Akme Fintrade (India) Limited has approved the issuance of secured debentures worth ₹30 crores. This decision was announced following a board meeting on October 16, 2025, demonstrating the company's efforts to raise capital through debt instruments.

Key Details of the Debenture Issue

The board has approved the allotment of 30,000 Secured, Listed, Rated, Transferable, Redeemable, Non-Convertible Debentures (NCDs). Here are the essential details of the issue:

Security and Covenants

The company has put in place measures to secure the debentures:

• The NCDs will be secured against LAP/Equipment Loans/Business Loans.
• Akme Fintrade will maintain security value at 1.25 times or 125.00% of the outstanding principal amount of NCDs.
• In case of covenant breaches, an additional coupon of 2.00% per annum will be applicable on all outstanding amounts.

Implications for Investors

This debenture issue presents an opportunity for eligible investors seeking fixed-income instruments. The 12.00% coupon rate, coupled with monthly interest payments, could be attractive in the current market environment. However, potential investors should note that these are secured NCDs, implying a lower risk profile compared to unsecured bonds, but still carrying inherent market and credit risks.

Company's Perspective

For Akme Fintrade (India) Limited, this debenture issue represents a strategic move to raise funds, possibly for expansion, refinancing existing debt, or strengthening its capital base. The decision to opt for secured NCDs might indicate the company's commitment to offering a safer investment option while managing its cost of capital.

As the financial landscape continues to evolve, such corporate actions provide insights into how companies are navigating funding challenges and opportunities in the current economic climate.

Akme Fintrade (India) Limited has announced a significant move in its financial strategy. The company's board of directors has approved the issuance of Non-Convertible Debentures (NCDs) worth ₹60 crores, marking a notable development in its fundraising efforts.

Key Details of the NCD Issuance

Repayment Structure and Security

The NCDs come with a structured repayment plan:

• 50% repayment at the end of 24 months
• 50% repayment at the end of 30 months
• Monthly coupon/interest payments

To secure the debentures, Akme Fintrade will maintain a security value of 1.25 times or 125% of the aggregate outstanding principal amount of NCDs. This security will be in the form of LAP (Loan Against Property), Equipment Loans, or Business Loans.

Additional Terms

In case of any covenant breach, the company will be liable to pay an additional coupon of 2% per annum over the applicable rate on all outstanding amounts until the NCDs are fully redeemed or the covenant criteria are met.

This move by Akme Fintrade (India) Limited demonstrates the company's strategic approach to raising capital through debt instruments. The attractive coupon rate of 12% may appeal to investors seeking fixed-income opportunities in the current market environment. However, potential investors should carefully consider the terms and risks associated with such investments before making any decisions.

The company's decision to issue these NCDs could be aimed at funding expansion plans, refinancing existing debt, or strengthening its overall financial position. As the financial landscape continues to evolve, such corporate actions provide insights into how companies are navigating funding challenges and opportunities in the market.