Qgo Finance has allotted 100 unsecured, redeemable Non-Convertible Debentures (NCDs) aggregating ₹1 crore to eligible investors via private placement. The allotment, executed on July 29, 2026, carries a coupon rate of 12% per annum, payable monthly, and features a nine-year tenure maturing on July 28, 2035. This issuance strengthens the company’s debt funding mix while offering investors a fixed-income instrument with regular monthly returns.

The Board of Directors approved the allotment through a resolution by circulation on July 29, 2026, pursuant to Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. The disclosure was made in compliance with SEBI Master Circular No. HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026, as amended. The NCDs are unlisted and unsecured, meaning they do not create any charge or security over the company’s assets.

Allotment Details

The financial terms and structural details of the allotted NCDs are outlined below:

Issuance Program Context

This allotment constitutes Tranche XLV (45th tranche) of Qgo Finance’s broader NCD issuance program. The total size of the issue is ₹6 crore. Following this allotment, 400 securities remain pending allotment under the program. To date, 100 securities have already been allotted in prior tranches, bringing the cumulative allotted count to 200 securities across the program.

What the Numbers Show

The decision to issue unsecured NCDs at a 12% per annum coupon rate reflects the company’s strategy to raise capital without diluting equity or encumbering assets. With interest payable monthly, the structure provides liquidity to investors while allowing Qgo Finance to manage its cash flow obligations over a long-term horizon. The remaining ₹4 crore pending allotment indicates that the company retains flexibility to tap debt markets further as needed, subject to investor demand and regulatory approvals.

Qgo Finance Limited allotted 100 unsecured, redeemable Non-Convertible Debentures (NCDs) aggregating ₹1 crore on July 14, 2026. The instruments carry a coupon rate of 12% per annum payable monthly and have a tenure of 9 years, maturing on July 13, 2035. This allotment is part of a larger issue approved by the Board, which authorized the issuance of 600 unsecured NCDs aggregating ₹6 crore on a private placement basis. The NCDs are unsecured, unlisted, and will be issued in one or more tranches, with 500 securities pending allotment following this tranche.

Prior to this allotment, the company allotted 400 secured NCDs aggregating ₹2 crore under Tranche-5 on July 10, 2026. Those secured instruments carry a 12% annual coupon payable monthly, mature on July 9, 2033, and are backed by a first ranking pari-passu charge over the company's receivables. Additionally, the company allotted 100 unsecured NCDs worth ₹1 crore under Tranche-XLIV on July 6, 2026, which also carry a 12% annual coupon and mature on July 5, 2035.

Details of Recent Issuances