Regency Fincorp Limited has completed the allotment of ₹30 crore in 14% Listed, Secured, Rated, Redeemable Non-Convertible Debentures (NCDs) through a private placement. The Allotment Committee approved the issuance on August 11, 2026, securing capital from two identified investors: Ambium Finserve Private Limited and Wintwealth Debt Fund. This funding round provides the company with short-term liquidity at a fixed cost of debt, with proceeds secured against hypothecated assets.

The transaction was disclosed pursuant to Regulation 30 read with Schedule III of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. Additionally, the filing references SEBI Circular No. HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026. Abhimanyu, Company Secretary & Compliance Officer (M No. 49176), signed the disclosure on behalf of the company.

Instrument Details

The company allotted 30,000 debentures, each with a face value of ₹10,000. The securities are listed on BSE Limited and carry a coupon rate of 14% per annum. The tenor is set at 12 months and 5 days, with redemption scheduled for August 16, 2027.

Repayment and Security Structure

The repayment structure involves monthly interest payments with principal repayment split between the sixth month and maturity. Investors will receive 99% of the principal amount at the end of the sixth month from the date of allotment, with the remaining 1% paid at maturity. In the event of a default or delay in payment exceeding three months, a penalty interest of 2% per annum over the coupon rate will apply.

The NCDs are secured by a first-ranking exclusive charge over hypothecated assets. Regency Fincorp must maintain a minimum security cover ratio of 1.25x the outstanding amount at all times. At least 100% of this security cover must comprise principal loan receivables, ensuring that the underlying asset base fully backs the principal obligation.

Interest Payment Schedule

Interest payments are distributed monthly. The initial coupon period spans 32 days, followed by standard monthly intervals. The final coupon payment coincides with the partial principal repayment at maturity.

Regency Fincorp Limited has received approval from BSE Limited for the listing of its privately placed Non-Convertible Debentures (NCDs) on the Debt Market Segment. The exchange granted permission vide Notice No. 20260803-18 dated August 3, 2026. This development enables the trading of these debt instruments on the exchange, providing liquidity and transparency for investors holding these privately placed securities.

The disclosure was made pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Regency Fincorp informed the Listing Department of BSE Limited that the necessary permission had been granted. The notice is publicly available on the BSE website.

Listing Details

The key details of the regulatory filing are as follows:

Abhimanyu, Company Secretary & Compliance Officer at Regency Fincorp Limited, signed the disclosure. He holds Membership No. 49176 with the Institute of Company Secretaries of India. The company’s Corporate and Registered Office is located at SCO 6, Upper Ground Floor LA MER, PR-7, Airport Road, Zirakpur, Punjab.

Regency Fincorp Limited, formerly known as Regency Investments Limited, carries CIN L67120PB1993PLC013169. The company operates in the financial services sector, with its primary business activities centered around investment and financing solutions. The listing of these NCDs on the Debt Market Segment ensures that the securities comply with ongoing disclosure requirements mandated by the Securities and Exchange Board of India (SEBI).

What This Means for Investors

The approval enables the trading of these privately placed NCDs on the BSE Debt Market Segment. Investors who hold these debentures can now access the exchange platform for potential liquidity, subject to the specific terms and conditions of the private placement. The move aligns with regulatory norms requiring listed entities to facilitate market access for their debt instruments where applicable. Stakeholders can monitor further developments through official communications from the company and the exchange.