Paisalo Digital adopts draft shelf prospectus for NCD issue up to ₹90,000 lakhs
Paisalo Digital Limited has adopted a draft shelf prospectus for a public issuance of secured, rated, listed, redeemable non-convertible debentures aggregating up to ₹90,000 lakhs. The Operations and Finance Committee approved the prospectus on July 16, 2026, following prior authorization from the Board of Directors on May 10, 2026. The debentures, with a face value of ₹1000 each, will be issued in one or more tranches, and the prospectus has been filed with BSE Limited and SEBI.

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Paisalo Digital Limited has adopted a draft shelf prospectus to raise funds through a public issuance of secured, rated, listed, redeemable non-convertible debentures (NCDs) aggregating up to ₹90,000 lakhs. The issuance, approved by the Operations and Finance Committee on July 16, 2026, will be conducted in one or more tranches to meet the company's financing requirements. The debentures carry a face value of ₹1000 each.
The Board of Directors had previously authorized the company to undertake this issuance at its meeting held on May 10, 2026. The committee's approval finalizes the draft shelf prospectus, which has been filed with BSE Limited. A copy of the prospectus has also been forwarded to the Securities and Exchange Board of India (SEBI) in compliance with the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
Key Details of the Issuance
The following table outlines the primary details of the proposed NCD issue:
| Feature | Details |
|---|---|
| Instrument | Secured, Rated, Listed, Redeemable, Non-Convertible Debentures |
| Face Value | ₹1000 |
| Aggregate Issue Size | Up to ₹90,000 lakhs |
| Structure | One or more tranches |
The company has ensured that all capitalized terms used in the regulatory filing align with the definitions provided in the draft shelf prospectus. The intimation regarding this development has been uploaded on the company's official website.
Historical Stock Returns for Paisalo Digital
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| -0.23% | -0.21% | -2.27% | +101.24% | +127.33% | +144.02% |
What specific financing requirements is Paisalo Digital aiming to address with this ₹90,000 lakh fundraise?
How will the issuance of secured NCDs impact the company's existing debt-to-equity ratio and leverage profile?
What coupon rate is the company targeting, and how might current interest rate trends affect investor demand?

































