terms of asset quality, the company projects that credit costs for FY26 will be lower than 15 basis points. This suggests a positive outlook on the company's loan portfolio quality and its ability to manage credit risk effectively.

The announced targets and projections provide insights into Can Fin Homes' strategic direction, highlighting its focus on sustainable growth and financial efficiency in the competitive housing finance market.

Can Fin Homes Limited, a prominent player in the housing finance sector, has reported a robust financial performance for the second quarter of the fiscal year 2025-26. The company's results showcase strong growth in profitability and a significant expansion of its loan portfolio.

Key Financial Highlights

Profit Growth

Can Fin Homes reported a net profit after tax of ₹251.43 crore for the quarter ended September 30, 2025, marking a substantial 18.9% increase from ₹211.49 crore in the same quarter last year. This growth in profitability underscores the company's effective financial management and robust business model.

Income and Revenue

The company's total income from operations saw a healthy rise, increasing to ₹1,049.45 crore in Q2 FY26 from ₹962.69 crore in the corresponding quarter of the previous year. Interest income, which forms the core of the company's revenue, grew to ₹1,043.17 crore from ₹955.25 crore year-on-year.

Loan Book and Asset Quality

As of September 30, 2025, Can Fin Homes' loan book stood at ₹39,078.29 crore, reflecting the company's continued focus on expanding its lending activities. The company has maintained a strong asset quality, reporting gross non-performing assets (NPAs) at 0.94% and net NPAs at 0.50%.

Half-Year Performance

For the half-year period ended September 30, 2025, Can Fin Homes reported a net profit of ₹475.30 crore, up from ₹411.13 crore in the previous year, indicating consistent growth across quarters.

Earnings Per Share and Asset Cover

The earnings per share (EPS) for the half-year period improved to ₹35.70, compared to ₹30.88 in the previous year. Can Fin Homes maintained a 100% asset cover on its secured non-convertible debentures, demonstrating its strong financial position and commitment to investor security.

Conclusion

Can Fin Homes' strong performance in Q2 FY26 positions it well in the competitive housing finance market. The company's focus on growing its loan book, coupled with improved profitability and maintained asset quality, suggests a positive outlook for the remainder of the fiscal year.