Can Fin Homes Limited , a prominent player in the housing finance sector, has made significant strides in transparency and investor communication with its recent financial disclosures and investor engagement activities.

Q1 FY2026 Financial Results Publication

Can Fin Homes Limited has published its unaudited standalone financial results for the first quarter ended June 30, 2025. The company took a multi-pronged approach to ensure widespread dissemination of this crucial financial information:

• The results were published in two newspapers on July 21, 2025:
  • Financial Express (English edition)
  • Kannada Prabha (Kannada edition)
• To enhance accessibility and leverage digital technology, the company provided a Quick Response (QR) Code in the newspaper publications.
• A weblink was also included, allowing stakeholders to access the complete financial results conveniently.

This dual-language approach, combining traditional print media with modern digital access methods, demonstrates Can Fin Homes' commitment to reaching a diverse stakeholder base and ensuring transparency in its financial reporting.

Post-Results Earnings Call

Following the publication of its Q1 FY2026 results, Can Fin Homes conducted an earnings call on July 21, 2025, from 3:00 PM to 4:30 PM (IST). The call, arranged by Investec Capital Services and moderated by Nidhesh Jain, provided an opportunity for investors and analysts to engage directly with the company's top management.

Key participants from Can Fin Homes included:

• Suresh S Iyer, Managing Director and CEO
• Vikram Saha, Deputy Managing Director
• Prakash Shanbhogue, President
• Abhishek Mishra, Chief Financial Officer

The earnings call covered a wide range of topics, including:

• Q1 FY26 financial results
• Future business prospects for the industry and the company
• Asset quality
• Growth strategies
• Borrowings and loan book details
• Profitability metrics
• Geographical expansion
• Cost management
• Net Interest Margin (NIM) and spread
• Provisions
• Expansion plans

For those unable to attend the live call, Can Fin Homes has made the audio recording available on its website, further emphasizing its commitment to transparency and accessibility.

Regulatory Compliance

The company has affirmed that these disclosures and the earnings call were conducted in compliance with Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. This adherence to regulatory standards underscores Can Fin Homes' dedication to maintaining good corporate governance practices.

Investors and stakeholders interested in more detailed information can access the full Q1 FY2026 financial results, along with the Investor Presentation, on the company's website and through the stock exchange filings.

As Can Fin Homes continues to navigate the dynamic housing finance landscape, its proactive approach to financial reporting and stakeholder engagement positions it as a transparent and investor-friendly entity in the market.

Can Fin Homes Limited, a leading housing finance company, has reported a robust performance for the first quarter, demonstrating strong growth in profitability and loan book expansion, albeit with some concerns regarding asset quality.

Financial Highlights

• Net Profit: Can Fin Homes registered a net profit of Rs 223.00 crore for Q1, marking a significant 12% increase from Rs 200.00 crore in the corresponding quarter of the previous year.
• Revenue: The company's revenue rose to Rs 1,020.40 crore, up 9.59% compared to Rs 931.10 crore in the same quarter last year.
• Loan Book: The outstanding loan book reached Rs 38,773.00 crore as of June 30, reflecting a 9% year-on-year growth from Rs 35,559.00 crore.
• Earnings Per Share (EPS): The EPS for Q1 stood at Rs 16.81, showing a 12.14% increase from Rs 14.99 in the same period last year.

Operational Performance

• Loan Disbursements: The company disbursed loans worth Rs 2,015.00 crore during Q1, up 9% from Rs 1,853.00 crore in the same period last year.
• Asset Quality: Gross Non-Performing Assets (GNPA) ratio increased to 0.98% from 0.87% on a quarter-on-quarter basis. Net Non-Performing Assets (NNPA) also rose to 0.54% from 0.46% quarter-on-quarter, indicating some deterioration in asset quality.
• Net Interest Margin (NIM): The NIM improved to 3.64% from 3.57% year-on-year.

Key Financial Metrics

Business Segment Performance

• The salaried and professional segment constituted 70% of the outstanding loan book as of June.
• Housing loans, including Commercial Real Estate (CRE), formed 86% of the total loan book.
• The average ticket size for incremental housing loans was Rs 24.00 lakh, while for non-housing loans, it was Rs 14.00 lakh.

Management Commentary

Suresh S Iyer, Managing Director & CEO of Can Fin Homes, stated, "We are pleased with our performance in Q1, which demonstrates the resilience of our business model and the trust our customers place in us. The 12% growth in net profit and 9% expansion in our loan book reflect our strong market position and effective strategies."

Asset Quality Concerns

Despite the overall positive performance, the company faced challenges in maintaining asset quality. The increase in both Gross and Net Non-Performing Assets ratios on a quarter-on-quarter basis indicates a need for closer monitoring and potential measures to address this trend.

Future Outlook

Can Fin Homes continues to focus on growth, asset quality, profitability, and liquidity. The company aims to expand its sourcing channels to attract different segments of borrowers and plans to evolve further with the help of technology, keeping abreast with changes in digitalization.

As of June 30, Can Fin Homes maintains a pan-India presence with 234 branches and offices spanning 21 states and union territories, positioning itself for continued growth in the housing finance sector.

The company's strong performance in Q1 sets a positive tone for the fiscal year, with a focus on sustainable growth and improved operational efficiency. However, addressing the recent uptick in non-performing assets will be crucial for maintaining investor confidence and long-term stability.