Karnataka Bank Submits Half-Yearly Debt Securities Statement for March 2026
Karnataka Bank filed its half-yearly debt securities statement for March 31, 2026, showing ₹300.00 crore outstanding bonds with 10.70% annual coupon rate maturing in 2032. The submission complies with SEBI regulations and includes call option features subject to RBI approval.

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Karnataka Bank has submitted its half-yearly statement of debt securities issued under private placement basis for the period ended March 31, 2026, to both the National Stock Exchange of India Limited and BSE Limited. The filing was made in accordance with the SEBI (Issue and Listing of Non-Convertible Securities) Regulations, 2021.
Regulatory Compliance
The submission was made pursuant to SEBI Master Circular No. SEBI/HO/DDHS/DDHS-PoD/P/CIR/2025/0000000137 dated October 15, 2025. The bank's communication, dated April 8, 2026, was signed by Sham K, Company Secretary & Compliance Officer, ensuring proper authorization and compliance with disclosure requirements.
Debt Securities Details
The statement provides comprehensive information about the bank's outstanding debt securities under private placement:
| Parameter: | Details |
|---|---|
| Issuer: | The Karnataka Bank Limited |
| ISIN: | INE614B08054 |
| Issuance Date: | March 30, 2022 |
| Maturity Date: | March 30, 2032 |
| Coupon Rate: | 10.70% per annum |
| Payment Frequency: | Annual |
| Amount Issued: | ₹300.00 crore |
| Amount Outstanding: | ₹300.00 crore |
Bond Features
The debt securities carry specific embedded options that provide flexibility to the issuer. The bonds include a call option feature that becomes exercisable after the securities have run for at least five years from the date of allotment. However, the exercise of this call option is subject to prior approval from the Reserve Bank of India, ensuring regulatory oversight of any early redemption decisions.
Market Information
The bank's equity shares are listed on both major Indian stock exchanges with NSE Scrip Code: KTKBANK and BSE Scrip Code: 532652. The debt securities statement filing demonstrates the bank's commitment to maintaining transparency with investors and regulatory bodies regarding its funding instruments and outstanding obligations.
Historical Stock Returns for Karnataka Bank
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| -0.30% | +6.81% | +18.06% | +40.97% | +34.45% | +278.46% |
Will Karnataka Bank exercise the call option on these bonds when it becomes available in March 2027, given the high 10.70% coupon rate?
How might the RBI's approval process for the call option affect Karnataka Bank's refinancing strategy in the current interest rate environment?
What impact could early redemption of these high-cost bonds have on Karnataka Bank's net interest margins and profitability?


































