Bajaj Housing Finance has announced robust financial results for the quarter ended December 31, 2025, demonstrating strong operational performance across key metrics. The housing finance company showcased significant year-on-year growth in profitability and business expansion, reinforcing its position in the housing finance sector.

Financial Performance Highlights

The company delivered impressive financial results for Q3FY26, with substantial improvements in both profitability and asset growth.

Profitability and Revenue Growth

Bajaj Housing Finance's net profit after tax increased by 21% to ₹665 crore in Q3FY26, compared to ₹548 crore in the corresponding quarter of the previous year. The profit before tax also grew by 21% to ₹865 crore from ₹713 crore year-on-year. Net interest income demonstrated strong momentum, rising 19% to ₹963 crore from ₹806 crore in Q3FY25.

Asset Quality and Business Expansion

The company maintained healthy asset quality metrics while achieving significant business growth. Assets under management expanded by 23% to ₹1,33,412 crore as of December 31, 2025, compared to ₹1,08,314 crore in the previous year. Loan assets similarly grew by 23% to ₹1,17,305 crore from ₹95,570 crore year-on-year.

Corporate Governance and Leadership

The Board of Directors also approved the appointment of Shri Ajay Kumar Choudhary as an Additional Director (Independent) effective March 1, 2026, for a tenure of five consecutive years, subject to member approval. Choudhary brings over three decades of experience from the Reserve Bank of India, where he served as Executive Director until October 2023.

Operational Efficiency

The company demonstrated improved operational efficiency with operating expenses to net total income ratio improving to 19.0% in Q3FY26 from 19.8% in Q3FY25. However, loan losses and provisions increased to ₹56 crore from ₹35 crore in the previous year quarter, including a ₹10 crore management overlay release.

Source: Bajaj Housing Finance Limited quarterly results announcement

Bajaj Finance Ltd. recorded a significant block trade on the National Stock Exchange (NSE), with the transaction valued at Rs. 15.76 crores. The large-scale trade reflects substantial institutional activity in the non-banking financial company's shares.

Block Trade Details

The transaction involved key parameters that highlight the scale of investor interest:

Market Implications

Block trades represent large-volume transactions typically executed by institutional investors, mutual funds, or other significant market participants. These trades are conducted outside the regular market to avoid impacting the stock's market price during execution. The substantial value of Rs. 15.76 crores indicates meaningful institutional activity in Bajaj Finance shares.

The price point of Rs. 893.35 per share represents the execution price for this particular block transaction. Such trades often provide insights into institutional sentiment and can indicate portfolio rebalancing activities by large investors.

About Block Trading

Block trades are pre-negotiated transactions between large investors that are reported to the exchange after execution. These trades help maintain market stability by preventing large orders from causing significant price volatility during regular trading hours.