Can Fin Homes Reports 18.9% Jump in Q2 Net Profit, Loan Book Reaches ₹39,078 Crore
Can Fin Homes Limited announced strong Q2 FY26 results with net profit rising 18.9% to ₹251.43 crore. Total income increased 9% to ₹1,049.45 crore, while interest income grew 9.2% to ₹1,043.17 crore. The company's loan book reached ₹39,078.29 crore with gross NPAs at 0.94% and net NPAs at 0.50%. Half-year net profit rose to ₹475.30 crore, and EPS improved to ₹35.70. Can Fin Homes maintained a 100% asset cover on secured non-convertible debentures.

*this image is generated using AI for illustrative purposes only.
Can Fin Homes Limited, a prominent player in the housing finance sector, has reported a robust financial performance for the second quarter of the fiscal year 2025-26. The company's results showcase strong growth in profitability and a significant expansion of its loan portfolio.
Key Financial Highlights
Particulars | Q2 FY26 | Q2 FY25 | YoY Change |
---|---|---|---|
Net Profit | ₹251.43 crore | ₹211.49 crore | 18.9% |
Total Income | ₹1,049.45 crore | ₹962.69 crore | 9.0% |
Interest Income | ₹1,043.17 crore | ₹955.25 crore | 9.2% |
Profit Growth
Can Fin Homes reported a net profit after tax of ₹251.43 crore for the quarter ended September 30, 2025, marking a substantial 18.9% increase from ₹211.49 crore in the same quarter last year. This growth in profitability underscores the company's effective financial management and robust business model.
Income and Revenue
The company's total income from operations saw a healthy rise, increasing to ₹1,049.45 crore in Q2 FY26 from ₹962.69 crore in the corresponding quarter of the previous year. Interest income, which forms the core of the company's revenue, grew to ₹1,043.17 crore from ₹955.25 crore year-on-year.
Loan Book and Asset Quality
As of September 30, 2025, Can Fin Homes' loan book stood at ₹39,078.29 crore, reflecting the company's continued focus on expanding its lending activities. The company has maintained a strong asset quality, reporting gross non-performing assets (NPAs) at 0.94% and net NPAs at 0.50%.
Half-Year Performance
For the half-year period ended September 30, 2025, Can Fin Homes reported a net profit of ₹475.30 crore, up from ₹411.13 crore in the previous year, indicating consistent growth across quarters.
Earnings Per Share and Asset Cover
The earnings per share (EPS) for the half-year period improved to ₹35.70, compared to ₹30.88 in the previous year. Can Fin Homes maintained a 100% asset cover on its secured non-convertible debentures, demonstrating its strong financial position and commitment to investor security.
Conclusion
Can Fin Homes' strong performance in Q2 FY26 positions it well in the competitive housing finance market. The company's focus on growing its loan book, coupled with improved profitability and maintained asset quality, suggests a positive outlook for the remainder of the fiscal year.
Historical Stock Returns for Can Fin Homes
1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
---|---|---|---|---|---|
-0.44% | +0.94% | +2.67% | +12.58% | -6.59% | +71.86% |