Akme Fintrade (India) Limited , a non-banking financial company (NBFC), has announced its financial results for the quarter and half-year ended September 30, 2025, showcasing robust growth in key financial metrics.

Financial Highlights

The company reported a 17.32% year-on-year increase in net profit, reaching ₹19.65 crore for the half-year ended September 30, 2025, compared to ₹16.75 crore in the same period last year. This growth was primarily driven by higher loan disbursements and an increase in net interest income.

Loan Portfolio and Asset Quality

Akme Fintrade's loan portfolio demonstrated significant expansion:

• Assets Under Management (AUM) increased by 54.80% to ₹767.46 crore in H1 FY26.
• Advances grew by 10.98% to ₹677.76 crore during the quarter.
• The company maintained a strong capital adequacy ratio of 51.66%.

Asset quality metrics showed improvement:

• Gross Stage 3 assets stood at 2.96%
• Net Stage 3 assets were at 1.43%

Operational Performance

The company's operational efficiency improved, with Return on Equity for Q2 FY26 reaching 10.03%, up from 9.94% in Q1 FY26.

Management Commentary

Akash Jain, CEO of Akme Fintrade, stated, "We have been witnessing good growth in demand for loans, especially in the vehicle segment in semi-urban and rural markets. There is a huge untapped potential in the MSME and vehicle loan segments in these markets, and our well-entrenched presence helps us address this gap."

He added, "Our strong capital position, backed by our ability to raise funds at competitive rates through multiple channels, and a good understanding of these markets puts us in good stead and enables us to further grow our loan book in the coming quarters."

Future Outlook

The company expressed optimism about future growth, citing increased demand from rural and semi-urban markets. Akme Fintrade also announced its plans to enter the gold loan business, for which it has received board approval.

Debt Securities and Compliance

During the period, Akme Fintrade issued non-convertible debentures listed on the National Stock Exchange. The company maintains a debt-equity ratio of 0.96 times and reported compliance with all financial covenants mentioned in its transaction documents.

Akme Fintrade continues to focus on expanding its presence in the vehicle financing and MSME lending segments, leveraging its strong market position and capital base to drive growth in the coming quarters.

Akme Fintrade (India) Limited , a prominent player in the financial services sector, has achieved a significant milestone in its business expansion efforts. The company has successfully obtained a Certificate of Registration from the Insurance Regulatory and Development Authority of India (IRDAI), allowing it to operate as a Corporate Agent (Composite) under the Insurance Act, 1938.

Key Details of the Registration

Implications for Akme Fintrade (India) Limited

This regulatory approval marks a strategic move for Akme Fintrade (India) Limited, potentially broadening its service offerings in the financial sector. The registration as a Corporate Agent (Composite) opens up new avenues for the company to engage with its customer base by offering insurance products.

Regulatory Compliance

In adherence to the regulatory requirements, Akme Fintrade (India) Limited has promptly disclosed this development to the stock exchanges. The company filed the information with both the National Stock Exchange of India Limited (NSE) and BSE Limited, in compliance with Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Market Implications

While the immediate financial impact of this registration is not quantified, it represents a significant step in Akme Fintrade's business strategy. The ability to offer insurance products as a Corporate Agent could potentially lead to diversified revenue streams and enhanced customer relationships for the company.

Investors and market watchers may keep a close eye on how Akme Fintrade (India) Limited leverages this new capability in the coming months, and its potential effects on the company's market position and financial performance.

As the financial services landscape continues to evolve, such regulatory approvals can play a crucial role in shaping a company's competitive edge and market offerings. Akme Fintrade (India) Limited's move into the insurance space as a Corporate Agent underscores the growing trend of financial service providers expanding their product portfolios to meet diverse customer needs.